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HomeTap Review

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Chris Muller
Chris Muller
Jul. 15, 20214 min read

HomeTap summary

Hometap offers a way to use your home’s equity when you need it. With an investment from Hometap, you can free yourself from debt and monthly payments that come with conventional home equity loans. By filling out a quick online application, you can qualify for up to $300,000 in-home equity investing.

Pros

  • Pay only when you settle—no monthly payments or interest
  • Complete the online application in under 10 minutes
  • Receive up to $400,000

Cons

  • Must be repaid within 10 years or risk being forced to sell home
HomeTapat a glance
3.8

Editorial score

Overview

Hometap offers home equity investments as an alternative to conventional home equity loans and HELOCs. Hometap invests alongside you, so that you can access your equity without going into debt.

The process is simple, straightforward, and transparent. When you settle your investment, Hometap receives a portion of your home’s value as payment for its investment.

Because Hometap is an investor, not a lender, you don’t have to deal with interest or monthly payments. Instead, once you’re approved, you can receive cash in as little as three weeks to use it however you’d like.

Suitable For?

Hometap works for homeowners who want a fast, flexible, and transparent way to access their home’s equity. Since Hometap doesn’t require monthly payments or charge interest, it’s ideal for people who need money sooner rather than later. You don’t make any payments until you settle your investment within the 10-year effective period.

Types of Loans/Products

Hometap only offers home equity investments. However, it makes these investments flexible and easy for homeowners to qualify for through its application process.

Hometap will give you up to 30% of your home’s current value in exchange for a percentage of its future value. You’ll get a cash lump sum, and you won’t have to pay it back until you settle the investment. 

Throughout the Hometap Investment process, you’ll be paired with a dedicated Investment Manager who will walk you through each step and answer any questions you may have along the way.

The Application Process

Hometap has one of the quickest and easiest application processes available for home equity investments. The application itself only takes about 10 minutes to complete, and once approved, you can receive funding in as little as three weeks.

To apply for a Hometap investment, follow these steps:

  1. Answer some preliminary questions to find out if you qualify for a home equity investment and how much equity you may be able to access from your home.
  2. If you qualify, Hometap will walk you step by step through the investment process. 
  3. Your home’s current value will determine how much Hometap will invest.
  4. Once approved, Hometap will invest up to 30% of your home’s current appraised value in exchange for a percentage of its future value.
  5. You’ll receive your funds in as little as three weeks, and can use them for whatever you’d like.

Rates and Fees– The Bare Basics 

There are no monthly payments or interest to worry about with a Hometap Investment. Hometap does charge a fee equal to 3% of the investment amount that covers the arrangement and funding of the investment. There are no other Hometap fees, however, the appraisal and other third party costs associated with the signing (i.e.: escrow, attorney/notary, and document recording) are deducted from the investment amount when you get your money. 

So that there are no hidden fees or surprises, you’ll receive a detailed estimate after you submit an application, including all of the final costs of obtaining the investment. 

Repayment Terms

The effective period for a Hometap investment is 10 years, and you settle it all at once, the same way you received it.

When you decide to settle, Hometap may send an outside appraiser to determine your home’s value. Depending on whether its value increased or decreased over the past several years, you may end up paying even less than you borrowed.

Help & Support

Hometap investment managers are available Monday through Thursday from 8:00 a.m. to 8:00 p.m., and Friday from 8:00 a.m. to 5:00 p.m. In addition to contacting them directly, you can find more information on their Homeowners’ Resources page, which provides guides, videos, and other content to help you understand how a home equity investment can help you.

  • Email: hello@hometap.com
  • Phone: 1-617-399-024

You can also use Hometap’s online form to send an inquiry, and they will get back to you as soon as possible. 

Summary

Hometap can be an excellent option for many homeowners who don’t want the stress of monthly payments that come with a loan. With this investor, you only pay back the loan when you settle or sell your home.

Hometap offers plenty of educational content for homeowners considering taking an investment. Despite its lengthy approval process and many fees, this company offers the advantage of less hassle for your money.

FAQ

How is a Hometap investment different from a HELOC?

