Mortgage Article Library

Learn the mortgage process, rates, credit scores and loan programs that may apply to you. Happy reading, easy choosing!
Need a Second Mortgage? Compare the Best Lenders

Need a Second Mortgage? Compare the Best Lenders

Need a Second Mortgage? Compare the Best Lenders

Aug. 06, 2019 / Top10.com Staff
Own a home and in need of a loan? One of the most convenient ways to secure the large amount of cash you need to fund that renovation, medical bill...
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How to Take Advantage of Falling Mortgage Rates

How to Take Advantage of Falling Mortgage Rates

How to Take Advantage of Falling Mortgage Rates

Jul. 25, 2019 / Nadav Shemer
For millions of Americans, buying a home or refinancing an existing mortgage is about to get a whole lot easier. Here's some background about the c...
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6 Ways to Get a Mortgage When You Have Student Loan Debt

6 Ways to Get a Mortgage When You Have Student Loan Debt

6 Ways to Get a Mortgage When You Have Student Loan ...

Jul. 23, 2019 / Sarah Pritzker
Many millennials dream of buying their own home, but feel held back by their student loan debt. Although student loan debt is a burden that no prev...
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The Ultimate First-Time Home Buyer Guide

The Ultimate First-Time Home Buyer Guide

The Ultimate First-Time Home Buyer Guide

Jul. 23, 2019 / Sarah Pritzker
Buying a home for the first time can involve a lot of unfamiliar numbers and terms. Here’s what you need to know about payments, parts of a mortgag...
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Understand Your VA Home Loan

Understand Your VA Home Loan

Understand Your VA Home Loan

Jul. 23, 2019 / Top10.com Staff
If you are an armed forces veteran and are planning to apply for a mortgage on a new home or refinance an existing loan, you might be eligible to s...
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Questions to Ask Your Mortgage Lender

Questions to Ask Your Mortgage Lender

Questions to Ask Your Mortgage Lender

Jul. 23, 2019 / Top10.com Staff
You’ve narrowed your search down to a short list of lenders, or perhaps you’ve even been pre-qualified for a mortgage. The next part is beginning y...
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Understanding Common Mortgage Terms

Understanding Common Mortgage Terms

Understanding Common Mortgage Terms

Jul. 23, 2019 / Alan Donahue
Applying for a mortgage involves a lot of confusing numbers, but it's actually the words around those numbers that you should be focused on. Learni...
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How to Get a Home Loan When You Have Bad Credit

How to Get a Home Loan When You Have Bad Credit

How to Get a Home Loan When You Have Bad Credit

Jul. 23, 2019 / Alan Donahue
Bad credit may seem like the ultimate brick wall between you and a new home purchase. Fortunately, there are ways to break down that wall and move ...
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LendingTree's Home Valuation Tool

LendingTree's Home Valuation Tool

LendingTree's Home Valuation Tool

Jul. 23, 2019 / Top10.com Staff
LendingTree’s Home Valuation Tool helps you make an informed decision for when it’s a good time to sell, or hold onto, you home. Learn about your h...
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Mortgage Refinance: A Beginners Guide

Mortgage Refinance: A Beginners Guide

Mortgage Refinance: A Beginners Guide

Jul. 23, 2019 / Sarah Pritzker
People refinance their homes in order to free up money--either by lowering the amount spent on monthly payments or with a cash loan above the remai...
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What is a Reverse Mortgage: the What, How and Who

What is a Reverse Mortgage: the What, How and Who

What is a Reverse Mortgage: the What, How and Who

Jul. 23, 2019 / Top10.com Staff
If you’re retired or semi-retired, own your own home, and are looking for extra income to fund a home renovation, medical costs, or other significa...
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What You Can Do if You Suspect Mortgage Discrimination

What You Can Do if You Suspect Mortgage Discrimination

What You Can Do if You Suspect Mortgage Discrimination

Jul. 23, 2019 / Top10.com Staff
If you believe you’ve been ‘redlined’ because of your race, religion, age, or sex, there are a number of ways you can deal with it. Contact your le...
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Top Resources For Millennial Homebuyers

Top Resources For Millennial Homebuyers

Top Resources For Millennial Homebuyers

Jul. 23, 2019 / Sarah Pritzker
Although the popular image of millennials is of long-term renters who shy away from buying a property, recent market surveys show that this isn’t t...
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Urban vs Suburban: Where Should I Buy My First Home?

Urban vs Suburban: Where Should I Buy My First Home?

