The Easy Loan Site Review

​The Easy Loan Site at a Glance

 Loan TypesPurchase, refinance, reverse mortgage
 Featured LoansAdjustable and fixed, FHA, HARP
 Repayment Terms   10, 20, 30 Fixed, 3/1, 5/1, 7/1 ARM
 Down Payment3.5% on some loans
 Credit Score580+ on some loans
 Best ForTables comparing the lenders and rates for you

Visit The Easy Loan Site


Getting the keys to a house of your own might be easier than you think. Online lenders expedite the process, putting lenders and would-be borrowers together without a lot of the hassle of traditional financial institutions. The Easy Loan Site promises a whole new level of efficiency, and shows homebuyers as many as 10 potential loan matches in a matter of seconds. The matches show each lender and a short run down of their interest rates and APR, as well as information about the types of loans offered.

Once you get the matches you can then go to the requisite sites and start the process of applying for a loan.  

The Easy Loan Site Mortgages

Best For?

Ultimately you won’t be taking out a loan with the Easy Loan Site, rather, with one of the lenders that you’re matched with on the site, each of which has its own pros and cons. What the Easy Loan Site is best at is helping people who are new to the lending world get an idea of what their options are and how best to move forward.

Loan Features

The Easy Loan Site can match you with lenders offering a wide variety of loans from new home mortgages to mortgage refinancing and reverse mortgages. You can find lenders that can accommodate a low or less than ideal credit score, and a wide variety of fixed and adjustable rate mortgages.

These can be for 10, 20, and 30 years, with all types of rates depending on what you qualify for based on your credit and financial standing.

The site also presents the various lenders in an easy to compare rundown that helps you determine where you should go hunting for a loan.

  • Matches you with top lenders
  • Gives you an idea of the lay of the land
  • Easy to compare breakdowns of top lending companies.

Take a mortgage with The Easy Loan Site to get your dream house

The Application Process

The Easy Loan Site and its parent company don’t actually originate or broker any loans on their own, it matches you with lending companies and send your details to them. These companies then follow up with you afterwards.

It’s really quite simple to run through the application process on the Easy Loan Site. First you put in the type of loan you want - either a home refinance or a home purchase loan, followed by the type of property. You then select if it will be a primary residence, vacation home, or investment property, the value of the home, if you’re working with a real estate agent, the value of your down payment,  if you have served in the military, and your credit score. Within a matter of seconds you will be presented with a list of potential lenders, and you can scroll through to their sites.

The Easy Loan Site says the process should only take 3 minutes, but it can actually be even quicker depending on how fast you click.

Pros and Cons  

The form is simple to complete and takes very little timeSome lenders will contact you with offers via email or phone
Your Mortgage Offers show you the closing costsThe website doesn't provide all essential loan information
The Choose Loan option provides custom forms for desired lendersIt  doesn’t actually broker any loans

Loan Terms – The Bare Basics

The terms you receive for your loan vary by company and there is by no means a one-size-fits all sort of rundown. Some companies can be more lenient about your credit score, while others are known for having higher than usual APRs.

Look for industry standards and see how the companies fit them. A basic rundown would be that for a 15-year fixed mortgage, you can expect interest rates from 2.75% to 3.75%. With a 30-year fixed mortgage, expect interest rates from 3.375% to 4.5%.

For a person with good credit buying a house for around $300,000 through The Easy Loan Site, you can expect and APR as low as 4.26% with LendingTree​, and as low as 4% APR on a 15-year fixed-rate mortgage with Costco Members. On Quicken loans, the APR starts at 4.086% and you can go for a 5- or 7-year adjustable-rate mortgage or 15- and 30-year fixed-rate loans.

Again, it all depends on which site you decide to apply for a loan with.  

Help & Support

Customer support is limited on the Easy Loan Site. You can contact them by email or by phone. There is no live chat option on the website.


The Easy Loan site is an easy-to-use resource to give you an idea of your options in the lending world. When navigating what can be a difficult and confusing process, it can help you get an idea of what your options are and which companies can potentially be the best fit for you. It's good to keep in mind though, that the Easy Loan Site is not the actual lender, and you’ll eventually have to click through and work directly with the company of your choosing.

Physical Address

1875 S. Grant St. #450,

San Mateo, CA 94402



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