A home equity line of credit (HELOC) lets you use your home’s equity when you need to borrow money. Hometap invests in your home based on the amount of equity you’ve already built from paying off your mortgage. Unlike HELOCs, you don’t need to worry about monthly payments with a Hometap investment.

What if my home’s value goes down after ten years?

If your home’s value decreases, Hometap shares the loss. Some homeowners pay less than they borrowed when their home’s value goes down.

What happens if I can’t settle the investment?

One of the risks that comes with a Hometap investment is not being able to pay back the investment when the time comes to settle If you don’t think you’ll be able to settle your investment through a refinance or buyout with savings and plan to stay in your home long term, a Hometap investment might not be the best fit.

Will a Hometap investment affect my credit score?

Because Hometap is not a lender and does not require monthly payments, an investment will not impact your credit score.

Physical Address 

800 Boylston St, 16th Floor

Boston, MA 02199


Chris Muller
Written byChris Muller

Chris has an MBA with a focus on advanced investments and has been writing about all things personal finance since 2015. He’s also built and ran a digital marketing agency, focusing on content marketing, copywriting, and SEO, since 2016.

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  • author
    Alicia H.
    Jan 01, 1970
    Highly Recommend Hometap! Outstanding Company!!

    My experience with Hometap has been exceptional. They truly helped me with a challenging financial situation I had been trying to resolve for quite some time, plus ended up benefiting me financially in additional ways as well. The entire process was both simple and seamless from start to finish. My Investment Manager, Wesley C., was phenomenal. He was friendly, helpful and professional, while maintaining consistent communication throughout. I researched several options prior to selecting this company and I am glad that I did. I would highly recommend Hometap as a means to utilizing your home's equity. Thank you!

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  • author
    Sharmaine A
    Jan 01, 1970
    The only that comes to mind is the time…

    The only that comes to mind is the time frame it took way lonnger than promised. Other than that this company did me a solid, Backed me to the end. I am really grateful

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  • author
    Dave M
    2 days ago
    I've been working with Hometap for 3…

    I've been working with Hometap for 3 months and have yet to receive a signing date. All I've gotten is "due to an influx ... it has been taking a little longer than normal". My ex-wife started the process at the same time and me and was funded within 3 weeks. I had a 6 year old $2400 judgement that I provided all information for, was told it can just be paid off the proceeds, but that was the only complication. Everytime I ask for an updated it's the same old story. A company handling this many transactions must have enough data compiled to be able to provide a reasonably accurate time frame simply based on number of applications and average processing time. I fear that writing this will result in a retaliatory denial, but also am desparate for a reasonable response. Additionally, I'm concerned that as the fed raises rates, the rates on the Hometap investments will increase from when I started 3 months ago. I've copied managers and the VP of sales, no valid responses. I gave this 2 stars because it started out well and the online application was very easy.

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  • author
    REY
    Jan 01, 1970
    We'd like to thank Kaleigh McMahon

    We'd like to thank Kaleigh McMahon, our account rep, who was key to keeping us as a client as we had other offers from competing lenders pending. Kaleigh was prompt in all of her communications and most important Kaleigh was very detailed in her information. When dealing with this type of process the more information the better and not having to ask for it was appreciated. We hope everyone going through this process gets the pleasure of working with someone as good as Kaleigh.

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  • author
    Erin
    Jan 01, 1970
    Quick turnaround and great…

    Quick turnaround and great communication.

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  • author
    Debra
    Jan 01, 1970
    Fantastic experience, very pleased with HomeTap

    Honestly this process was so easy and straightforward. We all have options whether it’s a home equity loan or a line of credit or an option such as HomeTap — this worked out really well for my situation with no additional debt. I am very pleased, it was virtually effortless on my end and my account manager was awesome! Amanda gets personally five stars for her attention to detail and for her follow up skills, really great customer service.

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  • author
    BigAl
    Sep 28, 2022
    Smooth process

    I was impressed with how smoothly the Home Tap process transpired, from the initial inquiry to the appraisal, and final paperwork. My representative was always responsive to questions.

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  • author
    jjjb
    Sep 28, 2022
    Wonderful experience

    Wonderful experience! My Investment Manager, Daniel, was excellent. He kept me apprised throughout the entire process. I highly recommend Hometap for your financial goals

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  • author
    Christopher
    Sep 27, 2022
    Stephanie S. was AWESOME!

