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Network Capital Review

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Reviews 1,988

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Bestmoney Staff
Bestmoney Staff
Jul. 15, 20214 min read

Network Capital summary

Network Capital Funding Corporation is a mortgage lender with a mission to provide quick loan approval at minimum cost to the borrower. Through partnerships with tech giants Oracle, Microsoft, Cisco, and Redhat, it automates most of the loan assessment process—making it capable of closing your mortgage in as little as 15 days. Most of all, Network Capital doesn’t charge any lender fees.

Pros

  • Close in as quickly as 15 days
  • Zero lender fees
  • Low down payment on conventional loans

Cons

  • No home equity loans
  • Currently available in only 29 states (plus DC)

Network Capital Funding Corporation at a Glance 

Loan typesPurchase, Refinance
Featured loansConventional, VA, FHA
Repayment terms15-30 years
Suitable forMillennials looking to get maximum assistance

Overview

Network Capital Funding is one of a new breed of fintech mortgage lenders making life easier for borrowers. It uses technology to automate much of the assessment process, enabling it to eliminate lender fees and get your mortgage closed quickly. It also offers added value in the form of quality loan advice from professional agents based in your area. When you use Network Capital, you don’t just get access to a wide range of purchase and refinance mortgage options. You also get access to the tools and assistance to ensure you succeed, including useful mortgage calculators and hands-on assistance with uploading all the right documentation. 

Suitable For?

Network Capital Funding Corporation accepts applicants of all types, but by its own admission is focused most heavily on serving the needs of millennials—people born between 1980 and 1996. How does it do this? Through a streamlined mortgage assessment process that involves maximum assistance, minimum fees, and the chance to get approved in as little as 15 days.

Types of Loans/Products

We’ve already talked about Network Capital’s hi-tech mortgage assessment process, so now it’s time to discuss some of the other great features. Network Capital offers a solid range of mortgage products—with the option of purchasing or refinancing with a conventional, FHA, VA, or HARP 2.0 loan. In addition to originating mortgages, it also offers a lot of hands-on assistance with getting you informed and approved.

Here are the highlights:

  • Apply online, backed by phone support from an agent in your local area.
  • Close in as quick as 15 days
  • Free, no-obligation consultation with an agent to help guide you in the right direction. Includes a quote that clearly and transparently outlines the estimated numbers for your mortgage.
  • Free calculators to help you work out your monthly payment and debt-to-income ratio and understand how much you can afford to pay on your house.
  • The Mortgage Radio Show, a regular mortgage podcast that informs prospective borrowers about the mortgage process.

The Application Process

According to Network Capital, the application process involves 5 steps.

  1. Conversation. Initial phone call in which an agent asks you about your goals and expectations. The call takes around 8 minutes. Within around 2 hours, your mortgage agent will put together a no-commitment proposal outlining what Network Capital can offer you.
  2. Documents. Online application process that involves uploading your documents by fax, email, or Dropbox. Your agent will help you where necessary. 
  3. Approval. Once all the correct documentation has been uploaded, Network Capital’s underwriting team will get to work to approve you within 48 hours.
  4. Finalization. The final closing agreement will be sent to you for review and a time will be agreed for an agent to come to you and sign all the documents.
  5. Closing. According to Network Capital, it can close your loan in as little as 15 days—much quicker than the industry average.

Key Figures: APRs, Loan Amounts & Repayment Terms

One of the most impressive things about Network Capital is that it’s transparent when it comes to key figures like rates and fees. On the Network Capital website, you can find a page with the latest rates. We’re pleased to say the APRs are very competitive.

Here are the key numbers (correct at time of writing):

  • Repayment terms: 15-30 years, plus the option of taking a 5-year ARM.
  • Fees: No lender fees, e.g. no origination, application, underwriting, or processing fees. However, all the other usual closing fees do apply, e.g. appraisal and title fees.

Help & Support

Network Capital operates online and over the phone. The process begins with a roughly 8-minute long phone call with an agent. This might sound like a hassle, but it’s the secret sauce to helping get you the most suitable deal. To go straight to an agent, call 800-300-0018 during extended business hours or use the call button on the Network Capital home page (you’ll see it pop up) to schedule a call.

Summary

If speed and convenience are what you value most in a mortgage lender, then it’s worth checking out Network Capital. That’s because Network Capital is able to close your mortgage in as little as 15 days—much quicker than traditional bank lenders. Network Capital also doesn’t charge any lender fees and it is very competitive when it comes to rates—making it a solid option for your next mortgage.