Urban vs Suburban: Where Should I Buy My First Home?

Jul. 22, 2019 / Top10.com Staff
The bright lights of the city or the wide, open spaces of the suburbs? It’s one of the biggest dilemmas faced by first-time home buyers. This guide...
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The Alternatives to HARP Refinancing

The Alternatives to HARP Refinancing

The Alternatives to HARP Refinancing

Jul. 22, 2019 / Nadav Shemer
The Home Affordable Refinance Program, commonly referred to as HARP or the Obama Refinance Program, is a federal government-backed refinance progra...
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Home Equity Loans vs. Parent PLUS Loans

Home Equity Loans vs. Parent PLUS Loans

Home Equity Loans vs. Parent PLUS Loans

Jul. 22, 2019 / Top10.com Staff
HELs and PLUS loans are just 2 of the ways parents can borrow the money needed to put their children through college. Compare the pros and cons and...
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Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early?

Jul. 22, 2019 / Top10.com Staff
If you have a) a mortgage and b) some spare cash, it might be tempting to use the cash to pay off your mortgage early. After all, who wouldn’t want...
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How to Get the Best Mortgage Rates

How to Get the Best Mortgage Rates

How to Get the Best Mortgage Rates

Jul. 22, 2019 / Top10.com Staff
Mortgage rates are little numbers that are a big deal for anyone looking to purchase or refinance a home. Interest rates are a percentage of the ov...
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What to Consider as Rates Rise in {Year}

What to Consider as Rates Rise in 2019

What to Consider as Rates Rise in 2019

Jul. 22, 2019 / Nadav Shemer
In its final decision for 2018, the Federal Reserve raised its benchmark interest rate from 2.25% to 2.50% but lowered its forecast for 2019 from 3...
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The Complete Guide to Cash-Out Refinance

The Complete Guide to Cash-Out Refinance

The Complete Guide to Cash-Out Refinance

Jul. 22, 2019 / Nadav Shemer
Don’t you just wish you’d discover large bags of cash the next time you go down to your basement? Ok, maybe not, because that would require an awkw...
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Mortgage Rates Drop to Lowest in Over a Year

Mortgage Rates Drop to Lowest in Over a Year

Mortgage Rates Drop to Lowest in Over a Year

Jul. 22, 2019 / Nadav Shemer
US home prices have risen 7% in the past year, yet it’s cheaper to buy now than at certain points in the last 12 months. How could this possibly be...
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Best FHA Loan Lenders of {year}

Best FHA Loan Lenders of 2019

Best FHA Loan Lenders of 2019

Jul. 18, 2019 / Top10.com Staff
FHA mortgage loans are an attractive option for first-time homebuyers. If you’re looking for your first home and don’t have 20% of the home purcha...
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The Best 5 Mortgage Lenders

The Best 5 Mortgage Lenders

The Best 5 Mortgage Lenders

Jul. 15, 2019 / Top10.com Staff
The American mortgage industry is extremely competitive, with around 12,000 institutions offering home loans at last count. With so much choice, it...
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Best Lenders for Home Equity Loans

Best Lenders for Home Equity Loans

Best Lenders for Home Equity Loans

Jul. 15, 2019 / Sarah Pritzker
If you own a property, the value of that property minus the outstanding mortgage is known as equity. With a home equity loan (HEL), you put that eq...
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Best Jumbo Mortgage Lenders of {year}

Best Jumbo Mortgage Lenders of 2019

Best Jumbo Mortgage Lenders of 2019

Jul. 15, 2019 / Top10.com Staff
A jumbo mortgage is exactly what is sounds like: A huge loan to buy a house. But “jumbo” is not just in the eye of the beholder; rather, a loan is ...
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Best VA Mortgage Lenders of {year}

Best VA Mortgage Lenders of 2019

Best VA Mortgage Lenders of 2019

Jul. 15, 2019 / Top10.com Staff
VA loans make purchasing a first home or getting a second mortgage easier for those currently serving in the armed forces, reservists, veterans, an...
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Best Mortgage Refinance Companies of {year}

Best Mortgage Refinance Companies of 2019

Best Mortgage Refinance Companies of 2019

Jul. 15, 2019 / Top10.com Staff
If you’ve been paying a mortgage for some time now and would like to get more favorable loan terms, then you may want to consider refinancing your ...
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Best Bad Credit Mortgage Lenders of {year}

