The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

LowerMyBills Review

Find a customized quote easily

Reviews 191

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Bestmoney Staff
Bestmoney Staff
Jul. 15, 20214 min read

LowerMyBills summary

LowerMyBills.com is a convenient tool for mortgage education and loan comparison. It offers a mortgage calculator and advisory tools for searching for and finding the right lender and rates for you.

Pros

  • Free service
  • It takes only a few seconds to answer the sets of questions
  • No obligations
  • No sharing of sensitive contact information

Cons

  • Isn’t a direct lender
  • Won’t match you up with specific lenders
LowerMyBillsat a glance
3.4

Editorial score

LowerMyBills at a Glance: 

Loan TypesFixed- and variable-rate loans, refinancing
Featured LoansFHA, VA, cash-out refinance, HARP
Repayment Terms 30-year fixed, 5/1, 10/1 ARM
Suitable forDecreasing your current payments

Overview

LowerMyBills.com offers a free online service for consumers to compare, calculate and analyze their home loan and refinancing options. Users can compare between different types of mortgage and refinance loans and have their current home loan graded – all by filling in a few basic details about themselves.

Suitable For?

This service is suitable for anyone who needs a new mortgage or refinance, and who wants to educate themselves about suitable loan options before speaking directly to lenders. It’s perfect for comparing your options and loan types. 

Loan Features

  • LowerMyBills.com isn’t a direct lender or broker, and it can’t pre-qualify you with any lender. It simply offers a number of handy tools for understanding what type of mortgage is right for you. These include:
  • Mortgage Calculator: This tool allows you to calculate your monthly payments, interest and APR. Just enter your desired loan amount, credit status, and a few other basic details, and this tool will supply you with different mortgage options, including pros and cons for each mortgage.
  • Refinance Calculator: Similar to the mortgage calculator, this tool allows users to see what a refinancing could do for their monthly payments and APR. By using it, users can understand whether or not a refi would save them money.
  • Mortgage Comparison: Allows users to select different mortgages and compare the different benefits provided by each loan in one infographic. Compare between 1 or multiple types of mortgages: 30-year fixed, 15-year fixed, cash-out refinance, adjustable, FHA loans, VA loan, and HARP refinance.
  • Mortgage Analysis: Analyzes your current mortgage to determine if it is the right one or if you should opt for a new one. Just enter your current rate and loan amount, and provide your mortgage goals (e.g., reducing your monthly payments). This tool will grade your current mortgage based on the details you give.
  • Mortgage Advisor: Provides homeowners with customized recommendation based on their individual needs and circumstances. The user provides information about their current mortgage and financial goals. The Mortgage Advisor searches the LowerMyBills network to find the mortgage that makes most sense for those goals, and it provides a detailed recommendation to the user.

The Application Process

As LowerMyBills doesn’t act as a broker or lender, there isn’t really any need for you to go through an application process or to enter your contact details or other sensitive information. To use LowerMyBills’ free tools, all you’ll need to do is fill in the relevant information for that specific tool. 

For example, to use the Mortgage Calculator, simply enter your: 

  • Loan amount
  • Credit profile
  • ZIP code

For the Refinance Calculator, enter your:

  • Estimated current mortgage balance
  • Estimated home value 
  • Credit profile
  • Estimated interest rate 
  • Current monthly payment
  • ZIP Code

For the Mortgage Analysis Tool:

  • Select mortgage goal (from choice of: lower monthly payment, pay less interest, have a shorter term, lower rate, cash out)
  • Enter monthly mortgage payment
  • Mortgage balance
  • Estimated home value
  • Credit profile
  • Interest rate
  • Number of years left on your mortgage
  • Zip code

For the Mortgage Advisor, the form will begin with a few basic questions about your home value, mortgage balance, interest rate, and the property use (i.e. primary residence, secondary home, or investment property). Depending on your answers, it will then lead to a set of secondary questions in order to grade your mortgage. Examples of secondary questions:

  • How you feel about your mortgage payments (should be lower, higher, or there’s wiggle room)
  • Mortgage goal (change monthly payment, change interest rate, pay off faster, cash out)
  • Whether you’ve had any late mortgage payments in the past 12 months
  • How tight or flexible your monthly budget is
  • How many more years you plan to live in your house
  • How many years until retirement

Pros and Cons

LowerMyBills is solely an advisory service, so it won’t match you up with lenders or home loans in the same way as online lending marketplaces. The time to use this service is right at the beginning of your research. Rather than spending time compiling information from multiple sources, you can find it all in the one spot. Whether you’re after a home loan or refi, LowerMyBills can pinpoint the most suitable option for you just by providing some basic information. Based on that information, you can then go in search of a lender from a position of strength.

