Mortgage Article Library

While it used to be difficult to get a loan when you had poor or fair credit, lenders today are more open to the idea of approving loans for people with low credit scores.

VA loans make purchasing a first home or getting a second mortgage easier for those currently serving in the armed forces, reservists, veterans, and their spouses. If you are one of those individuals...

Take out a 15-year mortgage loan if you want to pay off your mortgage as fast as possible with lower interest. Look among the best loan providers for the top rates and terms for your 15-year loan. 

Take out a 30-year mortgage loan if you are looking for a mortgage that won't strain your monthly budget. Look among the best loan providers for the top rates and terms for your 30-year loan. 

Take out a jumbo mortgage loan if you're looking at a property with a high price tag. Look among the best loan providers for the top rates and terms for your jumbo loan. 

If you’re in the market for a new home and fit the definition of a first-time buyer, some lenders will offer you favorable rates with minimal down payments.

The Home Affordable Refinance Program, commonly referred to as HARP or the Obama Refinance Program, is a federal government-backed refinance program for underwater homeowners. The term “underwater” refers to a situation in which a homeowner has negative equity, meaning the amount you owe on your home loan exceeds the home’s value.

If you have a) a mortgage and b) some spare cash, it might be tempting to use the cash to pay off your mortgage early. After all, who wouldn’t want to remove or reduce their debt burden?

Own a home and in need of a loan? One of the most convenient ways to secure the large amount of cash you need to fund that renovation, medical bill, or college tuition is to take out a second mortgage on your home.

About 10% of Americans are self-employed as small business owners, entrepreneurs, or freelancers.