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MortgageOnline.com Review

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Reviews 62

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Bestmoney Staff
Bestmoney Staff
Jul. 15, 20214 min read

Mortgage Online summary

Offering four types of home loans, MortgageOnline.com is a comprehensive site with instant quotes and easy navigation.

Pros

  • Instant quotes by email, phone or internet form
  • Multiple types of home loans available

Cons

  • Duplicate forms for different lenders
  • No anonymous quotes given

MortgageOnline.com at a Glance

Loan types
Mortgages and refinancing
Loan features
New homes, refinance, home equity, reverse mortgage
Suitable for
Borrowers who like a step by step process

Overview

MortgageOnline.com gives you a personal home loan experience that is targeted to your specific area and location. Obtain personal rates and quotes for 4 types of mortgage options including refinancing and new home loans. Access and compare mortgage lenders with a few easy clicks.

MortgageOnline.com Highlights

  • Easy-to-use interface speeds up the estimate process
  • Large graphics make it easy to find rates on mobile devices
  • Compare loans and lenders from your local area

Ease of Functionality

Mortgages can be complicated, but MortgageOnline.com tries to streamline the process as much as possible. The website’s quote wizard guides you through the process step-by-step without making things too complicated or overwhelming. Many selections are indicated by large icons, allowing you to easily follow the process on smaller screens. Navigation is made easy with lenders broken down into different sections.

Features

Easily access mortgage rate information for four types of loans: new home loans, refinancing, reverse mortgage, and home equity loans. The rates are broken down by annual income, estimated credit score, and the time of the loan. Rates are available for standard 30-year loans, and special rates are available for FHA loans, 15-year loans, and adjustable-rate mortgages. The versatility makes it easy to compare lenders and gain access to local lenders in your area.

Customer Support

One-on-one customer support is limited on MortgageOnline.com. The ideal way to get support is to seek a direct quote from one of the lenders that you are compared with. MortgageOnline.com is a third-party aggregate provider, so there is no direct help available by email, online chat, or phone. Once your data is entered, you will often receive direct contact from lenders so they can answer any questions that you have.

Getting Quotes

Easily access a list of available lenders on a single results page. If you are highly qualified for a loan, it’s easy to compare rates and visit the lenders’ websites to finish the loan application process. One of the pitfalls for users with low down payments or low credit scores is the inability to see instant quotes. In this case, you’ll receive a list of qualified lenders, and you then must fill out additional forms for information on FHA loans or various rate options.

Return on Investment

MortgageOnline.com offers rates at no charge to users. The information is not available anonymously, so you must use a valid address, email, and phone number to receive direct quotes. The organization and lack of fees make it easy to compare rates and get loan comparisons without impacting your credit score.

So, Should you Borrow with MortgageOnline.com? 

First-time homebuyers and others seeking mortgage rates and estimates will have an easy time navigating MortgageOnline.com. The website’s instant quote tools are easy to follow and compatible with phones and tablets. Users with low income or credit will need to do a bit of extra work, but lender access is easily made available to find out more information.

Physical Address

MortgageOnline.com 

44 Wall St, Suite 505, 

New York, NY 10005, 

USA

Bestmoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Mortgage Online
ExcellentReviews 62
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  • author
    Alan
    May 25, 2022
    Excellent service

    I have nothing but praise for Mortgages.Online and their staff. Al Baker dealt with my mortgage in a most professional manner and sorted the various questions with great patience and help. I would readily recommend Mortgages.Online as a professional and friendly organisation to do business with. Thank you all for your help.

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  • author
    james russ
    May 09, 2022
    Great company, professional and on the ball

    These people are on the ball, professional throughout and chased up all the relevant people at the right time. Not once did I have to chase them on anything. I would recommend this company to a friend, infact I already have.

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  • author
    David Alexander
    Apr 05, 2022
    Superb service. 100% satisfaction and efficiency

    Finding my first mortgage for over 30 years was a very positive experience. I could have done it solo but for the nominal fee it took all the hassle out of the process. My broker (Al) was excellent and always available and responsive. He guided me through the stages and researched the deal I required. He made the admin part very methodical / simple and guided me through any new procedures to me. I was also informed throughout the application and then house purchase period of developments. Matters were chased up and MO chased estate agents and solicitor for updates. It has been an excellent service. 100% satisfaction and value for money. Thank you AL and Laura!

