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MortgageOnline.com Review

ByBestmoney StaffNov. 19, 2020

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In a Nutshell

Offering four types of home loans, MortgageOnline.com is a comprehensive site with instant quotes and easy navigation.

pros

  • Instant quotes by email, phone or internet form
  • Multiple types of home loans available

cons

  • Duplicate forms for different lenders
  • No anonymous quotes given

MortgageOnline.com at a Glance

Loan types
Mortgages and refinancing
Loan features
New homes, refinance, home equity, reverse mortgage
Suitable for
Borrowers who like a step by step process

Overview

MortgageOnline.com gives you a personal home loan experience that is targeted to your specific area and location. Obtain personal rates and quotes for 4 types of mortgage options including refinancing and new home loans. Access and compare mortgage lenders with a few easy clicks.

MortgageOnline.com Highlights

  • Easy-to-use interface speeds up the estimate process
  • Large graphics make it easy to find rates on mobile devices
  • Compare loans and lenders from your local area

Ease of Functionality

Mortgages can be complicated, but MortgageOnline.com tries to streamline the process as much as possible. The website’s quote wizard guides you through the process step-by-step without making things too complicated or overwhelming. Many selections are indicated by large icons, allowing you to easily follow the process on smaller screens. Navigation is made easy with lenders broken down into different sections.

Features

Easily access mortgage rate information for four types of loans: new home loans, refinancing, reverse mortgage, and home equity loans. The rates are broken down by annual income, estimated credit score, and the time of the loan. Rates are available for standard 30-year loans, and special rates are available for FHA loans, 15-year loans, and adjustable-rate mortgages. The versatility makes it easy to compare lenders and gain access to local lenders in your area.

Customer Support

One-on-one customer support is limited on MortgageOnline.com. The ideal way to get support is to seek a direct quote from one of the lenders that you are compared with. MortgageOnline.com is a third-party aggregate provider, so there is no direct help available by email, online chat, or phone. Once your data is entered, you will often receive direct contact from lenders so they can answer any questions that you have.

Getting Quotes

Easily access a list of available lenders on a single results page. If you are highly qualified for a loan, it’s easy to compare rates and visit the lenders’ websites to finish the loan application process. One of the pitfalls for users with low down payments or low credit scores is the inability to see instant quotes. In this case, you’ll receive a list of qualified lenders, and you then must fill out additional forms for information on FHA loans or various rate options.

Return on Investment

MortgageOnline.com offers rates at no charge to users. The information is not available anonymously, so you must use a valid address, email, and phone number to receive direct quotes. The organization and lack of fees make it easy to compare rates and get loan comparisons without impacting your credit score.

So, Should you Borrow with MortgageOnline.com? 

First-time homebuyers and others seeking mortgage rates and estimates will have an easy time navigating MortgageOnline.com. The website’s instant quote tools are easy to follow and compatible with phones and tablets. Users with low income or credit will need to do a bit of extra work, but lender access is easily made available to find out more information.

Physical Address

MortgageOnline.com 

44 Wall St, Suite 505, 

New York, NY 10005, 

USA

Mortgage Online customer testimonials

ExcellentReviews 45
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Excellent
96%
Great
4%
Average
0%
Poor
0%
Bad
0%
  • author
    Sophia
    Apr 06, 2021
    Hassle free, helpful & I high recommend 🤩

    When purchasing our first home we were slightly overwhelmed with the many options available mortgage wise- let alone during a pandemic where mortgage rates are constantly changing. With MO, it was hassle free and thanks to their expertise we were able to get a better deal that was offered on the market AND a second mortgage offer exceptionally fast after our first house fell through. Laura and her team were outstanding from start to finish. Offering great advice, and continually communicating- even after our mortgage offer. Would highly recommend 😊💃

    ...

  • author
    Calum Conejo-watt
    Mar 30, 2021
    Fast quality service

    Fast quality service, helped me find a mortgage which was right for me when i wasn't sure what i could get. Thanks again Al!

    ...

  • author
    Mandy B
    Mar 02, 2021
    Excellent service

    Excellent service. Great communication, regular contact by text, calls and emails. They even provided regular updates from my solicitor! Felt they genuinely cared about getting the best outcome for me. There was a hold up on my seller's side but Mortgages Online took all the stress away, sorting out a mortgage extension. Very happy to recommend them, particularly Jack Harrington-Grace who worked so efficiently on my behalf.

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  • author
    Rachel
    Mar 02, 2021
    Great service

    Great service - followed up several times and was on top of everything.

    ...

  • author
    Harpal S
    Feb 16, 2021
    Found a mortgage swiftly and followed up with lender consistently to complete the exchange on time

    My mortgage application wasn't strong because of massive income loss due to the pandemic. I went through Trussle first who wasted a ton of time and couldn't find a mortgage. After which, I went with L&C who managed to come back with a not-so-great offer. Coreco/Mortgage Online team was a saviour from the get-go for a first-time buyer like me. They understood the time-sensitivity, as I could lose both the apartment and the down payment. They put in an incredible amount of effort to find me a good tentative offer in a matter of days. Upon securing the offer, one of their employees consistently followed up with the lender and kept me up to date during that very stressful period, finally leading to exchange completion on time. I've nothing but good things to say about their quality of service and way of working. I'll surely be working with them again after my fixed term is over.

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Mortgage Online