Repayment Terms

This service provides information on all types of home loans: 30-year fixed rate, 15-year fixed rate, variable rate, FHA loan, and more.

Help & Support

LowerMyBills’ entire service is based around its automated online tools. It doesn’t provide any additional forms of support, though its website is comprehensive. 

Summary

LowerMyBills.com provides a completely free service that should be the first point of call for anyone short of time and in need of a home loan or refinance. Through its automated tools, users can calculate, compare and analyze the value of different types of loans for their individual needs.

Physical Address

LMB Services, Inc.

4859 W Slauson Ave #405

Los Angeles, CA 90056

Bestmoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

LowerMyBills
LowerMyBills
GreatReviews 191
Visit Site

Trustpilot reviews

See what some costumers are saying about LowerMyBills
LowerMyBills
GreatReviews 191
on
Excellent
49%
Great
4%
Average
4%
Poor
4%
Bad
39%
  • author
    Kathleen
    Jun 29, 2022
    My experience with Rocket Mortgage as…

    My experience with Rocket Mortgage as the lender has always been friendly and efficient! No matter what part of the process they we’re sure to communicate! Great resource for help!

    ...

  • author
    Robert
    Jun 20, 2022
    Almost effortless,I am not tech savvy…

    Almost effortless,I am not tech savvy but was helped by closing team and very helpful

    ...

  • author
    joann
    Jun 09, 2022
    no idea what this is i never signed…

    no idea what this is i never signed up for anything seems like a scam

    ...

  • author
    Jordan
    May 03, 2022
    So easy!

    So easy and stress free!

    ...

  • author
    Gary
    Apr 29, 2022
    Great

    Great service

    ...

  • author
    Lawrence
    Apr 20, 2022
    It still took a really long time to…

    It still took a really long time to settle on a lender. Too many wanted interest rate that was too high or way too many fees. Still cost us a bundle to refinance.

    ...

  • author
    Mary l campbell
    Apr 20, 2022
    Happy days ahead

    I had went through 4 other co. No one could help they saved me and it was over so fast everone i talk to there was so kind they got back to me right away i amy so happy for a whole year i tride to stay aflot my husban got dementa he took care of bill i had no ideal we were in trouble i had to take over bills i made f all throug school i had to mail checks all the dr. Stuff i had to try and fix thing on the house well you get the picture . P s i love youall

    ...

  • author
    Jackie
    Apr 19, 2022
    Refinancing

    We literally worked on finding a lender to refinance while going to dinner one evening. It was a very quick process and we were contacted almost immediately. We close today. Our new lender, Rocket, has walked us through the entire process. We couldn't be happier.

    ...

  • author
    Maria
    Mar 17, 2022
    Really helpful thank you so much

    Really helpful thank you so much

    ...

  • author
    Laura
    Mar 17, 2022
    Excellent I like Lowe’s stores

    Excellent I like Lowe’s stores

    ...

  • author
    Diego
    Feb 02, 2022
    Don’t like a computer decide my life

    Don’t like a computer decide my life or talking to me use real people please

    ...

  • author
    PastorMWM
    Jan 31, 2022
    An extremely fortunate email!

    I received an email from LowerMyBills asking if I had considered refinancing our house. It did not seem like the usual junk mail, so I filled out the included questionnaire and submitted it. Not long after, I received a phone call from Alisa of Rocket Mortgage who helped me through the online process of applying for a new mortgage at a much better rate. The loan was conditionally approved two days later, and we will now be saving $420 per month in payments. Thank you, LowerMyBills, for opening this door and opportunity.

    ...

  • author
    Valued Customer
    Jan 25, 2022
    Over all good service.