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  • author
    Brian Donaldson
    Feb 14, 2022
    Al Baker and the team helped us and…

    Al Baker and the team helped us and kept us informed every step of the way, very efficient and communicative, I would happily recommend these guys and we will be using them again when our fixed rate comes to an end.

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  • author
    Shajna Khatun
    Feb 08, 2022
    Simply the best!

    I have dealt with many different mortgage brokers in the past and in particular during the purchase of my most recent property and I must say this company and the guys who dealt with my application EXCEEDED my expectations. These guys are very professional, extremely knowledgeable in their field and made my whole home buying experience as stress less and smooth sailing as they possibly could. Really happy with how Al, Jack and Laura worked. A HUGE thanks to the team. Would definitely recommend them to family and friends.

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  • author
    Ash Uddin
    Feb 07, 2022
    We can't thank Laura & Al enough for…

    We can't thank Laura & Al enough for the amazing work they done in order for us to achieve our dream home. Their level of communication & understanding has been exceptional. The team went above & beyond to help us in the most of difficult of times. I would be only using Mortgages Online in the the future & would always recommend them to family, friends, colleagues & beyond. Thanks once again guys. Ash & Family

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  • author
    Alan
    Nov 22, 2021
    Mortgages online are a really outstanding company.

    Mortgages online are a really professional organisation and I cannot rate them highly enough. My circumstances were quite complex but they managed the process expertly and with patience and good humour. I recommend them completely and especially would like to thank Al Baker and Jack.

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  • author
    J T
    Oct 04, 2021
    Excellent professional service and communication

    This is the second time I worked with Mortgages Online. And again I was impressed by Al and his team's professional advice and communication. They kept chasing the legal and bank side on my behalf and gave me update via text and email. I would work with them again when coming to remortgage.

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  • author
    James White
    Oct 03, 2021
    An excellent service!

    I am a first time buyer and I have had an excellent experience from Mortgages Online from start to finish. Al Baker and Jack Harrington-Grace have been great helping me get a specific mortgage that used my qualifications and keeping me up to date throughout. This was while chasing various other parties on my behalf through the whole process. I would definitely recommend!

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  • author
    Louise Grace
    Aug 02, 2021
    excellent service

    We had an excellent service from Al and Jack. Jack kept us informed regularly by phone, text and email which really made the process smooth and easy. It really felt like our remortgage was an easy process despite it not being the most straightforward case. Thank you!

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  • author
    Victoria Paul
    Jun 18, 2021
    I can't thank Al & Jack enough

    I can't thank Al & Jack enough. We applied for a remortgage through Mortgages.Online at the beginning of March and on Wed 16 July our complicated remortgage was completed, I never thought it would be possible for us to remortgage and own our own home. Al took us through the difficult application process and Jack kept us informed every step of the way. Thank you so much Al and Jack..!

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  • author
    Mrs merritt
    Jun 07, 2021
    Absolutely fantastic service and top class people!

    Al and Jack were absolutely fabulous throughout our whole experience! They were the only ones to secure us a mortgage due to some bad credit and kept us informed of everything as we progressed along. Al listened to all my worries and concerns and was empathetic (even though he's probably reassured people of the same thing 100 times over!) and put me at ease whenever I was scared or nervous about the process with the solicitors. They were always there when I needed them on the phone and by email and I honestly can't recommend them enough!

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  • author
    Porridge Oats
    Jun 07, 2021
    Couldn't be happier

    I couldn't be happier with Mortgages.Online, they dealt with our request for a mortgage in record time which in itself is a reason to go with them. However, what stood out were two things; their communications was red hot and they didn't just offer what looked right numerically but offered advice based on experience.

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  • author
    Rosa Jackson
    Jun 07, 2021
    Absolutely fantastic service

    Absolutely fantastic service, we were in a tight spot with limited time, and Al and his team came through bang on time for us! Well worth the fee!!!

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  • author
    Kirk Thompson
    May 14, 2021
    Excellent from start to finish

    Excellent from start to finish. Above & beyond, super pro active and excellent communication.