FAQ

Where does Network Capital operate?

Network Capital is licensed to do business in 29 states plus DC. The states are: AL, AZ, CA, CO, DE, FL, IL, IN, IA, KS, KY, LA, MD, MI, MN, NJ, NM, NY, NC, OH, OK, OR, PA, SC, TN, TX, VA, WA, and WI.

How long has Network Capital existed? 

Surprisingly for a hi-tech lender, Network Capital has been around since 2002. It has moved with the times and today presents a streamlined application process aimed mainly at Millennials.

What is The Mortgage Radio Show? 

MortgageRadio is hosted by mortgage professionals Sean Meador and Teresa Strasser and sponsored by Network Capital. It plays live on various radio stations across the country on Saturday afternoons. To see broadcast times, check out TheMortgageRadio.com.

What do customers say about Network Capital? 

Customers have given this lender a 4.7-star rating on Trustpilot, with the majority of people praising the speed and professionalism of the service.

Physical Address

Network Capital Funding Corporation

7700 Irvine Center Drive, #300

Irvine, CA 92618

Network Capital Network Capital Visit Network Capital

Bestmoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

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  • author
    striker
    Jan 01, 1970
    spencer and Jayne were fantastic to…

    spencer and Jayne were fantastic to work with. having g been thru a refi years ago I was dreading it. Spencer did so much of my leg work and once thru the info gathering period Jayne was equally indispensable to the process. both burned the midnight oil for my loan and I am very appreciative. I got a great rate considering interest rates are 7 and they got me 4.8. I highly recommend using network funding professional courteous and deliver what they promise

    ...

  • author
    Karen's Sutphin
    2 days ago
    Spencer was Awsome

    Spencer was there every time we had a question or an email he got right back to us he he was very diligent about his worth ethic ethic we appreciate Spencer Barrett Very much in the company he works for network capital thanks again Spencer

    ...

  • author
    Jesus Rodriguez
    3 days ago
    From the beginning to the end was great…

    From the beginning to the end was great thanks

    ...

  • author
    Goku
    3 days ago
    Consolidating

    This company was very helpful to me. Jaewon Gal and Jayne Ramirez really know to explain things and making you feel comfortable. They really helped me with consolidating my debt hepled with all my needs. The whole process was explained clearly to me and would recommend them to anyone. I will definitely keep in touch with them in case I need anything else in the future. Thank you Jaewon Gal and Jayne Ramirez for all your help.

    ...

  • author
    Laura Cady
    4 days ago
    I needed a loan to pay my son's…

    I needed a loan to pay my son's tuition. Network capital funding came through. I got the loan in an easy process, invested it with Plan-off-investment, realized triple my investment and paid back my loan in an easy way. Quite Satisfied.

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  • author
    Michael Buccinna
    Jan 01, 1970
    Spencer’s Excellence

    At a critical time in my life, financially, Spencer made this loan process so easy for me, handled everything professionally and explained everything with precision! I’d recommend anyone to deal with him, it was an excellent experience! August 31st - September 26th

    ...

  • author
    Angie Hunter
    Jan 01, 1970
    Excellent experience

    After experiencing other lenders, network capital is the way to go! Friendly and extremely knowledgeable, Spencer and Kathleen went above and beyond to help me get the refinancing I needed! I can't say enough good things about them!

    ...

  • author
    Kathleen
    Sep 24, 2022
    Our experience was superb from…

    Our experience was superb from beginning to end. The people we worked with were professional.

    ...

  • author
    T. Shoon
    Sep 26, 2022
    Teddi Rossi ...

    Teddi Rossi was our agent...

    ...

  • author
    Dan Thomas
    Sep 23, 2022
    l felt a personal nature as though the experience was in person

    I have had several experiences with financial institutions in the past but I was never more impressed than with Network Capital. The credit due is to an outstanding teamwork displayed by Eddie and Sang, they proved to work in tandem with each other in a timely manner that was respectful and efficient to help me complete tasks I would not have completed with out there guidance and patience with me. I will continue to recommend them to any one who needs financial assistance in the future . As things are done differently as times change l felt a personal nature as though the experience was in person. They helped me through every step in the process, all so I could afford a tractor so badly need on my ranch. Good Job thanks. Daniel and Sue.

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  • author
    Jessie Ramos
    Sep 23, 2022
    Shout-out to Eddie & Sang

    Our family worked with Eddie, Sang and the NetCap team and they were phenomenal. They were communicative, patient and professional during the entire process. The outcome was positive and we are grateful we got to work with this team!

