Mortgage Articles & Guides | Top 10 Mortgage Loans

Mortgage Rates Drop to Lowest in Over a Year

Nov. 13, 2019 / Nadav Shemer

US home prices have risen 7% in the past year, yet it’s cheaper to buy now than at certain points in the last 12 months. How could this possibly be...

Is a Mortgage Refinance Right for You?

Nov. 13, 2019 / Alan Donahue

For many homeowners, there are large benefits to renewing the mortgage process on an existing home. Typically referred to as mortgage refinancing o...

Mortgage Refinance: A Beginners Guide

Nov. 13, 2019 / Sarah Pritzker

People refinance their homes in order to free up money--either by lowering the amount spent on monthly payments or with a cash loan above the remai...

When Is the Right Time to Refinance Your Mortgage?

Nov. 13, 2019 / Alan Donahue

The mortgage that you signed up for isn’t what you thought it was, or it may not fit your current budget and lifestyle. If you have an adjustable r...

Home Equity Loans vs. Parent PLUS Loans

Nov. 13, 2019 / Top10.com Staff

HELs and PLUS loans are just 2 of the ways parents can borrow the money needed to put their children through college. Compare the pros and cons and...

Common Mistakes Young Homebuyers Make

Nov. 13, 2019 / Top10.com Staff

You’ve come into the time in your life where you’re truly independent and really starting to make it. You’ve built up some savings and you’re where...

Best Low or No Down Payment Mortgage Lenders

Nov. 06, 2019 / Top10.com Staff

You’ve had enough of paying rent and the dream of having the keys to your own home gets stronger every day. But how do you get moving in the right ...

Best 30-Year Mortgage Lenders of 2019

Nov. 05, 2019 / Top10.com Staff

Shopping for a mortgage is a big deal, and if you’re buying your first house, you may not know where to start with all of the different lenders, l...

Guide to Helping Your Kids Buy Their First Home

Nov. 03, 2019 / Top10.com Staff

Many parents dream of helping their kids get into property, and thankfully there are several loan options available to help achieve that. Learn abo...

Best 15-Year Mortgage Lenders of 2019

Oct. 23, 2019 / Top10.com Staff

If you’re in the market for a house, you’ve probably been reading up on all there is to know about mortgages. A mortgage is a loan you take to help...

Best Mortgage Lenders for First-Time Buyers

Oct. 23, 2019 / Top10.com Staff

If you’ve decided it's time for a first-time home buyer mortgage and you fit the Department of Housing and Urban Development’s (HUD) definition of ...

Best Mortgage Lenders for the Self-Employed

Oct. 23, 2019 / Top10.com Staff

About 10% of Americans are self-employed as small business owners, entrepreneurs, or freelancers. You probably know about the many advantages of be...

Best Mortgage Refinance Companies of {year}

Best Mortgage Refinance Companies of 2019

Oct. 23, 2019 / Top10.com Staff

If you’ve been paying a mortgage for some time now and would like to get more favorable loan terms, then you may want to consider refinancing your ...

Need a Second Mortgage? Compare the Best Lenders

Oct. 23, 2019 / Top10.com Staff

Own a home and in need of a loan? One of the most convenient ways to secure the large amount of cash you need to fund that renovation, medical bill...

The Complete Guide to Cash-Out Refinance

Oct. 23, 2019 / Nadav Shemer

Don’t you just wish you’d discover large bags of cash the next time you go down to your basement? Ok, maybe not, because that would require an awkw...

Best FHA Loan Lenders of 2019

Oct. 23, 2019 / Top10.com Staff

FHA mortgage loans are an attractive option for first-time homebuyers. If you’re looking for your first home and don’t have 20% of the home purcha...

The Best 5 Mortgage Lenders

Oct. 23, 2019 / Top10.com Staff

The American mortgage industry is extremely competitive, with around 12,000 institutions offering home loans at last count. With so much choice, it...

Best Lenders for Home Equity Loans

Oct. 23, 2019 / Sarah Pritzker

If you own a property, the value of that property minus the outstanding mortgage is known as equity. With a home equity loan (HEL), you put that eq...

Best Jumbo Mortgage Lenders of 2019

Oct. 23, 2019 / Top10.com Staff

A jumbo mortgage is exactly what is sounds like: A huge loan to buy a house. But “jumbo” is not just in the eye of the beholder; rather, a loan is ...