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  • author
    A.Allen
    May 07, 2021
    Thank you Mortgages Online

    We stumbled across Mortgages Online by doing a Google search and I'm so glad we did. Right from the start Al said he would do everything he could to help us and that our situation was a challenge but not impossible unlike other mortgage brokers who just didn't want to help us. Al kept us informed throughout the whole process, he was very efficient and when he wasn't available, Jack was always on hand to help and give us an update. I wouldn't hesitate to recommend Al and his team at Mortgages Online. Thanks so much Al for helping us achieve our dream....

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  • author
    Tuomas Koskela
    Apr 20, 2021
    Very happy

    Very happy with Al Baker and Jack Harrington in helping us get our mortgage on very short notice. They gave us regular updates and took a lot of time to explain things clearly to us.

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  • author
    Sophia
    Apr 06, 2021
    Hassle free, helpful & I high recommend 🤩

    When purchasing our first home we were slightly overwhelmed with the many options available mortgage wise- let alone during a pandemic where mortgage rates are constantly changing. With MO, it was hassle free and thanks to their expertise we were able to get a better deal that was offered on the market AND a second mortgage offer exceptionally fast after our first house fell through. Laura and her team were outstanding from start to finish. Offering great advice, and continually communicating- even after our mortgage offer. Would highly recommend 😊💃

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  • author
    Calum Conejo-watt
    Mar 30, 2021
    Fast quality service

    Fast quality service, helped me find a mortgage which was right for me when i wasn't sure what i could get. Thanks again Al!

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  • author
    Mandy B
    Mar 02, 2021
    Excellent service

    Excellent service. Great communication, regular contact by text, calls and emails. They even provided regular updates from my solicitor! Felt they genuinely cared about getting the best outcome for me. There was a hold up on my seller's side but Mortgages Online took all the stress away, sorting out a mortgage extension. Very happy to recommend them, particularly Jack Harrington-Grace who worked so efficiently on my behalf.

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  • author
    Rachel
    Mar 02, 2021
    Great service

    Great service - followed up several times and was on top of everything.

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  • author
    Harpal S
    Feb 16, 2021
    Found a mortgage swiftly and followed up with lender consistently to complete the exchange on time

    My mortgage application wasn't strong because of massive income loss due to the pandemic. I went through Trussle first who wasted a ton of time and couldn't find a mortgage. After which, I went with L&C who managed to come back with a not-so-great offer. Coreco/Mortgage Online team was a saviour from the get-go for a first-time buyer like me. They understood the time-sensitivity, as I could lose both the apartment and the down payment. They put in an incredible amount of effort to find me a good tentative offer in a matter of days. Upon securing the offer, one of their employees consistently followed up with the lender and kept me up to date during that very stressful period, finally leading to exchange completion on time. I've nothing but good things to say about their quality of service and way of working. I'll surely be working with them again after my fixed term is over.

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  • author
    John
    Feb 11, 2021
    One word- brilliant

    One word- brilliant

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  • author
    customer
    Jan 14, 2021
    Excellent service

    Excellent service, very efficient and kept questioning the solicitor on a regular basis on the purchase status.

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  • author
    Suzie
    Dec 17, 2020
    Absolutely brilliant service from start…

    Absolutely brilliant service from start to finish. I would highly recommend.

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  • author
    Nicola Matson
    Dec 15, 2020
    Definitely use Mortgages.Online

    I was incredibly impressed with the service I received from Mortgages.Online. More importantly than finding me a great deal, they kept in daily contact as we approached completion date and chased both the bank and the solicitors when needed. I'd definitely use them again!

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  • author
    Oli
    Dec 13, 2020
    Appreciated all the advice and patience

    Al was very patient with us whilst we learnt about the process and became aware of what protection we currently had and then helped us tailor it to a budget. Al was always very pleasant to speak to and always answered our questions promptly - would recommend.

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  • author
    Steve Johnson
    Dec 08, 2020
    As someone of advanced years

    As someone of advanced years, finding a mortgage was never going to be straightforward. From sourcing the most appropriate mortgage at a very competitive rate, to completion on the required date, the team at Mortgages Online were there to guide and advise. I was kept informed every step of the way, and they promptly dealt with any issues that arose. Finding a mortgage can be a very stressful time, but Mortgages Online made it a very smooth process. I would thoroughly recommend them.