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  • author
    michelle
    Sep 22, 2022
    i never know that it would of be so…

    i never know that it would of be so fast as long as you have everything paper in order that makes the process move fast.mr christian robles and debbie clabber helps me with the closing process thanks to both of them that make this happens.I am so happy and relieved

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  • author
    Kathleen Williams
    Sep 21, 2022
    Refinance with Stephen McCurry

    We began working with Stephen McCurry from beginning to end. We did not experience many detours along the way however whatever the detour was, Stephen ensured it was communicated and taken care of. All the conditions we arranged from the beginning were met except one but that was explained later. Our loan closed and we explained to him that they were not sending us the payoff checks as we originally requested and he fixed that issue too. We were very much satisfied with the communication we received from him. Overall, we were satisfied with his service and response to our questions and needs and would recommend anyone to work with Stephen.

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  • author
    E. Crook
    Sep 20, 2022
    Working with Angel Amazing

    Working with Angel though out this process was amazing from start to finish, He explained everything in full details, if I had a question he was right there. Angel stayed in touch with me the whole time…Thank you Angel for the GREAT service you provided to me….Your name is prefect Angel because that’s what you are and Angel.,,, Thank you

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  • author
    Michelle Acebal
    Sep 20, 2022
    Jayne is great at what she does

    Jayne is great at what she does, she works with you every step of the way. Very thankful she was on my team.

    ...

  • author
    Kathy Tucker
    Sep 16, 2022
    Both Justin and LouAna were great to…

    Both Justin and LouAna were great to work with. They answered all my questions promptly. They both made me comfortable and explained all the processes clearly, walking me through each step.

    ...

  • author
    Mary Trude
    Sep 16, 2022
    Justin P Johnson was outstanding to…

    Justin P Johnson was outstanding to work with. Our first phone encounter had me declining to go forward with a refinance. Justin kept his eyes on the market and contacted me several days later when the interest rate dropped, and he thought the market would be more favorable to my needs. This interest in getting me the best product held throughout our association. Justin was always available to answer questions and confirmed when my submitted documents were received in his email, and that they contained the information needed or if something else would better fit for my loan request. My re-fi with Network Capital Funding was the quickest I have ever completed a home loan from start to funding.

    ...

  • author
    Wm. D. Abraham
    Sep 15, 2022
    My experience with Ryan Barrientos was…SUBLIME!

    My experience with Ryan Barrientos was in a word Sublime ! He was very thorough with attention to ALL details. If an issue surfaced he intelligently analyzed the issue at hand and provided solutions! HE IS A CLOSER!

    ...

  • author
    sabastian mowery
    Sep 15, 2022
    Awesome company to work with for a VA…

    Awesome company to work with for a VA loan got me closed within a month and even with conditional approval for repairs I needed before we could close. Ryan Barrientos worked with me and made everything smooth was super helpful on any questions I had and communication was above my expectations which is part of the reason I went with network capital instead of another lender.

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  • author
    Steve
    Sep 13, 2022
    Justin P Johnson

    Justin P. Johnson was wonderful. He jumped right on it and got the ball rolling. I am very satisfied with the results of my refinance. The only thing I was bothered with was the fact that I dealt with 9 separate people, not including the appraiser and notary. if I didn't have to send the same material 2 and 3 times it would have been better. Everyone did a great job!!!!!

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  • author
    Lauren Steadma
    Sep 13, 2022
    Network Capital was expeditious…

    Network Capital was expeditious processing my mortgage documents with the financer. They make the process less painful when you've a financial crunch. Both my family and I are grateful for your industrious execution of an immoderate, bureaucratic process. I highly recommend 👍😀

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  • author
    TPeca
    Sep 09, 2022
    The mortgage world is stressful for me

    The mortgage world is stressful for me, but the team at Network Capital got it done right. Thank you to Spencer and the rest of the team for your hard work.

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  • author
    Uros Kvitko
    Sep 07, 2022
    Minecraft Playstation Console and Banking Account Username online

    Minecraft Playstation Console

    ...

  • author
    customer
    Sep 04, 2022
    Good

    Good, communication and fast service

    ...

  • author
    BUCKAYE BROWNS
    Sep 03, 2022
    Edwyn was very professional with a…

    Edwyn was very professional with a personal touch. We stayed in contact from start to finish and the interaction was very comfortable. Would recommend Edwyn to friends and family.