    Stephanie S. was AWESOME! She was always available to answer my questions and is very knowledgeable about the whole process. This made it go very smoothly. Hometap was definitely the way to go in my situation, but I would recommend them to anyone wanting to pull equity from their home. Much easier and faster than a HELOC. Such a great product 👍

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  • author
    GF
    Sep 27, 2022
    You guys were very easy to work with

    You guys were very easy to work with. Kept in communication with me throughout the whole process. I appreciated it.

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  • author
    Ronald
    Sep 27, 2022
    Hometap Review

    Service was excellent. Agent was persistent in view of a technical issue that I had to take care of from a previous Lien on the Home in question.

    ...

  • author
    Kate
    Sep 27, 2022
    Keith was amazing and filled with…

    Keith was amazing and filled with information. He never made us feel bad for asking questions and made this entire process easy.

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  • author
    Serg
    Sep 27, 2022
    Great option in the face of rising rates

    From start-to-finish the Hometap team was transparent, communication was intentional and clear. Chris, our investment manager was very good with responding in a timely manner, explaining with full transparency everything and ensuring we understood the process. When questions or doubts arose, he quickly helped us redirect to understanding and gained our trust. The process did take longer than expected however, with the increase in-demand it was understood. I’d recommend Hometap to anyone that is need if funds without the hassle of a traditional method.

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  • author
    Corinne
    Jan 01, 1970
    Hometap has been excellent so far with…

    Hometap has been excellent so far with the mortgage loan process. My loan officer Hannah has been with me every step of the way and I don't have to chase her down. She explains each step and lets me know what I need to do next. Every week she checked in with me even when there was nothing to complete. Your loan officers and customer service are your best asset. Thank you!

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  • author
    Peter
    Jan 01, 1970
    Brian was great

    Great product good people

    ...

  • author
    Keyana
    Jan 01, 1970
    hometap

    I had a pleasant experience with home tap.

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  • author
    Nicoli
    Jan 01, 1970
    The process has been lengthy

    The process has been lengthy, but well worth it. Charlie has kept me updated all along the way.

    ...

  • author
    Wendi Cline
    Jan 01, 1970
    Thank you all so much for all your hard work and kindness in helping us through the process!

    Thank you all so much for all your help! This was something much needed and it was amazing to work with Stephanie. She is so kind, courteous, hard-working and was great at responding to questions we had and just staying in top of everything. My father and I are extremely grateful for the experience with Stephanie and with Hometap and she deserves so much more than just a thank you 🥰

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  • author
    Legion
    Jan 01, 1970
    Simple, Professional, Transparent, Great!

    The process was pretty simple, the answers to my questions were clear and concise, and the entire experience was a positive one. Many thanks to Eric Kessler who guided me through the whole experience with a great attitude and willingness to communicate with me in a timely manner when questions arose. I cannot recommend Hometap and Eric Kessler hightly enough.

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  • author
    WGuerra
    Jan 01, 1970
    I had a great experience with this…

    I had a great experience with this company. Very direct and honest in the whole process. Highly recommend to anyone needing extra cash for whatever.

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  • author
    Nick
    Sep 23, 2022
    Ned was great!

    Ned was great! Only negative I have to say is that the process took a bit longer than I had anticipated. Other than that, highly recommended.

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  • author
    Amy Frank
    Jan 01, 1970
    The process started off smoothly and…

    The process started off smoothly and appeared it would all go seamlessly. Unfortunately, instead of the 3-4 week turnaround time, it ended up taking over 8 weeks to close. This was definitely not what was discussed. There were so many hurdles with miscommunication between Hometap and my mortgage company. And when the error was rectified, there was silence on when we would close for over three weeks.

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  • author
    George
    Sep 23, 2022
    Annie Buff incredibly responsive and…

    Annie Buff incredibly responsive and helpful!!!