Best Bad Credit Mortgage Lenders of 2019

Best Bad Credit Mortgage Lenders of 2019

Jul. 14, 2019 / Top10.com Staff
While it used to be difficult to get a loan when you had poor or fair credit, lenders today are more open to the idea of approving loans for people...
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Best Mortgage Lenders for the Self-Employed

Best Mortgage Lenders for the Self-Employed

Best Mortgage Lenders for the Self-Employed

Jul. 14, 2019 / Top10.com Staff
About 10% of Americans are self-employed as small business owners, entrepreneurs, or freelancers. You probably know about the many advantages of be...
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Best Low or No Down Payment Mortgage Lenders

Best Low or No Down Payment Mortgage Lenders

Best Low or No Down Payment Mortgage Lenders

Jul. 14, 2019 / Top10.com Staff
You’ve had enough of paying rent and the dream of having the keys to your own home gets stronger every day. But how do you get moving in the right ...
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Best Mortgage Lenders for First-Time Buyers

Best Mortgage Lenders for First-Time Buyers

Best Mortgage Lenders for First-Time Buyers

Jul. 11, 2019 / Top10.com Staff
If you’ve decided it's time for a first-time home buyer mortgage and you fit the Department of Housing and Urban Development’s (HUD) definition of ...
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Best 15-Year Mortgage Lenders of {year}

Best 15-Year Mortgage Lenders of 2019

Best 15-Year Mortgage Lenders of 2019

Jul. 11, 2019 / Top10.com Staff
If you’re in the market for a house, you’ve probably been reading up on all there is to know about mortgages. A mortgage is a loan you take to help...
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Best 30-Year Mortgage Lenders of {year}

Best 30-Year Mortgage Lenders of 2019

Best 30-Year Mortgage Lenders of 2019

Jul. 11, 2019 / Top10.com Staff
Shopping for a mortgage is a big deal, and if you’re buying your first house, you may not know where to start with all of the different lenders, l...
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The Mortgage Hack That Can Save You Tens of Thousands of Dollars

The Mortgage Hack That Can Save You Tens of Thousands of Dollars

The Mortgage Hack That Can Save You Tens of Thousand...

May. 12, 2019 / Nadav Shemer
When it comes to mortgages, lenders generally let you choose the repayment term but not the frequency of payments. Most mortgage lenders offer a ch...
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HELOC Popularity Rises with Household Home Equity: Know the Pros and Cons

HELOC Popularity Rises with Household Home Equity: Know the Pros and Cons

HELOC Popularity Rises with Household Home Equity: K...

Apr. 23, 2019 / Nadav Shemer
Most homeowners have heard of home equity loans and cash-out refinance, but neither of these is the most popular product when it comes to home equi...
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To Rent or Buy: How Do I Know?

To Rent or Buy: How Do I Know?

To Rent or Buy: How Do I Know?

Dec. 30, 2018 / Top10.com Staff
Almost everybody will face the question at some stage in their lives of whether to rent or buy a property. We all need somewhere to live, and while...
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FHA Loans: Your Guide to Getting a Loan with Low Credit

FHA Loans: Your Guide to Getting a Loan with Low Credit

FHA Loans: Your Guide to Getting a Loan with Low Credit

Dec. 30, 2018 / Top10.com Staff
Want to buy a new home, but have a low credit rating or don’t have a lot of cash? If this sounds like you, consider applying for an FHA loan: a Fed...
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What Kind of Home Should I Buy?

What Kind of Home Should I Buy?

What Kind of Home Should I Buy?

Nov. 18, 2018 / Top10.com Staff
Buying a house isn’t only the biggest financial decision most people make - it’s also the most personal. There is no one-size-fits-all house, espec...
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Should You Tap into Your Home Equity to Help Your Kids Buy A Home?

Should You Tap into Your Home Equity to Help Your Kids Buy A Home?

Should You Tap into Your Home Equity to Help Your Ki...

Nov. 18, 2018 / Top10.com Staff
Not everyone has huge piles of cash lying around, but thanks to secondary loans like home equity loans, you can use your home equity to help them b...
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How Can I Get A Mortgage When I’m Self-Employed?

How Can I Get A Mortgage When I’m Self-Employed?

How Can I Get A Mortgage When I’m Self-Employed?