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  • author
    Denise Pontius
    Sep 03, 2022
    Thank you Network Capital. (--:

    Great experience from start to finish. Loved working with Sarah and Franc. Would definitely call them again in the future. Thank you Network Capital.

    ...

  • author
    Customer
    Sep 03, 2022
    Very unorganized

    Very unorganized, had to do my loan twice because they really messed up the first re-fi. Then after refund refinancing sold the loan two days later.

    ...

  • author
    Pete Garcia
    Sep 03, 2022
    Incredible Experience

    I just want Thank You & Your Network Capital team,Mellisa, and the others behind the scene. Associates who helped fund this mortgage loan especially you "Jake" you kept us informed all through the process making it less stressful knowing we were moving forward and ultimately you got us to the promise land.Thanks Again Jake, for your all Help.

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  • author
    James Biczi
    Sep 02, 2022
    Edwyn was always there for me…

    Edwyn was always there for me throughout the process

    ...

  • author
    Leslie Stigall
    Sep 02, 2022
    Thanks Edwyn Ramos for helping refinance.

    I would like to thank Edwyn Ramos for such a marvelous job with my refinance. He walked me through step by step. I did not have to worry about anything. He kept me updated on everything. Again I can not thank him enough may God bless you.

    ...

  • author
    Georgia matta
    Sep 02, 2022
    It was good getting the loan

    It was good getting the. Loan but the closing was kind of rough because the lady just kept saying she didn’t receive our documents otherwise the closing went fast then they sold it to pennymac without notification which you usually know a head of time

    ...

  • author
    BRENDA
    Sep 01, 2022
    They were very efficient and helpful in…

    They were very efficient and helpful in the process.

    ...

  • author
    William
    Sep 01, 2022
    Excellent attention to detail worked in…Thanks

    Excellent attention to detail worked in the professional And motivated way

    ...

  • author
    Nancy kyle
    Sep 01, 2022
    Edwin Ramos / Network Capital gets five Stars

    I would like to thank first and foremost Edwin Ramos for calling me in the first place. At the time he called, I was trying to determine which way I would go to change my debt. Not only was he polite and friendly, he was very informative. He took his time, and explained everything to me. I could tell he was an honest and sincere person. He was very patient with me. Most of these folks that call are very impatient, and and usually have to consult someone else to make sure their information is correct. Edwin made me feel as confident as my friends at keesler whom I have dealt with since 1993. You all have a winner in Edwin Ramos, and someone who will recommend him to friends. Thank you all .Nancy kyle

    ...

  • author
    Nannette Milton
    Sep 01, 2022
    Thanks for having great staff to help us.

    Andro and Kelly were so helpful. We had some hurdles to jump over and they worked very hard for us. Andro listened and went off to see how he could make it happened. Kelly kept me up to date and returned all my calls, even if there was no answer yet. This refi is going to make such a difference in our lives. Keep up the great work,

    ...

  • author
    Mr Wayne Cook
    Sep 13, 2022
    Everything was ok until after closing

    Everything was ok until after closing.

    ...

  • author
    Terry Dossett
    Sep 01, 2022
    Great people to work with

    Great people to work with. They make sure all your needs are met. They are Very clear on everything right up front.

    ...

  • author
    gwen Toney
    Sep 01, 2022
    without contacting me

    without contacting me. they sent my loan to another mortgage company without notification

    ...

  • author
    Louise G
    Sep 01, 2022
    Jacob and LouEllen awesome!

    Jacob and LouEllen awesome!

    ...

  • author
    Joseph P Loredo
    Sep 01, 2022
    Great people

    Great people. HANDS DOWN. YOU GUYS REALLY CARE.

    ...

  • author
    Paul
    Sep 01, 2022
    Refinance success

    This was a great all around experience. My banker Andro Aziz and my processor Alexa Love were professional and were available whenever there was a question or concern. I had many lenders reach out before and after the process started. I stayed with Andro and Alexa because of the customer service they provided through the entire process. Top notch people

    ...

  • author
    Brian Bryant
    Sep 01, 2022
    Very helpful

    Very helpful

    ...

  • author
    Stacey
    Sep 01, 2022
    Sold out

    I refinanced & found out my loan was sold after a couple of weeks when I was inquiring about auto pay setup. I was told not to bother🧐

    ...