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  • author
    Stephanie
    Sep 22, 2022
    Tricia was absolutely wonderful to work…

    Tricia was absolutely wonderful to work with. Communication was excellent, unlike anything I’ve experienced before! From the very beginning she made us feel very comfortable and took the time to make sure we understood the process. I really trusted we were making the right choice, so much so I’ve recommended it to family members. I wish all transactions were this easy and stress free.

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  • author
    Matthew
    Sep 22, 2022
    Hometap Friendly, Professional, and Easy

    Rachelle was friendly, clear, and professional. She made the process easy and I recommend their services.

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  • author
    Nathalie
    Sep 22, 2022
    Hometap Review

    The experience I had with my investment manager and the Hometap process was great. The information provided at the start of the process was thorough. Even though the process was a little long, not an issue at all, I was updated at least weekly. Great communication and the simplicity of the process was great.

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  • author
    Mark
    Sep 22, 2022
    Smooth and easy…:Rachelle was nice to work with and…

    Rachelle was nice to work with and everything went smoothly. Was surprised at how quickly we got it done.

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  • author
    Yeseyka and Christian
    Sep 21, 2022
    A Prayer Answered

    I describe Hometap as a prayer answered. After accumulating a large amount of debt after maternity leave, we were considering selling our home or defaulting on almost all of our credit accounts. When we came across Hometap it seemed too good to be true, but Stephanie Snavely was so informative and assuring that we decided to take the leap. At every turn we had direct access to her and she led us through this process with so much confidence and grace. Hometap has given us a second chance to make better financial decision and has bought us some time to make the biggest decision to sell our home. The process was so simple and is nowhere near the complexity of refinancing or taking out a HELOC. Truly a life saving company.

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  • author
    Joseph
    Sep 21, 2022
    My representative Lake was very…

    My representative Lake was very accommodating and professional. I will be recommending HomeTap to others.

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  • author
    Sonda
    Sep 21, 2022
    The process was easy going and my…

    The process was easy going and my manager assigned to me was with me every step of the way.

    ...

  • author
    Dana Chambers
    Sep 21, 2022
    Straightforward, easy and stress-free!

    From start to finish HomeTap has made this a pleasant and easy experience! Compared to my last experience with home equity loans, this was so stress-free!! My advisor was able to answer all questions during a phone meeting before I pursued the investment further. The online appraisal tool was very straightforward and unique. All of my documents were easy to upload and the terms/conditions scenarios provided with my offer were very helpful. We are excited to move forward with our home remodeling project!

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  • author
    Joseph Treadway
    Sep 21, 2022
    Hometap is very easy to work with

    Hometap is very easy to work with. I worked with Melissa Johnson. She answered every email and phone call asap. She was always willing to take the time to explain any questions or concerns that I had. Very good experience with Hometap.

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  • author
    SUSAN C.
    Sep 21, 2022
    When I started looking into this kind…

    When I started looking into this kind of way to get the equity out of my home this was the best option. I did start with another company. However they we very uncommunicative . I stumbled upon Hometap best stumble ever!

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  • author
    Hector
    Sep 21, 2022
    Excellent service and very professional

    Excellent service and very professional support from Dammy , process was super smooth and painless , we feel super grateful With everybody involve during this process.

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  • author
    David
    Sep 21, 2022
    Sammy was great

    Sammy was great, did his job like a pro. Great job

    ...

  • author
    Richard Osaiyuwu
    Sep 21, 2022
    Brian was excellent and made the…

    Brian was excellent and made the process easy explaining every step

    ...

  • author
    Theresa Livingston
    Sep 20, 2022
    I enjoyed the process

    The process from start to finish was easy. And Mr. Lindsey was with me every step of the way.

    ...

  • author
    Richard
    Sep 20, 2022
    Always a great experience with this…

    Always a great experience with this company.

    ...

  • author
    Chuck
    Sep 20, 2022
    FANTASTIC AGENT AND OUTSTANDING OPPORTUNITY! A++

    My entire experience with Hometap was outstanding. My agent, Stephanie Snavely, was simply top-notch! She was so helpful and thorough. She made the whole process a breeze. BIG kudos to Stephanie! I can't thank you enough. I feel Hometap is a fantastic opportunity for anyone looking for an alternative to a HELOC or equity loan. I am well pleased!

