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Bestmoney Staff
Bestmoney Staff
Jul. 15, 20214 min read summary is an online lending marketplace where you can check your eligibility for a VA loan and get matched with a lender. The site is free-to-use and, if you qualify for a VA loan, pairs you with a lender within minutes.


  • Checks your eligibility for a VA loan in minutes
  • Pairs you with a VA lender
  • No down payment required


  • Requires contact information
  • Limited customer support at a glance

Editorial score at a Glance 

Direct lender or marketplace Marketplace
Loan types VA loans
Loan amount Up to $510,400
Repayment terms 15- or 30-year fixed-rate
APR Varies by lender
Suitable for All veterans


If you’re a veteran looking to buy a home, should be your first stop. This online service can help you check your eligibility for the VA loan program and match you with a low-cost VA lender. If you don’t qualify for a VA loan, can still help you find a traditional lender for your mortgage. 

Suitable For? is suitable for US veterans looking to buy a home that they will use as a primary residence. Not all homes qualify under the VA’s strict rules, so you will need to do your own research to find out if your home is covered. can also be used by some military spouses who qualify for the VA loan program.

Types of Loans is a marketplace that pairs veterans with lenders offering VA loans. While terms vary be lenders, VA loans have some key features:

  • No down payment required
  • No minimum credit score (although lenders may impose their own)
  • No mortgage insurance required
  • 15- or 30-year fixed rate
  • Maximum loan size of $510,400 in most areas

Application Process

Checking your eligibility for a VA loan and getting matched with a lender on takes a few minutes. The site has a simple online questionnaire that asks about your service, credit, and the home you plan to buy. There’s no documentation needed during this process, and if you qualify will match you with a trustworthy VA lender to help you start your loan application.

Rates and Fees

Rates and FeesVA loans typically carry lower interest rates compared to traditional mortgages or other government-backed mortgages. 

Keep in mind that the government charges a funding fee for VA loans, which can range from 1.4% to 3.6% of the entire loan amount. This is separate from any additional fees charged by the lender that matches you with.

Repayment Terms

The terms of your loan will depend on the lender you’re matched with by VA loans can be either 15 years or 30 years, and don’t require a down payment or mortgage insurance.

Help & Support is run by Mortgage Research Center, LLC, which offers customer support by email only. The support team typically responds in 1-2 days.



How do I qualify for a VA loan?

The main way to qualify for a VA loan is through military service. Some military spouses and government employees are also eligible.

Do I have to put money down for a loan through

VA loans typically don’t require you to put money down, although some lenders may require a down payment.

What is the funding fee for a VA loan?

The VA loan funding fee is an origination fee charged by the US government for every VA loan. It ranges from 1.4% to 3.6% of the loan value depending on your down payment and loan size.

Can I refinance a VA loan?

Yes, you can refinance a VA loan. can help you match with a lender for a VA loan refinance.


Mortgage Research Center, LLC, 2101 Chapel Plaza Ct., Columbia, MO 65203

Summary is an online lending marketplace where veterans can get matched with a VA lender in minutes. The site is free and easy to use, and offers a fast way to find the best VA loan for your situation. If you’re not sure whether you qualify for a VA loan, you can use to determine whether you are eligible.

Bestmoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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