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(844) 974-3637 Review StaffApr. 01, 2020

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In a Nutshell

Offering four types of home loans, is a comprehensive site with instant quotes and easy navigation.


  • Instant quotes by email, phone or internet form
  • Multiple types of home loans available


  • Duplicate forms for different lenders
  • No anonymous quotes given at a Glance

 Loan types: Mortgages and refinancing

 Loan features: New homes, refinancing, reverse mortgage and home equity loans 

 Best for: Borrowers who like a step by step process to receiving fee-free quotes

Overview gives you a personal home loan experience that is targeted to your specific area and location. Obtain personal rates and quotes for 4 types of mortgage options including refinancing and new home loans. Access and compare mortgage lenders with a few easy clicks. Highlights

  • Easy-to-use interface speeds up the estimate process
  • Large graphics make it easy to find rates on mobile devices
  • Compare loans and lenders from your local area

Ease of Functionality

Mortgages can be complicated, but tries to streamline the process as much as possible. The website’s quote wizard guides you through the process step-by-step without making things too complicated or overwhelming. Many selections are indicated by large icons, allowing you to easily follow the process on smaller screens. Navigation is made easy with lenders broken down into different sections.


Easily access mortgage rate information for four types of loans: new home loans, refinancing, reverse mortgage, and home equity loans. The rates are broken down by annual income, estimated credit score, and the time of the loan. Rates are available for standard 30-year loans, and special rates are available for FHA loans, 15-year loans, and adjustable-rate mortgages. The versatility makes it easy to compare lenders and gain access to local lenders in your area.

Customer Support

One-on-one customer support is limited on The best way to get support is to seek a direct quote from one of the lenders that you are compared with. is a third-party aggregate provider, so there is no direct help available by email, online chat, or phone. Once your data is entered, you will often receive direct contact from lenders so they can answer any questions that you have.

Getting Quotes

Easily access a list of available lenders on a single results page. If you are highly qualified for a loan, it’s easy to compare rates and visit the lenders’ websites to finish the loan application process. One of the pitfalls for users with low down payments or low credit scores is the inability to see instant quotes. In this case, you’ll receive a list of qualified lenders, and you then must fill out additional forms for information on FHA loans or various rate options.

Return on Investment offers rates at no charge to users. The information is not available anonymously, so you must use a valid address, email, and phone number to receive direct quotes. The organization and lack of fees make it easy to compare rates and get loan comparisons without impacting your credit score.

So, Should you Borrow with 

First-time homebuyers and others seeking mortgage rates and estimates will have an easy time navigating The website’s instant quote tools are easy to follow and compatible with phones and tablets. Users with low income or credit will need to do a bit of extra work, but lender access is easily made available to find out more information.

Physical Address 

44 Wall St, Suite 505, 

New York, NY 10005, 


Mortgage Online customer testimonials

ExcellentReviews 23
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  • author
    Mrs Angela Childs
    Sep 14, 2020
    They were there to talk to whenever we…

    They were there to talk to whenever we needed to and very helpful


  • author
    Mr Martin Bellinger
    Sep 08, 2020
    Excellent support from the whole team

    Excellent support from the whole team. Kept me updated at every step of the way.


  • author
    David Stenhouse
    Jul 27, 2020

    Friendly, attentive, professional and arranged a brilliant re-mortgage deal. Couldn't ask any more of Mortgages Online. Al Baker, in particular must be praised for his patience, persistence and bringing some fun to the proceedings. Well done, guys. I am a most satisfied client. David Stenhouse


  • author
    Pete Kappes
    Jun 01, 2020
    Experienced a few issues but that was…

    Experienced a few issues but that was to be expected due to lockdown. But generally really helpful.


  • author
    Judith Beckerleg
    May 16, 2020
    Very friendly

    Very friendly chat with Rob at the initial phone call and good constant service thereafter. Even though i am not good on the computer i was able to send documents by post and managed successfully to complete.


Mortgage Online