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  • author
    John
    Sep 20, 2022
    We had a very good experience with…

    We had a very good experience with Hometap from start to finish. Kat was very easy and enjoyable to work with and attended to all our needs.

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  • author
    Brian
    Sep 20, 2022
    Donavan has been great to work woth

    Donavan has been great to work woth, very quick to respond to my calls and texts, answer any questions

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  • author
    Mark
    Sep 20, 2022
    Great experience

    Great experience. Mike Montenegro was really great to work with. I got out of debt, took care of issues and I have enough left over for a nice chunk of land somewhere. Great company!

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  • author
    Jonny
    Sep 19, 2022
    Brett has been awesome

    Brett has been awesome. He's on top of things, and keeps me in the loop.

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  • author
    Jofer
    Sep 17, 2022
    AMAZING company to work with!

    We just recently learned about home equity investments in July and I went looking around through a few companies like Pointe, Unison but Hometap has been ridiculously easy to work with. Jenna Mackinnon is the investment manager and was my main point of contact from start to finish! The entire process was incredibly easy and straightforward. She walked me through each phase step by step, was completely transparent the entire time. Whenever I had any questions or concerns and believe me I had an abundance of both, she was always getting back to me in a very timely manner, never left me hanging and would always make sure to remind me to reach out if I had any concerns. The whole process was seamless, when it came to our contract signing, it laid out everything we talked about since the beginning in technical/legal terms so I was completely content signing confidently knowing what I was getting into. We started the process sometime in July and finished on 9/16/22. I would highly recommend Hometap as your source of tapping into your home's equity!

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  • author
    Rowland Anderson
    Sep 16, 2022
    Review of Home Equity Process

    I applied for and received a part of my home equity. I dealt with Mel Remer. She did an excellent job of explaining the entire process and she was very easy to work with. All or my phone calls, emails, and texts were answered promptly.

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  • author
    Caroline
    Sep 16, 2022
    I’m very impressed

    I’m very impressed. The entire process from start to closing was transparent. All my questions and concerns were immediately addressed, all calls and texts immediately answered. My investment manager, Courtney Beckers, was there for me every step of the way. Thank you, Hometap, and many thanks to Courtney for her expertise and patience.

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  • author
    Kari
    Sep 15, 2022
    This was a pretty seamless experience

    This was a pretty seamless experience. We have a manufactured home so there were a few extra steps that needed to be done but our investment manager helped us through it all.He was very easy to communicate with and explained everything well

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  • author
    N Lee
    Sep 15, 2022
    Great Experience

    Melissa was my investment manager. She was helpful through the whole process and she explained everything thoroughly so I'd understand. My Hometap experience was painless and extremely quick. I received my payment in the form of a check and it was delivered overnight. This is a win-win situation for Hometap and myself. I'm grateful to had learned about Hometap and would recommend anyone who has home equity and in need of the funds quickly to work with Hometap.

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  • author
    David Sherman
    Sep 15, 2022
    Thank you Max

    Max was great through every step of the process thus far.

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  • author
    BlueCrew
    Sep 14, 2022
    More options!

    I’m the type of person that digs into all options before I make a educated decision. Hometap provided more options based off my needs then other equity sharing companies. Brett was upfront and honest. He also followed up in a timely manner. Brett help make my decision to choose hometap easier.

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  • author
    Wayne
    Sep 14, 2022
    Danella an excellent guide.

    Danella an excellent guide. Very patient and responsive.

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  • author
    Roger
    Sep 14, 2022
    One Financial Burden Solution

    As I have stated before, this concept is great for those who have a very low fico/credit score, except they do take more share of the sale price of the property (30%) more than what is left for the owner. Funding takes a bit longer to be wired to the customer's account. Otherwise, it is a great financial help for those who would like to wipe off credit card debts....Thnx for the help..RSR. P.S. By the way, Chris Day is a great, and wonderful rep of this company (Home tap) to assist ask for him....same

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  • author
    trang
    Sep 14, 2022
    I got a great experience with Hometap

    I got a great experience with Hometap. Korbin Price was so helpful and answered all my question to help smooth the process.