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  • author
    ROBERT PENNELLS
    Dec 07, 2020
    Excellent Service

    Excellent Service. They found a mortgage that was very specific to my needs. No one else could do that which was brilliant. Then the service & follow up was on the ball all the time. Could not fault this service one bit. They deserve 10 stars not 5 !!

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  • author
    Heather Arul Pragasam
    Nov 09, 2020
    We were exceptionally pleased by the…

    We were exceptionally pleased by the way Mortgages.Online dealt with our application. Al Baker led a very efficient team, who kept us constantly updated with the progress of our mortgage application, which was approved very quickly. He dealt promptly with any queries we had. We would highly recommend this company.

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  • author
    Mrs Ogden
    Nov 03, 2020
    Excellant communication

    Excellant communication. Polite and professional

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  • author
    Barbara
    Nov 02, 2020
    Excellent help and advice

    Constantly checking with solicitors and keeping us informed of developments. A thoroughly professionally company, lovely staff always available and always returned calls. I would not hesitate to recommend this professional company

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  • author
    Mr S Arul-Pragasam
    Nov 02, 2020
    My case was dealt with by Al Baker who…

    My case was dealt with by Al Baker who was very professional and helpful throughout the application process. He was always available when I needed help and he ensured that he got the best deal for me that suited my needs. The mortgage offer was received swiftly as soon as the application was filed. This was mainly due to the competence of Al Baker in complying with all the required backup documentation being presented promptly as required by the prospective lender. I will have no hesitation in recommending Al Baker to prospective clients.

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  • author
    Keith Broome
    Oct 26, 2020
    Good service & communication

    Good service & communication, would use them again

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  • author
    Adam Fisher
    Oct 19, 2020
    Excellent service

    Excellent service provided! Would recommend!

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  • author
    John
    Oct 15, 2020
    Brilliant service

    Would like to thank the team for all their efforts in securing our mortgage. In particular Al Baker for his professional guidance and regular communication. Together their team made this a painless process even in this pandemic. THANK YOU!!

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  • author
    TJ
    Oct 12, 2020
    Very good service

    Very good service

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  • author
    Mysa
    Oct 06, 2020
    I had a great experience

    I had a great experience with Mortgages.Online. My broker was Al Baker who gave an excellent service. The process was made so simple and every thing explained so well. Throughout the pandemic with so many changes happening, the team worked really hard to find the right solutions for me that helped me finance my first home :) A big thank you to Al and Mortgages.Online

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  • author
    LA
    Sep 21, 2020
    Professional

    Professional and totally reliable - a real service.

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  • author
    Mrs Angela Childs
    Sep 14, 2020
    They were there to talk to whenever we…

    They were there to talk to whenever we needed to and very helpful

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  • author
    Mr Martin Bellinger
    Sep 08, 2020
    Excellent support from the whole team

    Excellent support from the whole team. Kept me updated at every step of the way.

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  • author
    David Stenhouse
    Jul 27, 2020
    Friendly

    Friendly, attentive, professional and arranged a brilliant re-mortgage deal. Couldn't ask any more of Mortgages Online. Al Baker, in particular must be praised for his patience, persistence and bringing some fun to the proceedings. Well done, guys. I am a most satisfied client. David Stenhouse

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  • author
    Pete Kappes
    Jun 01, 2020
    Experienced a few issues but that was…

    Experienced a few issues but that was to be expected due to lockdown. But generally really helpful.

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  • author
    Judith Beckerleg
    May 16, 2020
    Very friendly

    Very friendly chat with Rob at the initial phone call and good constant service thereafter. Even though i am not good on the computer i was able to send documents by post and managed successfully to complete.

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  • author
    Azmal
    May 14, 2020
    Fantastic from start to finish

    My first time buying experience (even with lockdown) was an absolute breeze because of Rob, Jamie and Jack at Mortgages.Online. Throughout the process they were helpful, friendly, enthusiastic and most of all, were in continous contact with me to provide updates and advice. They found a great deal for me which cost well below anything I was expecting. And they did all the tedious stuff like going through my spending and filling in the application without me really having to do much at all. They also came up with the best quotes for life and house insurance for me. And this happened through lockdown! 10/10 overall experience and cannot recommend them highly enough.