Nov. 18, 2018 / Top10.com Staff
More and more people in the US self-employed, whether freelancers, entrepreneurs, or small business owners. The advantages of being self-employed a...
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Know Your Rights: Prevent Mortgage Discrimination

Know Your Rights: Prevent Mortgage Discrimination

Know Your Rights: Prevent Mortgage Discrimination

Nov. 18, 2018 / Top10.com Staff
The dream of buying a house and having your own little corner of the world is one that almost anyone can relate to. For many of us, saving the mone...
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Mortgage Pre-Approval: The Basics

Mortgage Pre-Approval: The Basics

Mortgage Pre-Approval: The Basics

Nov. 18, 2018 / Sarah Pritzker
What does pre-approval mean when you’re looking to buy a home? Understand how it can help you and how to apply for pre-approval, which can give you...
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Refinance Without Closing Costs - Is it Right for You?

Refinance Without Closing Costs - Is it Right for You?

Refinance Without Closing Costs - Is it Right for You?

Nov. 18, 2018 / Top10.com Staff
With interest rates still close to historic lows, now might be as good a time as any to consider refinancing your mortgage. Before rushing ahead an...
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Mortgage vs. Mortgage Refinance - What's the Difference?

Mortgage vs. Mortgage Refinance - What's the Difference?

Mortgage vs. Mortgage Refinance - What's the Differe...

Nov. 18, 2018 / Alan Donahue
Being a homeowner often requires a little extra knowledge and research in the area of high finance. The more you understand about your home and the...
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Is a Mortgage Refinance Right for You?

Is a Mortgage Refinance Right for You?

Is a Mortgage Refinance Right for You?

Nov. 18, 2018 / Alan Donahue
For many homeowners, there are large benefits to renewing the mortgage process on an existing home. Typically referred to as mortgage refinancing o...
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Guide to Helping Your Kids Buy Their First Home

Guide to Helping Your Kids Buy Their First Home

Guide to Helping Your Kids Buy Their First Home

Nov. 18, 2018 / Top10.com Staff
Many parents dream of helping their kids get into property, and thankfully there are several loan options available to help achieve that. Learn abo...
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LendingTree vs Quicken Loans: Choosing the Best Lender for You

LendingTree vs Quicken Loans: Choosing the Best Lender for You

LendingTree vs Quicken Loans: Choosing the Best Lend...

Nov. 18, 2018 / Top10.com Staff
When shopping around for a mortgage, is it best to start your search with a marketplace or by going straight to a direct lender? Put this to the te...
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Which Mortgage is Right for Me?

Which Mortgage is Right for Me?

Which Mortgage is Right for Me?

Nov. 18, 2018 / Alan Donahue
As you shop through different lenders, it's important to understand the loan term options available to you and what the phrases and options mean fo...
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Everything You Need to Know About Getting a Mortgage

Everything You Need to Know About Getting a Mortgage

Everything You Need to Know About Getting a Mortgage

Nov. 18, 2018 / Top10.com Staff
Unless you're one of the lucky few that can purchase a home for cash, you're likely to need some kind of a loan to realize your dream of home owner...
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7 Factors to Consider When Choosing a Mortgage

7 Factors to Consider When Choosing a Mortgage

7 Factors to Consider When Choosing a Mortgage

Nov. 18, 2018 / Alan Donahue
When purchasing a home, a mortgage is almost always an inevitability. To ensure the best outcome, it’s important to plan ahead and make a decision ...
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How Much Does it Cost to Refinance Your Mortgage?

How Much Does it Cost to Refinance Your Mortgage?

How Much Does it Cost to Refinance Your Mortgage?

Nov. 18, 2018 / Top10.com Staff
Refinancing can be an easy way to afford large expenses like home renovations or college, to lower your interest rates (and therefore payments) or ...
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Common Mistakes Young Homebuyers Make

Common Mistakes Young Homebuyers Make

Common Mistakes Young Homebuyers Make

Nov. 18, 2018 / Top10.com Staff
You’ve come into the time in your life where you’re truly independent and really starting to make it. You’ve built up some savings and you’re where...
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When Is the Right Time to Refinance Your Mortgage?

When Is the Right Time to Refinance Your Mortgage?

When Is the Right Time to Refinance Your Mortgage?

Oct. 15, 2018 / Alan Donahue
The mortgage that you signed up for isn’t what you thought it was, or it may not fit your current budget and lifestyle. If you have an adjustable r...
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A Guide to Lowering Your Monthly Mortgage Payments

A Guide to Lowering Your Monthly Mortgage Payments

A Guide to Lowering Your Monthly Mortgage Payments

Oct. 15, 2018 / Top10.com Staff
​Your mortgage has been approved, you’ve made your down payment and paid all closing costs, and you’re ready to move into your new home. But your b...
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