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  • author
    Houssam
    Sep 14, 2022
    Eric was very attentive and…

    Eric was very attentive and professional during the process. He explained very clear and detailed. He took the time to answer all the doubts and questions. I would definitely recommend it.

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  • author
    MS
    Sep 13, 2022
    Easy process from beginning to end

    Easy process from beginning to end. Also, great service form Rachelle! She was always available and ready to answer or guide me through the few doubts and questions I had.

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  • author
    Ken Auen
    Sep 13, 2022
    Hometap a liberal democratic company

    I was working with Ned at Hometap. Our conversations got around to a personal subjects. I told Ned my Daughter went to Boston U for her graduate studies but she was not happy with me because I voted for Trump, Ned said " it is too bad what that guy has done to your relationship" I told him it was not Trump's fault and I was offended by his comment. Hometap is packed with liberals who will have a real hard time doing business outside the liberal cites. Hey you 70 million Trumpies, stay away from Hometap.

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  • author
    Joseph Logan
    Sep 13, 2022
    With Today's Market - Needed Equity Cash

    My wife and I are looking to pay off our credit card debt and get some small things done around the house. We contacted HomeTap and filled out their easy application, spoke with Melissa, and in no time at all we had our appraisal done and an approval. We close this week. We explored other equity options and partnership companies, but HomeTap beats them all, and beats them fairly quickly. Melissa has kept us informed all the way - and we are pleased as can be. Thank you HomeTap

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  • author
    Jessica
    Sep 13, 2022
    Simple process

    Straightforward process, good communication, and no hassles. A regular loan involves jumping through a lot of hoops and this is much easier, plus I get to keep my low interest rate and I won't be paying 15k in fees. Really great program!

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  • author
    Kat S
    Sep 13, 2022
    Smooth process

    My experience was pretty pain free. Some miscommunication regarding my home insurance but otherwise, the process was smooth. I did a lot of online research on my own but any additional questions I had, were immediately answered. The HomeTap FAQ page was helpful as well.

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  • author
    Steven
    Sep 13, 2022
    A quick easy way to pull cash out of…

    A quick easy way to pull cash out of your home for unexpected expenses.

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  • author
    Scott
    Sep 13, 2022
    A+ Service

    Amanda was awesome in getting me through the process.

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  • author
    Adam
    Sep 13, 2022
    The whole process was fairly easy

    The whole process was fairly easy. Charlie was great throughout the whole process, answering any questions I had or getting me an answer as soon as possible.

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  • author
    John
    Sep 13, 2022
    Because of my health

    Because of my health I was forced into early retirement. I was going to have to rely on social security and a small amount of savings. I was going to have to sell my home and move on which is something I really didn't care to do. I wasn't able to do a reverse mortgage. Refinancing probably wasn't going to work given my new annual income. I'm not sure exactly how but I ended up at Hometap. I inquired and was connect to Brett Hinckley an investment manager with Hometap. He educated and worked with me to get an investment offer. Maybe not for all but my experience with Hometap seemed to be tailor made for my circumstance.

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  • author
    Virginia
    Sep 13, 2022
    Excellent company to work with!

    Excellent company to work with!! Professional and easy!!!

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  • author
    Todd & Larae
    Sep 13, 2022
    Would definitely suggest Hometap!!

    From the beginning I stated I need big communication throughout the process. We were placed with Matt Cutler and he has been excellent on keeping me up to date with everything. He’s been very honest with us every step of the way. We are so glad they picked him for us as it was a great fit.

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  • author
    Jason
    Sep 13, 2022
    Home Loan

    Fantastic service

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  • author
    DeShawn
    Sep 13, 2022
    Great Experience

    Fast, Efficient, AMAZING!!!!!

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  • author
    Chauntel
    Sep 13, 2022
    The process was really smooth

    The process was really smooth. The web portal account made it easy to submit documents and view the offers. It was helpful to see the breakdown options of repayment in order to make a decision. Whitney Mebane was very accessible and explained everything thoroughly.

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  • author
    Vinto
    Sep 13, 2022
    Amazing

    We can not say enough good things about Hometap (especially Annie, who is a literal Angel from heaven)! We had a pretty complicated situation and Hometap was with us every step of the way. We are so grateful for their help and investment. Highly, highly, highly recommend.