    Over all good service.

    ...

  • author
    David Showers
    Jan 21, 2022
    The salespeople and staff have been…

    The salespeople and staff have been very helpful. The issues we've encountered were with product failures and product delivered damaged. Failures: Refrigerator, Washing Machine, Wicrowaive. Damaged: Patio Door, Oven, Hood Vent. I hope this is helpful.

    ...

  • author
    Charles
    Jan 20, 2022
    Everything is going smoothly so far!

    Everything is going smoothly so far!

    ...

  • author
    debbie
    Jan 15, 2022
    Thank you Johnny

    I called just out curiosity "knowing" I wouldn't be able to get any help. Much to my surprise I was able to get help! I was amazed! Now I can not stress so over my monthly bills. Thank you Johnny for all your help. You're amazing

    ...

  • author
    Carolyn A
    Nov 08, 2021
    I was interested in refinancing my home

    I was interested in refinancing my home loan. As I was scrolling on Facebook I ran across the post for lower my bills. I was in the process of entering my info and the phone rang. The person who called me was very professional and I truly enjoyed talking with him. He immediately connected me with a rep from Rocket Mortgage. My experience was excellent with both companies. I would recommend both companies to anyone who needs help.

    ...

  • author
    AJ
    Nov 04, 2021
    It didn’t help me in anyway or did it…

    It didn’t help me in anyway or did it inform me or give me ideas to better my energy bill.

    ...

  • author
    GILBERTO
    Nov 03, 2021
    I’m very happy with your services thanks

    I’m very happy with your services thanks

    ...

  • author
    Dawn
    Nov 03, 2021
    Everything went smoothly from start to…

    Everything went smoothly from start to finish. Very satisfied.

    ...

  • author
    Larry
    Nov 03, 2021
    Found a home refinancer in no time at…

    Found a home refinancer in no time at all. Quick and easy to navigate. Would recommend.

    ...

  • author
    P.S.
    Nov 02, 2021
    Easy

    Easy and connected with serious, helpfully mortgage company quickly. Thanks.

    ...

  • author
    Karen
    Nov 02, 2021
    Mike at Rocket Mortgage is fantastic!

    Mike at Rocket Mortgage is fantastic!

    ...

  • author
    Anthony Thorpe
    Oct 29, 2021
    Amazing

    Amazing, professional, cheerful, knowledgeable, fast and easy! Would happily recommend their services to anyone!

    ...

  • author
    Stephen
    Oct 28, 2021
    Awesome people that worked retailThey…

    Awesome people that worked retailThey like to step out and help you the right way I like shopping in a store

    ...

  • author
    Phillip
    Oct 28, 2021
    The site led me to refinance my…

    The site led me to refinance my mortgage through Quicken Loans, saving me a ton of money. I would highly recommend them.

    ...

  • author
    Lynn
    Oct 28, 2021
    Rocket mortgage ROCKS!!!

    AS far as I'm concerned there is no place else to go to finance or refinance a mortgage other than ROCKET MORTGAGE! The entire process is so totally easy and fool proof. Customer service is exceptional at all times. No hassle. Just great service!!

    ...

  • author
    Susan Kraber
    Oct 28, 2021
    Rocket Mortgage called to offer me a…

    Rocket Mortgage called to offer me a refinance. I have excellent credit, guaranteed income (social security, passive income from investments). After telling me no problem, it took them 5 months. The day before I was supposed to close, they asked for all new documents they hadn't requested before. I'm a realtor. In today's competitive market, can you imagine ever getting a home through them? You wouldn't stand a chance. I finally threatened them with age discrimination (I'm 70). The next day, I had my refinance. I wish I had read their reviews on the BBB website before I started with them. One star is too many.

    ...

  • author
    Gloria
    Oct 28, 2021
    I got several calls from mortgage…

    I got several calls from mortgage lenders right away. I was able to call back when I had time to talk. I was afraid I'd be inundated with calls for weeks but that didn't happen. As soon as I selected someone to go forward with the calls stopped.

    ...

  • author
    Lorraine Hancock
    Oct 28, 2021
    Fast and easy

    Fast and easy. Everything was explained well. Great customer service. After talking with many mortgage companies, I went with Rocket. They were the most efficient and clear in all their explanations of details.