The Alternatives to HARP Refinancing

Oct. 23, 2019 / Nadav Shemer

The Home Affordable Refinance Program, commonly referred to as HARP or the Obama Refinance Program, is a federal government-backed refinance progra...

Top Resources For Millennial Homebuyers

Oct. 23, 2019 / Sarah Pritzker

Although the popular image of millennials is of long-term renters who shy away from buying a property, recent market surveys show that this isn’t t...

What You Can Do if You Suspect Mortgage Discrimination

Oct. 23, 2019 / Top10.com Staff

If you believe you’ve been ‘redlined’ because of your race, religion, age, or sex, there are a number of ways you can deal with it. Contact your le...

The Ultimate First-Time Home Buyer Guide

Oct. 23, 2019 / Sarah Pritzker

Buying a home for the first time can involve a lot of unfamiliar numbers and terms. Here’s what you need to know about payments, parts of a mortgag...

Best Mortgage Lenders for Bad Credit

Oct. 20, 2019 / Top10.com Staff

While it used to be difficult to get a loan when you had poor or fair credit, lenders today are more open to the idea of approving loans for people...

How to Take Advantage of Falling Mortgage Rates

Jul. 25, 2019 / Nadav Shemer

For millions of Americans, buying a home or refinancing an existing mortgage is about to get a whole lot easier. Here's some background about the c...

6 Ways to Get a Mortgage When You Have Student Loan Debt

6 Ways to Get a Mortgage When You Have Student Loan ...

Jul. 23, 2019 / Sarah Pritzker

Many millennials dream of buying their own home, but feel held back by their student loan debt. Although student loan debt is a burden that no prev...

Understand Your VA Home Loan

Jul. 23, 2019 / Top10.com Staff

If you are an armed forces veteran and are planning to apply for a mortgage on a new home or refinance an existing loan, you might be eligible to s...

Questions to Ask Your Mortgage Lender

Jul. 23, 2019 / Top10.com Staff

You’ve narrowed your search down to a short list of lenders, or perhaps you’ve even been pre-qualified for a mortgage. The next part is beginning y...

Understanding Common Mortgage Terms

Jul. 23, 2019 / Alan Donahue

Applying for a mortgage involves a lot of confusing numbers, but it's actually the words around those numbers that you should be focused on. Learni...

How to Get a Home Loan When You Have Bad Credit

Jul. 23, 2019 / Alan Donahue

Bad credit may seem like the ultimate brick wall between you and a new home purchase. Fortunately, there are ways to break down that wall and move ...

LendingTree's Home Valuation Tool

Jul. 23, 2019 / Top10.com Staff

LendingTree’s Home Valuation Tool helps you make an informed decision for when it’s a good time to sell, or hold onto, you home. Learn about your h...

What is a Reverse Mortgage: the What, How and Who

Jul. 23, 2019 / Top10.com Staff

If you’re retired or semi-retired, own your own home, and are looking for extra income to fund a home renovation, medical costs, or other significa...

Urban vs Suburban: Where Should I Buy My First Home?

Jul. 22, 2019 / Top10.com Staff

The bright lights of the city or the wide, open spaces of the suburbs? It’s one of the biggest dilemmas faced by first-time home buyers. This guide...

Should You Pay Off Your Mortgage Early?

Jul. 22, 2019 / Top10.com Staff

If you have a) a mortgage and b) some spare cash, it might be tempting to use the cash to pay off your mortgage early. After all, who wouldn’t want...

How to Get the Best Mortgage Rates

Jul. 22, 2019 / Top10.com Staff

Mortgage rates are little numbers that are a big deal for anyone looking to purchase or refinance a home. Interest rates are a percentage of the ov...

What to Consider as Rates Rise in {Year}

What to Consider as Rates Rise in 2019

Jul. 22, 2019 / Nadav Shemer

In its final decision for 2018, the Federal Reserve raised its benchmark interest rate from 2.25% to 2.50% but lowered its forecast for 2019 from 3...

Best VA Mortgage Lenders of 2019

Jul. 15, 2019 / Top10.com Staff

VA loans make purchasing a first home or getting a second mortgage easier for those currently serving in the armed forces, reservists, veterans, an...