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  • author
    Olatoun Adubi
    May 13, 2020
    Quick reliable trustworthy service

    Quick reliable trustworthy service. I would highly recommend

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  • author
    Perry Fidler
    May 07, 2020
    Very enjoyable experience

    Very enjoyable experience - Simple, quick and easy thanks to all who helped

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  • author
    Richard Ferguson
    Apr 28, 2020
    Excellent service

    Excellent service

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  • author
    Mrs Dawn Mclaughlin
    Apr 28, 2020
    I would definitely recommend using this…

    I would definitely recommend using this company . The service and support from the team was excellent Everyone I spoke to was very helpful and very efficient . They delivered what I requested a good mortgage rate and affordable . I only wished I had known about them before as I would have moved my mortgage way before I did and saved myself a lot of money .

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  • author
    Carl Martin
    Apr 21, 2020
    Excellent service and friendly staff

    Excellent service and friendly staff

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  • author
    Matthew Barber
    Apr 21, 2020
    Efficient

    Efficient, knowledgeable and pro-active service from start to finish which i can not fault!

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  • author
    Colette Ferguson
    Apr 21, 2020
    An excellent service from start to…

    An excellent service from start to finish. I would recommend this company to anyone. I don’t normally write reviews but on this occasion it is very well deserved.

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  • author
    Lawrence Hunt
    Dec 19, 2019
    Competent thorough and enabling

    Competent thorough and enabling service ensuring I was able to buy the house I wanted. Thoroughly recommended and will be using the service again to review my mortgage requirements.

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  • author
    L Evans
    Sep 04, 2019
    Brilliant service all round

    Brilliant service all round! Advisor Joanne was fabulous and couldn't have done any more for us. Will use them to remortgage as well and can only recommend them. Thank you!

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  • author
    Jaime Byast
    Aug 28, 2019
    A great service

    A great service! You found the perfect mortgage for us and did all of the hard work. You made changing our mortgage so easy -thank you!

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  • author
    Mr. Roy Franks
    Aug 28, 2019
    Expert help in providing the advice and…

    Expert help in providing the advice and helping to find the perfect mortgage for our needs. We were always kept in the loop at every stage of the mortgage from offer to completion

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  • author
    James Higgs
    Jul 08, 2019
    Mortgages Online took all of the stress…

    Mortgages Online took all of the stress out of the moving process for my family. They helped us understand what we could buy right at the start of the process and were there at every step guiding us through the dreaded paperwork... the only thing they didn’t do was pack our boxes! If you are thinking about buying a property I would wholeheartedly recommend Mortgages Online, it’s a no-brainer.

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  • author
    Rachael Ball
    Apr 25, 2019
    They were so helpful

    They were so helpful, always keeping in touch with any updates or changes. They pushed other companies to make sure deadlines were met and made the overall process very easy for us - especially when being first time buyers and not having a clue where to start!!

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  • author
    CHRIS SUMBY
    Apr 15, 2019
    Excellent service from Rosie and…

    Excellent service from Rosie and Joanne. Very helpful and couldnt do enough. Chased everything through to completion and couldnt recommend highly enough!

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  • author
    Alexandru Fetcu
    Dec 11, 2018
    Excellent Service!!

    I have to say that dealing with Joanne at Mortgages.online was a pleasure. Thank you Joanne.

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  • author
    Edward
    Dec 07, 2018
    Have to say

    Have to say, Joanne made the experience as stress free as possible. Her hard work was fantastic and I'd highly recommend her.

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  • author
    Jemma Bailey
    Dec 07, 2018
    The easiest mortgage application ever!!

    I cannot thank Mortgages Online enough!! I’ve always been hesitant about changing my mortgage as it can be very overwhelming but MO have been fabulous. From day one the communication I’ve had from them has been second to none. I’ve been updated throughout the whole process and all I had to do was provide the relevant documents and everything was done for me. No stress or worries and they found the best mortgage for me. I cannot recommend them enough!! I would definitely use them again when the time comes. THANK YOU!!

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