    ...

  • author
    John D
    Oct 28, 2021
    I have no idea what this is about all I…

    I have no idea what this is about all I know that no one has lowered my bill's or nothing has lowered my bill's.

    ...

  • author
    M. Goldring
    Oct 28, 2021
    I have a great refi with a great rate…

    I have a great refi with a great rate and company. I so HAPPY. THANKS

    ...

  • author
    Michele J Davis
    Oct 28, 2021
    Upon contacting 'Lower My Bills',

    Upon contacting 'Lower My Bills',, with regards to refinancing, I was immediately connected with a mortgage company. Although I was frustrated, that the process took 45 days longer than originally quoted, I wouldn't & didn't hesitate speaking with friends & family, about my many positive experiences, ie: a team is assigned to you, everyone polite & professional, willingness of team to assist you, the relief I felt & still feel, the lowering & elimination of bills, money received for home upgrades & repairs, mortgage payment only increased $2.00, etc.

    ...

  • author
    Mary
    Oct 28, 2021
    Great service!

    Great service!

    ...

  • author
    Charles
    Oct 27, 2021
    Great Experience

    The Lower My Bills team was great to work with. Everyone that I dealt with were courteous, knowledgeable, and professional.

    ...

  • author
    Me
    Oct 27, 2021
    A BIG NO

    A BIG NO! After submitting all of my personal financial data and identification they couldn't help me get everified and they cancelled my loan. Go elsewhere if you'd like competence with being treated like a human being.

    ...

  • author
    Jason
    Oct 27, 2021
    Asking for review from non-customer

    I never used any service from Lower My Bills and they're sending me emails to review them. If they cannot keep their clients list accurate, should you trust them? Thus, a 1 star rating.

    ...

  • author
    Estelle Farias
    Oct 27, 2021
    I am so glad I clicked on this link to…

    I am so glad I clicked on this link to find out better options for my mortgage. I ended up lowering my interest rate even more, changed my loan type and I even was able to take 10 years off my mortgage by switching to Rocket (Quicken Loans)!

    ...

  • author
    Mark
    Oct 27, 2021
    I did a VA Refinance with Rocket…

    I did a VA Refinance with Rocket Mortgage and couldn't be happier. The rate I received was 2.25 and the customer service was outstanding. My Rocket Agent Ahmeen, was awesome, called me anytime there was a question and walked me through the entire process. Honestly I kept waiting for something to go wrong, but it just never happened. About 2 weeks after the signing, Rocket sent me a box full of goodies to say thank you. Also, something that was important to me was that Rocket doesn't sell your mortgage to another servicer, Rocket services your loan for the life of the loan. I highly recommend Rocket Mortgage Mark A. Folks Sr.

    ...

  • author
    William Stull
    Oct 27, 2021
    I did not take a mortgage with you

    I did not take a mortgage with you

    ...

  • author
    Dan
    Oct 27, 2021
    Chris Rocks

    Chris and his team met all my needs. He listened to what I wanted AND delivered. They kept me in the loop. It was simple and frustration free.

    ...

  • author
    Natasha
    Oct 27, 2021
    Thanks!

    Thanks for the service! Mostly everything went smoothly

    ...

  • author
    Sandra
    Oct 27, 2021
    Very quick and easy

    Very quick and easy

    ...

  • author
    Brandon
    Oct 27, 2021
    Great job guys

    Great job guys! I got my mortgage interest rate lowered and now I’m saving money. Thanks

    ...

  • author
    Dale Tucker
    Oct 27, 2021
    I found working with Rocket Mortgage…

    I found working with Rocket Mortgage very simple. My new rate is great and the money from my equity helped pay off credit cards.

    ...

  • author
    George
    Oct 27, 2021
    ??????

    I’ve never had anything to do with you!!

    ...

  • author
    Jennifer
    Sep 23, 2021
    Provided clear suggestions to focus on…

    Provided clear suggestions to focus on where cost reductions can be made.

    ...