  • author
    james c hazen
    Sep 01, 2022
    Austin Owens, the best choice for all your loan needs

    Austin Owens is very knowledgable, caring and was invaluable during my wife and I search for the best loan for us. We dealt with many mortgage "people" during our quest for the best loan for us. During our first meeting with Austin I was impressed with his immediate grasp of our extensive requests. He provided multiple options that were available and we were able to select the perfect loan for our needs. I have already advised many of our friends and relatives that they should contact Austin for all of their loan needs. My wife and I are both attorneys with more than 30 years of experience. I will always remember Austin as my first choice for any loan needs for our entire extended family.

    ...

  • author
    stu
    Aug 30, 2022
    netcapital came through when other banks failed me.

    netcapital came through when other institutions failed me. chris galan and alexa love were especially helpful in making it all happen. it was a wonderful experience dealing with all of you. you're real life savers.

    ...

  • author
    Richard Stark
    Aug 30, 2022
    Mortage Refi

    Well it Was A Wonderful Experience with Lily To Start Us Out. Her Approach was Professional! We have been very disappointed in the Past Year by other Lenders. Lily At Net Capital made Sure this was going to continue, even though at times I was frustrated,no fault of hers. Will Definitely Refer Lily and Alexa Love to others. Sincerely Yours Richard And Bonnie Stark!

    ...

  • author
    Emiliano Torres
    Aug 29, 2022
    I wanted to share my experience…

    I wanted to share my experience receiving a loan this past few weeks. I got a great recommendation from Abel Gilbert of One Path Realty, a person who I trust and who has been a great friend of mine since high school. He spoke to me about Gabriel Flores and said in his opinion he is the best out there for lots of reasons which of course I experienced later on. From the beginning Gabriel made me feel comfortable and confident that he would do everything he can to reach our goal. He seemed to care as much as I did to try and get a good loan, and that's what made him special. A very genuine person and one who was available every time I had a question. One of his great attributes is making sure you understand 100% of the process, in which sometimes can be a bit confusing since there's so many steps and rules. Also I was amazed at the pace he works, making sure that everything gets turned in on time and also reminding me of all the things I have to do on my side. Overall my experience with Gabriel was amazing, I would and WILL recommend him to anyone who needs a loan and will tell them the truth of how smooth, easy and great it was my experience with Gabriel. After a few weeks I also had the pleasure to work with Lou Ellen StaAna who was great as well. She was very sweet, courteous and also cared a lot about my situation. I consider my self very lucky to have been able to be helped by two AMAZING people who made my experience so easy and beautiful. Thank you!

    ...

  • author
    DAISEY WELLS
    Aug 28, 2022
    Edward Claus and Lou S.are the best at…

    Edward Claus and Lou S.are the best at their job. Couldn’t ask for more attention and care from both of them. They treated me like I was their mother or sister. Great job and thanks to both of them.

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  • author
    Tony
    Aug 26, 2022
    Home run team

    I was on the phone with Gabriel Flores and as we were getting off the phone he said something that led me to think he was passing me to someone. I said NO NO NO your my guy. From that point forward He handled everything from start to finish. He was awesome and passed me to Jennifer Garcia. She know her software and spent time getting the documents she needed.

    ...

  • author
    Phyllis Kitchell
    Aug 26, 2022
    Jack And Jordan were amazing!

    Jordan was great to work with and his manager Jack reached out after closing! They were quick, easy, and gave me a great interest rate. I look forward to working with them again in 6 months on a Veterans Loan because my husband was a veteran. Thank you Network Capital!

    ...

  • author
    Arttu Nummi
    Aug 26, 2022
    Thank you!

    Excellent bank, they helped me quickly arrange everything, and gave high-quality advice by answering all my questions. I was given all the checks and the necessary papers! The managers here are very patient and polite!!))) I will recommend Network Capital Funding to my friends. Thank you!

    ...

  • author
    Jesus
    Aug 26, 2022
    Awesome!!!

    Diego worked was the one who worked with my family and I, super nice, patient, and understanding, you can tell by the way he answers the phone and your questions he loves helping people, where I thought I was going to run into a headache, I didn’t because Diego made everything so simple to understand, I genuinely felt like there was no dumb question

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  • author
    Nancy McIntyre
    Aug 26, 2022
    Eddie was the best to work with

    Eddie was the best to work with. He was professional and also there to answer my questions. He answered my phone calls all the time. When he said he needed to find out more information he would do it and get back to me within minutes. I highly recommend him.

    ...

  • author
    Joyce Tyson Wiggins
    Aug 25, 2022
    Thankful

    I am so thankful for the way Drake Relova led me through the process of my loan. Network Capital is a great company and Drake Relova is a asset to your company. He helped me get over several hurdles and was patient when I learned what I needed to do. I am not computer smart and he made it easy. Thank you for the loan and I appreciate everything.

