EasyKnock Review

ByAshley EnerizJul.15, 2021
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In a Nutshell

EasyKnock is a financial solutions company that provides flexible options for homeowners looking for alternate ways to access funds. For those with at least 40% equity in their homes, EasyKnock purchases your home, giving you the cash value of your home while you stay in the home as a renter.


  • Can assist a wider range of credit scores
  • Access cash quickly
  • Available in all 50 states


  • For homeowners with at least 50% equity
  • Closing costs and appraisal fees

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EasyKnock does not offer traditional refinancing or home equity loans, but offers alternate forms of financing for homeowners through a solution called “sale-leasebacks.”The company buys your house, allowing you to convert your home equity to cash while leasing the house back until you’re ready to move or repurchase the house. . EasyKnock transactions transition you from a homeowner to a renter of the home, getting you cash upfront to pay off debts, prepare to move in the future, or fund other financial objectives.

Suitable For?

EasyKnock’s Sell & Stay programs offer individuals an alternative to home equity loans or reverse mortgages. Their programs allow homeowners to get the cash they need for major purchases without losing a claim to their home or having to move out immediately after receiving funds. 

The MoveAbility program is designated for those who need more cash upfront to help them buy their next home. Additionally, the ReLease program is desirable for individuals that do not want the burdens that come with owning a home but would still like to remain in their home. 

Types of Loans/Products

 EasyKnock offers 3 personalized programs:

  • Sell & Stay: Under this program, EasyKnock buys your home and you receive the value in cash. You then remain in your home and pay rent. You can buy back your home or move at any time. *Buyback option not available in all states
  • MoveAbility: If you are looking to get the most out of your next move, this program was designed to give you more cash for a downpayment by converting your equity to cash and the flexibility you need to find your next dream home on your timeline. There is no repurchase option available under this program.
  • ReLease: This is the newest program from EasyKnock. Under ReLease, homeowners can sell their home, converting 100% of their home equity to cash while remaining as a tenant for as long as desired. There is no repurchase option under this program.

The Application Process

The application process is designed to be quick and easy. Here are the steps you can expect:

  1. Fill out the short online form
  2. EasyKnock will contact you by phone to discuss your individual needs. 
  3. A specialist tells you the estimated amount of money you will receive, your option value, your monthly rent, and any other transaction details. At this time you can review the contract and choose whether or not to move forward. 

Once you agree on the terms of the contract, you will sign the purchase agreement and EasyKnock will do an appraisal of the home, an inspection of the property, and a background check. If these items check out, the next steps include:

  1. Sign closing documents and lease terms with a notary
  2. Funds are wired to your account as soon as the title company verifies the sale
  3. Continue renting your home or move

Rates and Fees– The Bare Basics 

Once EasyKnock approves your home purchase, you will be liable for a few different costs:

  • Closing costs estimated at 1%
  • Processing fee of 2.99% of the home’s appraised value
  • Renting fees will be approximately 00.75% of the purchased price

Repayment Terms

For most homeowners that opt for the Sell & Stay program, you will have the option to buy back your home for the amount EasyKnock funded you plus an agreed first year fee . After the first year, the price will increase either by the consumer price index or 2.5% of the funding amount, whichever is greater.

The MoveAbility and ReLease programs do not allow homeowners to repurchase their home. All programs give homeowners the option to revert to a tenant, which means they will pay market-value rent on the home until they move or buy back the home.

Help & Support

The EasyKnock team is accessible through phone, email and Facebook for support. 

Phone: (844) 888-9213; (929) 249-2849

Email: hello@easyknock.com

Facebook: Facebook.com/EasyKnock


EasyKnock is not for every homeowner, but it is a unique alternative for homeowners who need to access the cash built up in their home but can’t get a traditional loan. For those that want to enjoy their home without the hassle of homeownership, EasyKnock might work for you. Keep in mind that if you are looking to move, selling your home through a real estate agent may result in less fees and more profit than using EasyKnock, though you will not be able to stay in your home after the sale.


How is EasyKnock different from loan companies or iBuyers?

The main way EasyKnock is different is that it does not offer a one-off transaction. Through a sale-leaseback program, EasyKnock works with homeowners’ personal goals.

Also, unlike other fractional ownership programs, EasyKnock’s Sell & Stay contract allows select customers the right to repurchase their home at any time during the lease term. Customers also reserve the right to move at any time. However, there is no guarantee of an appreciation of the home’s value.

What is a residential sale-leaseback?

Simply put, a residential sale-leaseback is a contract that allows the homeowner to sell their home to an individual or company and lease it back.

How much cash can I receive? 

How much cash you receive depends on the program you enroll in.

  •       Sell & Stay applicants receive up to 70% of the home’s value upfront and the remaining amount as an option, which you receive if you move and sell instead of repurchase.
  •       MoveAbility applicants receive up to 80% of the home’s value upfront and the remaining amount as an option, which you receive when you sell on the open market
  •       ReLease applicants receive the full market value upfront

What if I can’t afford rent payments?

EasyKnock tries to create a solution to help individuals get back on track. EasyKnock also offers rent deferral options for both MoveAbility and Sell & Stay. For up to a year you do not have to pay rent out of pocket and it is instead taken out of the option value of your home. However, since EasyKnock now owns the home, violating the tenant/rental agreement could result in eviction in extreme cases.


EasyKnock has two main locations:

Charlotte Office

1213 West Morehead Street

Charlotte, NC 28208

New York Office

215 Park Ave South, Suite 1713

New York, NY 10003

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AboutEasy Knock
Industry: FS
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