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  • author
    Harry Del valle
    Sep 13, 2022
    Liam Gillis was very attentive and…

    Liam Gillis was very attentive and professional during the process. He explained very clear and detailed. He took the time to answer all the doubts and questions. I would definitely recommend it.

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  • author
    Andrea
    Sep 13, 2022
    Great customer care

    Our experience with Hometap was excellent. We were assigned an investment manager, Bill Battaglia who was awesome! He was attentive and quick to respond to all questions or concerns. The whole process was so smooth due to his thoroughness and efficiency. Thank you again Bill for going above and beyond with your professionalism and follow through!

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  • author
    Kenneth
    Sep 13, 2022
    A pleasant journey

    This has been a pleasant journey everyday was like Clock work. I am very please how this was pan out. Information was given to me the value of my home Was right on. The management was very professional He was on top of everything’s This has been an experience for me an l love every minute of it.

    ...

  • author
    Debie
    Sep 12, 2022
    Very professional and easy to do…

    Very professional and easy to do process. Would recommend to anyone think about an equity line at your bank to call Hometap first.

    ...

  • author
    Tim
    Sep 12, 2022
    Max was great

    Max was great. Too sometime but couldn’t be happier…. Thanks to everyone

    ...

  • author
    Robert
    Sep 12, 2022
    The process was very simple and…

    The process was very simple and straightforward. Dammy was very helpful. He thoroughly explaining how everything worked, and adjusted with us as we honed in on our final goal.

    ...

  • author
    robert
    Sep 12, 2022
    Lake was nice and professional

    Lake was nice and professional; she didn’t pressure me, as I procrastinated my way through the process.

    ...

  • author
    Terencia
    Sep 12, 2022
    It was a good experience

    It was a good experience. Ryan was very helpful, informative and patience. The websites was easy to understand and use to explore options.

    ...

  • author
    Dawn Wright - Shallotte, NC
    Sep 12, 2022
    THANKS HOMETAP!

    Gosh, where to begin. Your sales agent, Sam Lorenzo is OUTSTANDING! He was always available when I called and never made me feel like I had too many questions or talked too much. As for HOMETAP itself, the application process was seem-less and your website gives all the information right from the start. That comforted us in knowing that this was legitimate and an understandable investment process. Sam even set it up for someone to meet me for the hard signature, as I was traveling out of state at the time. Well done! I just wish I was on the other side of this thing making the loan and gaining such a great return. You helped us when interest rates were too high to pursue getting a home equity loan. THANKS HOMETAP!! Dawn Wright

    ...

  • author
    Jesse
    Sep 12, 2022
    Smooth Process

    Amanda was great! The process was slower than expected but all in all pretty simple.

    ...

  • author
    Louis
    Sep 12, 2022
    Great Last Resort, Takes a While

    If you are using HomeTap you are probably like me: credit score in the 500s with a lot of equity in your home and no way to access it because you’re below the magic number of 620. HomeTap basically has opened up lending to an entire class of people who need and deserve a loan, but couldn’t get one because they didn’t satisfy the old equations. As a lender who will take you on when no one else will you really couldn’t ask for any better. They will deliver that chunk of change that you need, and deserve, without having to sell your house. The only downside is that it’s going to take a while. From start to finish it took me a full two months. So, be prepared for that. They do their homework on who you are and how safe their investment in your home really will be. I got the sense that late payments and bad credit would not disqualify you, but if you have MAJOR credit issues (i.e. judgements against you, problems with the IRS) they might not take you on. Be prepared to wait, but if your credit sucks, without legal actions against you, this is a good place to finally draw on that equity.

    ...

  • author
    Dawn
    Sep 12, 2022
    Super quick and easy process

    The whole entire process was quick and easy. Our Investment Manager Stephanie Snavely was there through the whole process, keeping us updated. She's ourstanding!

    ...

  • author
    karina
    Sep 12, 2022
    I had the Pleasure of working with…

    I had the Pleasure of working with Patricia Jarrett, one of Home Taps Investment Managers. She did a fabulous job with keeping me updated and followed up with me at every turn and every document that was needed throughout the process. Although the process took longer than expected, Patricia managed to withstand my bombardment of calls and emails in a very professional and courteous manner.