    ...

  • author
    Popson popson
    Aug 25, 2022
    This is fabulous

    This is fabulous

    ...

  • author
    David E.
    Aug 23, 2022
    Great Experience with Loan Process (Ken Ergen/Sang Truong)

    Both Ken Ergen and Sang Truong were incredibly helpful throughout the mortgage loan process. Ken Ergen was great at walking me through the entire process and made himself available anytime I had a question. This was my first time going through the home loan process and I’m thankful they helped me through it. Highly recommend both Ken and Sang. They’ll get you across the finish line.

    ...

  • author
    William
    Aug 22, 2022
    I enjoyed the re-finance process from…

    I enjoyed the re-finance process from start to finish. It was great working with Lou Ellen and Keenan directly, it was such an awesome experience.

    ...

  • author
    Kiera
    Aug 19, 2022
    I appreciate all the staff and look…

    I appreciate all the staff and look forward to many years dealing with them.

    ...

  • author
    Rey
    Aug 19, 2022
    Great Service Again!...

    I have utilized Network Capitals services on several occasions. My current experience was no different. I continue to have great customer service. I would like to recognize Adrian Fernandez for picking up the ball on my current refinance. Adrian along with Jason Aquino made the entire process smooth and seamless. Great Team work! I will continue to look to Network Capital for any future mortgage needs and I will always recommend Network Capital to anyone in need of mortgage services. Thank you! Lupe Reyes

    ...

  • author
    Joyce Tyson Wiggins
    Aug 17, 2022
    I am pleased with Drake…

    I am very pleased with the way Drake Relova led me through the process of my loan. We had several hurdles to get over but we did it. Drake Relova was very patient with me. I am not very computer smart but he helped me with everything.l am very pleased with the outcome and would recommend Network Capital to everyone. Thank you.

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  • author
    Michael Harris
    Aug 17, 2022
    It was a pleasure working with Shane…

    It was a pleasure working with Shane Doumani who ensured that my refinance application was submitted in a timely fashion and Sarah Behl who facilitated the processing of the loan. Both were professional and addressed any/all concerns that I had along the way, making the process very smooth. I look forward to working with them in the near future.

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  • author
    Shalon Dittler
    Aug 16, 2022
    VA Cash out refinance experience.

    The Hubs and I bought our house in 2007. The stars and credit ratings finally aligned for us to refinance with a VA cash out refinance. We started working with Justin Johnson. He was so great that when other Mortgage brokers called I told them no, Network Capital and Justin had our loyalty. He was always there for my (many) major freak outs, misunderstandings on my part, and all the bureaucratic nightmares. Through all the ups and downs Justin was a calm, hopeful, and humorous presence. In the end my husband got his 2017 convertable Mustang GT and I get to say hello 2 day prime shipping! Justin and Network Capital you get all the stars!

    ...

  • author
    NURUL ISLAMIATI
    Aug 12, 2022
    NKRI HARGA MATI

    Semoga lancar dan bermanfaat dan lebih banyak membantu orang 💪💪

    ...

  • author
    Ramona Espinosa
    Aug 11, 2022
    Edwyn is the BEST! Loan processing NOT SO MUCH!

    Edwin was very informative and understanding about my needs and my situation! He was the BEST! My dealing with Melissa and the title company not so much. I was constantly told you have deposit tomorrow and you’ll have check tomorrow, tomorrow. I sign the mortgage papers on 7/22 and didn’t receive debt payment checks until August 4th. Very disappointed with lack of communication no returned phone calls from Melissa.

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  • author
    Shaton Hausey
    Aug 09, 2022
    Justin Johnson (banker) and Sarah…

    Justin Johnson (banker) and Sarah Behl(processor)were an amazing team. They were super professional. I enjoy the learning experience and the time they took to ensure that we were good to go. Perfect pair and success story.

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  • author
    Kathleen Jerabek
    Aug 05, 2022
    Ryan Provided Excellent Customer Service

    Ryan provided excellent customer service. He worked with me for over two months to get my credit worked out so I qualified for the loan. He exhibited extreme patience and explained everything in detail so I would understand the process. I would work with him again and will recommend him to all I know who are interested in obtaining a refinance.

    ...