The Mortgage Hack That Can Save You Tens of Thousands of Dollars

The Mortgage Hack That Can Save You Tens of Thousand...

May. 12, 2019 / Nadav Shemer

When it comes to mortgages, lenders generally let you choose the repayment term but not the frequency of payments. Most mortgage lenders offer a ch...

HELOC Popularity Rises with Household Home Equity: Know the Pros and Cons

HELOC Popularity Rises with Household Home Equity: K...

Apr. 23, 2019 / Nadav Shemer

Most homeowners have heard of home equity loans and cash-out refinance, but neither of these is the most popular product when it comes to home equi...

To Rent or Buy: How Do I Know?

Dec. 30, 2018 / Top10.com Staff

Almost everybody will face the question at some stage in their lives of whether to rent or buy a property. We all need somewhere to live, and while...

FHA Loans: Your Guide to Getting a Loan with Low Credit

Dec. 30, 2018 / Top10.com Staff

Want to buy a new home, but have a low credit rating or don’t have a lot of cash? If this sounds like you, consider applying for an FHA loan: a Fed...

What Kind of Home Should I Buy?

Nov. 18, 2018 / Top10.com Staff

Buying a house isn’t only the biggest financial decision most people make - it’s also the most personal. There is no one-size-fits-all house, espec...

Should You Tap into Your Home Equity to Help Your Kids Buy A Home?

Should You Tap into Your Home Equity to Help Your Ki...

Nov. 18, 2018 / Top10.com Staff

Not everyone has huge piles of cash lying around, but thanks to secondary loans like home equity loans, you can use your home equity to help them b...

How Can I Get A Mortgage When I’m Self-Employed?

Nov. 18, 2018 / Top10.com Staff

More and more people in the US self-employed, whether freelancers, entrepreneurs, or small business owners. The advantages of being self-employed a...

Know Your Rights: Prevent Mortgage Discrimination

Nov. 18, 2018 / Top10.com Staff

The dream of buying a house and having your own little corner of the world is one that almost anyone can relate to. For many of us, saving the mone...

Mortgage Pre-Approval: The Basics

Nov. 18, 2018 / Sarah Pritzker

What does pre-approval mean when you’re looking to buy a home? Understand how it can help you and how to apply for pre-approval, which can give you...

Refinance Without Closing Costs - Is it Right for You?

Nov. 18, 2018 / Top10.com Staff

With interest rates still close to historic lows, now might be as good a time as any to consider refinancing your mortgage. Before rushing ahead an...

Mortgage vs. Mortgage Refinance - What's the Difference?

Mortgage vs. Mortgage Refinance - What's the Differe...

Nov. 18, 2018 / Alan Donahue

Being a homeowner often requires a little extra knowledge and research in the area of high finance. The more you understand about your home and the...

LendingTree vs Quicken Loans: Choosing the Best Lender for You

LendingTree vs Quicken Loans: Choosing the Best Lend...

Nov. 18, 2018 / Top10.com Staff

When shopping around for a mortgage, is it best to start your search with a marketplace or by going straight to a direct lender? Put this to the te...

Which Mortgage is Right for Me?

Nov. 18, 2018 / Alan Donahue

As you shop through different lenders, it's important to understand the loan term options available to you and what the phrases and options mean fo...

Everything You Need to Know About Getting a Mortgage

Nov. 18, 2018 / Top10.com Staff

Unless you're one of the lucky few that can purchase a home for cash, you're likely to need some kind of a loan to realize your dream of home owner...

7 Factors to Consider When Choosing a Mortgage

Nov. 18, 2018 / Alan Donahue

When purchasing a home, a mortgage is almost always an inevitability. To ensure the best outcome, it’s important to plan ahead and make a decision ...

How Much Does it Cost to Refinance Your Mortgage?

Nov. 18, 2018 / Top10.com Staff

Refinancing can be an easy way to afford large expenses like home renovations or college, to lower your interest rates (and therefore payments) or ...

A Guide to Lowering Your Monthly Mortgage Payments

Oct. 15, 2018 / Top10.com Staff

Your mortgage has been approved, you’ve made your down payment and paid all closing costs, and you’re ready to move into your new home. But your b...

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