    ...

  • author
    Robert
    Sep 12, 2022
    Our consultant

    Our consultant, Mike Montenegro was very communicative and helped us throughout the process - explaining steps, keeping us appraised of the process and answering multiple questions (probably more than once). I can't speak more highly of his positive, professional approach.

    ...

  • author
    Jean Lizaire
    Sep 11, 2022
    I Had the opportunity to work with Liam…

    I Had the opportunity to work with Liam Gillis, thank you You have been amazing and a wonderful representative for Hometap In the way you conducted yourself, and Answered all my questions In your response time as well as your consideration for my time you are amazing to work with thank you

    ...

  • author
    Isauro
    Sep 11, 2022
    Great experience. Bill Battaglia was awesome work with.

    After looking for many equity places . I found hometap.

    ...

  • author
    Sergio
    Sep 10, 2022
    Hometap was smooth and as advertised

    Hometap was smooth and as advertised, Dammy was great to work with and would recommend to anyone.

    ...

  • author
    Isaiah Black
    Sep 10, 2022
    Bill Battaglia is the Hometap…

    Bill Battaglia is the Hometap representative that scheduled multiple meetings and calls with me. He kept me updated through every step of the process. His advocacy and professionalism really helped make the process move smoothly. I appreciate the opportunity to partner with Hometap going forward.

    ...

  • author
    Terry
    Sep 09, 2022
    My mother and I really enjoyed working…

    My mother and I really enjoyed working with Bill Battaglia he was very professional and informative. The process was quickly easy.

    ...

  • author
    Mohammed
    Sep 09, 2022
    Darwin was really helpful and very…

    Darwin was really helpful and very professional in understanding my needs and helping me design a plan that works best for me. Hometap is a really amazing product i wish i knew about it before i exercised my other financing options.

    ...

  • author
    Nicole
    Sep 08, 2022
    Highly recommend

    So easy, communication is great- Kayleigh is awesome!

    ...

  • author
    AL
    Sep 08, 2022
    Great easy and a great investment…

    Great easy and a great investment opportunity!! Will defiantly recommend for family and friends.

    ...

  • author
    Luis Gilliotti
    Sep 08, 2022
    Efficient, integral and Transparent

    Simple, transparent, efficient and overall great communication with my investment Manager Kaleigh M.

    ...

  • author
    Craig
    Sep 07, 2022
    Positive Process

    The process to secure an investment from Hometap was managed in a very professional fashion. Justin provided excellent service and he communicated in a clear and proactive manner. No games were played and the unique financial product that Hometap offers is well suited to our needs.

    ...

  • author
    Stephen-Las Vegas,NV
    Sep 06, 2022
    Annie Buff was very friendly

    Annie Buff was very forthcoming and an absolute delight to work with.

    ...

  • author
    Rory Peterson
    Sep 06, 2022
    Working with Whitney was awesome

    Working with Whitney was awesome. Great process. They take all the risk. You get a 2nd mortgage, you pay a monthly payment. This is a lien that has to come due in 10 years. During that 10 years, you are paying down your 1st mtg, and creating additional equity. The best thing! No payments. You could be saving 1,500.00 a month of a payment, or more. You can invest that money, and make more money. Great program. Thanks Whitney.

    ...

  • author
    william
    Sep 06, 2022
    Brett was very responsive and guided us…

    Brett was very responsive and guided us alone the way.

    ...

  • author
    Tia
    Sep 06, 2022
    Hometap was a very good service to use…

    Hometap was a very good service to use for me. The agent very friendly and helpful.

    ...

  • author
    Anthony
    Sep 06, 2022
    Great service

    Great service, easy to deal with

    ...

  • author
    DANIEL
    Sep 06, 2022
    A better equity solution.

    Our experience with hometap was a good venture. Brett was informative and expediant. working the math this was a better option than refinancing the home to use some equity. Thank you Hometap!

    ...

  • author
    Troy
    Sep 06, 2022
    Sammy has been a huge help through this…

    Sammy has been a huge help through this process,we are so pleased with the service he has provided!!!!

    ...

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