  • author
    Michelle
    Sep 18, 2021
    All I can say this is an amazing…

    All I can say this is an amazing experience ROCKET Mortgage Is amazing and I am So glad I clicked on that link on Tick Tok it has changed my life.

    ...

  • author
    Carolyn A
    Sep 14, 2021
    I was completing a request online to…

    I was completing a request online to refinance my home and before I completed the task I got a phone call and was connected to a lender. The customer service was great.

    ...

  • author
    M. Goldring
    Aug 25, 2021
    Very happy of results

    Very happy of results

    ...

  • author
    Miguel Iván Guerra
    Aug 14, 2021
    NICE DOES IT

    I was trying to get out of an abusive interest on my loan and I did it, with the help of Esteban. He was very helpful and kind, and his patience allowed me to be done with this process in a short period of time. Now I’m just waiting for the final confirmation of our deal and, since everything should be OK, we are ecstatic . I lowered my interest rate by almost 3 points and my payments are now really manageable. What could be better ?

    ...

  • author
    Valerie
    Aug 11, 2021
    My dealings with company was very good…

    My dealings with company was very good All questions I had were answered the help they gave was excellent! The worker assigned to my was very helpful. Help was even given to me on how to get my navigate thru my computer which I needed several times. My overall opinion of this company is GREAT!

    ...

  • author
    Amily
    Aug 11, 2021
    Debt Relief!

    I was immediately connected with a lender who helped me tremendously. I've never refinanced my home and reduced debt so quickly and easily. I would highly recommend exploring your options if you are even slightly curious about how refinancing your mortgage can help you.

    ...

  • author
    Lynn
    Aug 11, 2021
    Rocket mortgage is absolutely THE…

    Rocket mortgage is absolutely THE BEST!!! Second refinance with them and they really delivered this time. Each and every single person I speak with or communicate with through email etc is amazing...professional, friendly, knowledgeable, and just plain wonderful!! Never a thought of using anyone else.

    ...

  • author
    Alexander
    Jul 10, 2021
    Fast and friendly

    Well it’s a lot faster than you think. So as soon as you do this be ready for an hour plus phone call. Oh with a real person at that. Made the call a week ago and I’m closing in another week.

    ...

  • author
    Dana
    Jul 04, 2021
    Totally disappointed

    Totally disappointed. I felt that it was nothing more than a bait-and-switch scheme. The deal sounded great until I looked at the fine print, and then I saw the light. A low ball initial offer, and then, after a Good Faith Deposit, POW, it's much more than initially estimated! After trying to back out of the deal due to it, I get no response to my cancellation and a request for a refund. Never again!

    ...

  • author
    Robert Stephenson
    Jun 26, 2021
    Good starting point for home refinance.

    Good starting point for home refinance.

    ...

  • author
    JOSEPH VELASQUEZ
    Jun 22, 2021
    Quick professional service immediately…

    Quick professional service immediately received a call from lender. Easy to use site easy to understand where I wanted to go.

    ...

  • author
    Nancy
    Jun 22, 2021
    5 star all the way

    5 star all the way. My interest on my mortgage reduced and approved! Try it. It is real.

    ...

  • author
    Ian Mallon
    Jun 03, 2021
    Maybe if these dopey prix would stop…

    Maybe if these dopey prix would stop sending emails constantly I might have given more. But here we are.

    ...

  • author
    Ranchero
    May 21, 2021
    Good match

    Service was good overall and so far the experience that I had is great.

    ...

  • author
    Ken Denny
    May 21, 2021
    Great

    Great, saved my family 30k dollars over 30 years

    ...

  • author
    Charles Norfleet
    May 19, 2021
    We are still in process

    We are still in process, hope to close in June. Check back then.

    ...

  • author
    Sostenes Velazquez
    May 18, 2021
    This was an amazing service within 30…

    This was an amazing service within 30 minutes of completing my application, I get a call from quicken loan and started my loan process! It was super fast and very easy to understand and fill out.

    ...

  • author
    Joseph Miller
    May 04, 2021
    They Did It!!!

    You reached out to us and we followed through! Because of this we were able to refinance our mortgage and lower our monthly payments with the same company! Thank you!

    ...