  • author
    Gregory Penkwitz
    Aug 05, 2022
    Diego Sebastián Aviles saved me years of regret

    I just wanted to thank Diego Sebastián Aviles for helping with the frist part of the Refinancing of my home in Sarasota Fl. He was every pleasant to work with keeping me updated on every step of it. Very professional on every call and explaining the process. He is a great employee of Network Capital. Once Kelly Stricklin was assigned to the Refinance things went very smooth. She also was very Professional with handling the final stages of my Refinance. I would like to add Andrea Johnson to this review she was the notary that came to my home to help me with signing the paper work. She traveled about fifty mile on a Sunday. After coming to my house she went over to my Mother's to sign a quick claim deed. She was very nice and did a wonderful job with my Mother. Every part of this Refinance was very professional and easy. I tried three other company's to do it and to be truthful before talking to Diego Sabeastian Aviles I was never going to go through this again. Diego proved to I could trust him and Network Capital Funding. What a wonderful company. Thank you all, for you help. Greg Penkwitz

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  • author
    Bobby
    Aug 04, 2022
    Ryan does a great job

    Ryan does a great job

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  • author
    Georgeine Ferzacca
    Aug 02, 2022
    Excellent Company!

    I would highly recommend Network Capital Funding to anyone needing a mortgage or a refi. Justin Paul Johnson treated me with respect and talked to me as if he were my son. He is very transparent and trustworthy. Anything that I didn't understand, he clearly explained it to where I understood everything that he mentioned to me. I'm very thankful to Justin and the rest of the Network team. When I need to refinance again, I will be using Network Capital Funding again

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  • author
    Laurie Zook
    Aug 01, 2022
    Eduardo Claus was very supportive and…

    Eduardo Claus was very supportive and professional during the loan process. A few glitches with loan processor leaving the job in the middle of my work, but it all worked out.

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  • author
    S&A
    Aug 01, 2022
    We had the pleasure of working with…

    We had the pleasure of working with Jordan and Jayne to get out house refinanced. They guidance us through the process and worked relentlessly to get it to the finish line. They both had quick responses and always stayed true to their word. If you are looking for help you will not be disappointed.

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  • author
    Judy Britain
    Jul 29, 2022
    All said and done

    All said and done, my experience was great. For years everyone would not help me. Edwyn Ramos talk to me and we started the procedures. Through all the bumps and holes, as a team we made it thru it all. He always help me through thick or thin, when I needed the support to understand what we were doing and why. It not easy to find people who are willing to help you get all the paper work and sometimes where I had to look for it. He was blessing to me and it was a great Birthday Present or me for that is when it closed. Thank you Always Judith Britain

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  • author
    Phyllis Kitchell
    Jul 29, 2022
    I am very pleased working with Jordon…

    I am very pleased working with Jordon Saceda. He made me very pleased with The way he handled a loan that was bad. He was able to straighten out the mess from Sovereign lending Group. He was very professional, straight forward, clear and made me very pleased with his understanding. Phyllis Kitchell 415-726-7696

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  • author
    Jose Perez
    Jul 27, 2022
    The staff was very helpful

    The staff was very helpful. Jennifer and Edwin are amazing

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  • author
    Gregory Penkwitz
    Jul 26, 2022
    I was contacted by Diego Sabeastian…

    I was contacted by Diego Sabeastian Aviles who helped me trust Network Capital Funding. His expertise in talking to someone that never wanted talk to another mortgage company again persevered. If it was not for him being the person from NCF this deal would of ever happen. I hope you will do what ever it takes to keep him employed with your company. His work ethics keeping me up to date every stage of the way. Tell Sebastián good luck to you and your family. Thanks to everyone handling this refinance, Gregory Penkwitz

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  • author
    Georgeine Ferzacca
    Jul 26, 2022
    Best experience ever!!

    Network Capital was the easiest refi I've ever had! I would highly recommend them to anyone wanting or needing a refi. Sending financial papers through the internet was very simple and, for me, that was the best! I would recommend anyone to talk with Justin Paul Johnson as he is very pleasant to talk to and was very straight forward and I never got the feeling that he wasn't telling me everything. If I ever need to refi again in the future, I will be working with Justin at Network Capital Funding.

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  • author
    Santos
    Jul 23, 2022
    I had tried with other company’s and…

    I had tried with other company’s and they couldn’t help me with my situation then I talked with Laura and she told me I had some problems with my credit and they helped me throughout the whole process I am truly great full and satisfied with network capital thank you so much to Jenifer Garcia and Laura Narvaez.

