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MortgageOnline.com Review

ByTop10.com StaffNov. 19, 2020

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In a Nutshell

Offering four types of home loans, MortgageOnline.com is a comprehensive site with instant quotes and easy navigation.

pros

  • Instant quotes by email, phone or internet form
  • Multiple types of home loans available

cons

  • Duplicate forms for different lenders
  • No anonymous quotes given

MortgageOnline.com at a Glance

Loan types
Mortgages and refinancing
Loan features
New homes, refinance, home equity, reverse mortgage
Suitable for
Borrowers who like a step by step process

Overview

MortgageOnline.com gives you a personal home loan experience that is targeted to your specific area and location. Obtain personal rates and quotes for 4 types of mortgage options including refinancing and new home loans. Access and compare mortgage lenders with a few easy clicks.

MortgageOnline.com Highlights

  • Easy-to-use interface speeds up the estimate process
  • Large graphics make it easy to find rates on mobile devices
  • Compare loans and lenders from your local area

Ease of Functionality

Mortgages can be complicated, but MortgageOnline.com tries to streamline the process as much as possible. The website’s quote wizard guides you through the process step-by-step without making things too complicated or overwhelming. Many selections are indicated by large icons, allowing you to easily follow the process on smaller screens. Navigation is made easy with lenders broken down into different sections.

Features

Easily access mortgage rate information for four types of loans: new home loans, refinancing, reverse mortgage, and home equity loans. The rates are broken down by annual income, estimated credit score, and the time of the loan. Rates are available for standard 30-year loans, and special rates are available for FHA loans, 15-year loans, and adjustable-rate mortgages. The versatility makes it easy to compare lenders and gain access to local lenders in your area.

Customer Support

One-on-one customer support is limited on MortgageOnline.com. The ideal way to get support is to seek a direct quote from one of the lenders that you are compared with. MortgageOnline.com is a third-party aggregate provider, so there is no direct help available by email, online chat, or phone. Once your data is entered, you will often receive direct contact from lenders so they can answer any questions that you have.

Getting Quotes

Easily access a list of available lenders on a single results page. If you are highly qualified for a loan, it’s easy to compare rates and visit the lenders’ websites to finish the loan application process. One of the pitfalls for users with low down payments or low credit scores is the inability to see instant quotes. In this case, you’ll receive a list of qualified lenders, and you then must fill out additional forms for information on FHA loans or various rate options.

Return on Investment

MortgageOnline.com offers rates at no charge to users. The information is not available anonymously, so you must use a valid address, email, and phone number to receive direct quotes. The organization and lack of fees make it easy to compare rates and get loan comparisons without impacting your credit score.

So, Should you Borrow with MortgageOnline.com? 

First-time homebuyers and others seeking mortgage rates and estimates will have an easy time navigating MortgageOnline.com. The website’s instant quote tools are easy to follow and compatible with phones and tablets. Users with low income or credit will need to do a bit of extra work, but lender access is easily made available to find out more information.

Physical Address

MortgageOnline.com 

44 Wall St, Suite 505, 

New York, NY 10005, 

USA

Mortgage Online customer testimonials

ExcellentReviews 39
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Excellent
95%
Great
5%
Average
0%
Poor
0%
Bad
0%
  • author
    customer
    Jan 14, 2021
    Excellent service

    Excellent service, very efficient and kept questioning the solicitor on a regular basis on the purchase status.

    ...

  • author
    Suzie
    Dec 17, 2020
    Absolutely brilliant service from start…

    Absolutely brilliant service from start to finish. I would highly recommend.

    ...

  • author
    Nicola Matson
    Dec 15, 2020
    Definitely use Mortgages.Online

    I was incredibly impressed with the service I received from Mortgages.Online. More importantly than finding me a great deal, they kept in daily contact as we approached completion date and chased both the bank and the solicitors when needed. I'd definitely use them again!

    ...

  • author
    Oli
    Dec 13, 2020
    Appreciated all the advice and patience

    Al was very patient with us whilst we learnt about the process and became aware of what protection we currently had and then helped us tailor it to a budget. Al was always very pleasant to speak to and always answered our questions promptly - would recommend.

    ...

  • author
    Steve Johnson
    Dec 08, 2020
    As someone of advanced years

    As someone of advanced years, finding a mortgage was never going to be straightforward. From sourcing the most appropriate mortgage at a very competitive rate, to completion on the required date, the team at Mortgages Online were there to guide and advise. I was kept informed every step of the way, and they promptly dealt with any issues that arose. Finding a mortgage can be a very stressful time, but Mortgages Online made it a very smooth process. I would thoroughly recommend them.

    ...

Mortgage Online