  • author
    Barbara Gadson
    Apr 26, 2021
    This process was quick and trustworthy

    This process was quick and trustworthy. I agent was professional, kind and helpful. I would recommend him and the company

    ...

  • author
    Jamie Ginn
    Apr 13, 2021
    this really didn't do anything for me

    this really didn't do anything for me. All it did was connect me to quicken loans and they could not give me a good interest rate.

    ...

  • author
    Irving Gray
    Apr 13, 2021
    They were very helpful and informative.

    They were very helpful and informative.

    ...

  • author
    Paul Kawada
    Apr 08, 2021
    False Hope

    I received no help at all. I explained I lost my job during the pandemic, and this caused financial hardship for several months. I have been fortunate to start working again, but the pandemic drained my savings and put my credit in a bad place. Since I’ve returned to work my credit has started to turn around, but none of this was considered. I find this so called help a joke.

    ...

  • author
    Brenton Bradley
    Apr 06, 2021
    Seems like total soliciting.

    Seems like total soliciting.

    ...

  • author
    John Lovro
    Apr 03, 2021
    No meaningful information at all

    I provided all the information requested and only received an e-mail asking me to contact a specific mortgage provider. No information on interest rates or types of loans. I can locate mortgage providers easily with out this app.

    ...

  • author
    Marta Petran
    Apr 03, 2021
    Stop spamming

    Stop spamming

    ...

  • author
    Steve Miles
    Apr 02, 2021
    My plan was not even considered.

    My plan was not even considered.

    ...

  • author
    robert keebler
    Apr 01, 2021
    Didn't ask for this.

    Didn't ask for this.

    ...

  • author
    Michael Bradley
    Apr 01, 2021
    Fast contact back with mortgage…

    Fast contact back with mortgage company, can save a fair amount per month.

    ...

  • author
    Robert Shaw
    Apr 01, 2021
    Your approach is not ethical!

    Your approach is not ethical!

    ...

  • author
    Geo
    Apr 01, 2021
    Marketing site only

    I wanted to review some rates to see if the mortgage I'm applying for is a competitive offer. After several pages of question they knew a ton about me, but gave me nothing. Instead they apparently just sold my name as a "lead" to some brokers who started calling me. They want you to believe they are going to give you some general rate information, but then sell your . Like any of us need more phone solicitations!

    ...

  • author
    William Warwick
    Apr 01, 2021
    Purchased 3 products from tactical

    Purchased 3 products from tactical. Com on 1/28/21 order no’s. 2515701,702,and 704.it’s been 9 weeks and still haven’t received any of my order

    ...

  • author
    Patrick
    Mar 31, 2021
    Just another company gathering personal…

    Just another company gathering personal information to sell which will flood your inbox , phone, and text with salespeople. Never got a quote.

    ...

  • author
    Roberta
    Mar 31, 2021
    My greeting has Dear Danny…

    My greeting has Dear Danny Morning??????? That is not my name.

    ...

  • author
    Curtis Erickson
    Mar 31, 2021
    your people were very informative and…

    your people were very informative and patience thank you

    ...

  • author
    Phyllis Brown
    Mar 31, 2021
    I don't like giving all my information…

    I don't like giving all my information just to find out about current rates.

    ...

  • author
    FS
    Mar 30, 2021
    You sent this to Poncetta GorhamI AM…

    You sent this to Poncetta GorhamI AM NOT THAT PERSON! HAS MY EMAIL BEEN HACKED?

    ...

  • author
    Keith Andreson
    Mar 30, 2021
    False advertisement

    False advertisement

    ...

  • author
    Kelvin Robinson
    Mar 30, 2021
    expensive fees

    expensive fees Credit union are covering fees

    ...

  • author
    Max Prieto
    Mar 30, 2021
    You hear that you can refinance

    You hear that you can refinance, but if your credit score is low nobody will help you, I haven't missed any payments and asked for help, yet it's not good enough, I can provide proof of income, that's not any help, they say the government is making it easier but that's a lie, tired of getting turned down, you guys weren't any help

    ...

  • author
    Robert Lungrin
    Mar 29, 2021
    I appreciated Clarence

    I appreciated Clarence. He was knowledgeable and worked with me to understand the loan process and difference made in refinancing.

    ...

  • author
    Farzad
    Mar 25, 2021
    False advertising and rude customer…

    False advertising and rude customer service.

    ...

  • author
    Kim Smith
    Mar 25, 2021
    We were hoping & actually under the…

    We were hoping & actually under the impression that no matter what the situation, credit score, financial hardship, etc that we could be helped. Didn't work out for us though.

    ...

  • author
    Donald clay
    Mar 25, 2021
    A good job

    A good job I'm glad I got it

    ...

  • author
    Alex Timmer
    Mar 25, 2021
    Worth a Try

    I didn’t expect much just because I didn’t know what to expect. I was happily surprised with how well and smoothly everything has gone. I was going to refinance through AmeriSave but when I put in my and my husbands information I was referred QuickenLoans and it’s been a wonderful experience!

    ...

  • author
    Manuel L
    Mar 25, 2021
    Walmart 1

    I use Walmart pharmacy and food products at least once a week. I always find what I need.

    ...

  • author
    Jose Gonzalez jr
    Mar 25, 2021
    I don’t trust this process so I’m just…

    I don’t trust this process so I’m just going to opt out and I’m out

    ...

  • author
    Philip Lowry
    Feb 28, 2021
    There is no dought in my mind how…

    There is no dought in my mind how useful this service is, can't live without it! Thank you so much and it is free! Phil

    ...

  • author
    humberto galindo
    Feb 08, 2021
    hola necesito la ayuda pero en espanol…

    hola necesito la ayuda pero en espanol por favor

    ...

  • author
    D Ransom
    Feb 04, 2021
    I had a terrible experience with LowerMyBills.com and Quicken Loans.

    I had a terrible experience with Quicken Loans NMLS#3030! I pulled my credit report as you suggested through Credit Monitor 4U and printed out the results, which were acceptable. Then I did as you directed and phoned the number for Rocket Loans through Quicken Loans. I told the person who spoke with me that I already had my credit reports but he insisted he would have to pull them himself and asked for my SSN. I gave it to him expecting that he would see the same scores I saw on the printout. Instead, he said, "517 I can't even talk to you." I said that is impossible, I just got my reports and they were ok. I asked what did his report say, and he claimed my student loans were in default. This is not possible because I have an automatic withdrawal each month for one of my loans and the others are in a repayment plan as well. Additionally, all student loan payments have been stopped because of Covid 19. He argued with me and then hung up. I tried to use the chat connection at the website to find out what was going on and received no assistance. Then I called Credit Monitor 4 U and they insist that the reports I printed out were correct, and that the person at Quicken Loans should not have asked for my SSN and that something is not right. I couldn't continue the conversation at that time and said I would call back later to continue the conversation and see if there is something I can do about this apparent scam to get my SSN. I have been waiting on the phone for over half an hour now to have that second conversation. I am absolutely infuriated that I ever responded to your ad.

    ...

  • author
    Marilyn
    Jan 08, 2021
    Great experience

    I had a great experience with the representatives. Felt little pressure, only a sincere desire to try to help me find a good loan/rate.

    ...

  • author
    Ann Marie Githens
    Jan 08, 2021
    was happy

    was happy, then 1:00 appointment did not happen why?, no call or email nothing like my time is not of value. wondering about your company now. called and left message on voicemail still nothing.

    ...

  • author
    Teena Watkins
    Jan 03, 2021
    Lower my bills is a sham

    Lower my bills lied about who would provide the refinance to lower my bills. This is just a slick advertising ploy by quicken loans.

    ...

  • author
    Kathy Van Valkenburgh
    Dec 27, 2020
    I received no information!

    I received no information!

    ...

    site logo

    Copyright © 2009-2022 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    NMLS Consumer Access

    Bestmoney is a dba of Natural Intelligence Technologies Inc.

    Natural Intelligence Technologies Inc. NMLS # 2084135

    CT: Mortgage Broker only, not a mortgage lender or mortgage correspondent lender.

    • About Us
    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Company listings on this site DO NOT imply endorsement. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website.

    Insurance services offered through Natural Intelligence Technologies Inc.: Licenses

    Reproduction in whole or in part is strictly prohibited.