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  • author
    Jenn Little
    Jul 22, 2022
    Amazing Service

    I really appreciate Justin for the assistance throughout the loan process. I was able to close in a week. I will recommend his services to anyone I know who needs a mortgage. Thank you for the great services you did for me.

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  • author
    Junior thaw
    Jul 18, 2022
    Thank you All the experience with Teddy…

    Thank you All the experience with Teddy and Sarah was great I would recommend you guys to anyone

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  • author
    Chris Abeyta
    Jul 16, 2022
    Teddy Rossi is the best

    Teddy Rossi is the best, it was a long and difficult process but we got through it he went above and beyond to help, not only does he have my business for live but I gained a amazing friend, my new family he is the best!!!

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  • author
    Gary Chestin
    Jul 15, 2022
    Set up my second business bank account…

    Set up my second business bank account here. So pleased with the process and applications.

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  • author
    Celeste Jones
    Jul 14, 2022
    The process was quick and efficient!

    The process was quick and efficient!

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  • author
    jenifer keson
    Jul 13, 2022
    Teddy was my representative

    Teddy was my representative. He was an amazing help. Teddy was on top of the process. Explained process well and did a lot of the paperwork foot work. Made everything as seemless as possible. Teddy was flexible and didn't waste anytime getting things done. A big thanks to Teddy. Highly recommend him.

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  • author
    Michael Alpert
    Jul 07, 2022
    Isaiah and Ivy were great to work with

    Isaiah and Ivy were great to work with. They are very knowledgeable and friendly and easy to work with. They addressed all my concerns and answered my questions. They made the process as easy as possible.

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  • author
    Anthony Galante
    Jul 02, 2022
    Kenan Ergen and Victoria Monroe are awesome!!!

    Both Kenan Ergen and Victoria Monroe were amazing in helping me get a good rate with this high interest market. They were very patient and explained every detail of the refinance process at times when I was not understanding it fully. They were very thorough ensuring that everything was being taken cared of behind the scene leaving minimal work on my part. Ken and Victoria deserve high praise and a raise for their diligent work. Thank you!!!

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  • author
    Christi Lane
    Jul 01, 2022
    Great Mortgage Banker, Bishoy Rufail

    Working with anyone remotely has it's challenges, but this company is fantastic. In particular, the personal service provided by my Mortgage Banker, Bishoy Rufail has been top-notch. Whenever I asked for information, typically via email, Bishoy would always call me directly and go over everything with me. And, he always offered that I could call anytime and I believe him. This is a company you can trust, I would recommend them and would definitely recommend Bishoy!

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  • author
    Michael Alpert
    Jul 01, 2022
    Successful Re-Fi

    Ivy and Isaiah have made this process nearly painless, kept me fully updated, and answered all my questions. I am totally satisfied that I made the correct decision by using your company/services to handle my re-fi. I have really enjoyed working with you. All the best, and thanks for all you do.

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  • author
    Tom Hickey
    Jun 30, 2022
    I just finished a refinance of my home…

    I just finished a refinance of my home with Network Capital Senior Loan Banker, Omar Kaden. Omar gave me excellent service all along the process. He must have answered a hundred questions I had and was so professional and assuring. Davina in the loan processing department was awesome too helping me with paperwork and direction. I will recommend Omar and Network Capital to friends and clients. When they say they will take care of you they mean it!

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  • author
    Joan Samuels
    Jun 30, 2022
    Alexa Love and Edwin Fernandez

    Alexa Love and Edwin Fernandez went above and beyond to make sure that this process went smoothly and was done correctly. Alexa made sure to keep in contact with me regarding any documents that were needed from me and she made sure to always update me on how things were going. Edwin was a life saver for me. I had to scan some documents at FedEx but was not able to get it done due to there being no store associate to help me. Edwin told me that's it's not a problem. I went to work as usual thinking that I was going to miss out on this loan because the documents were not scanned. To my surprise, I received a call from Edwin saying that he was outside of my job to get the paperwork from me and handle them. I could not believe it. He drove about and hour just to make sure I was taken care of. I am truly thankful for both Alexa and Edwin. Without them, I probably would not have been able to complete the loan process.

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  • author
    Christi Lane
    Jun 29, 2022
    Gave them a chance - Bishoy is amazing!

    Gave them a chance! I didn't think Network Capital could get a suitable offer for a cash-out refinance but I agreed to let them try. Once the process transferred to the Closing Processor everything became extremely difficult. Instructions were not clear and I had to close twice because they use a third party notary service who was, by her own admission unfamiliar with the documentation. A second, very knowledgeable and professional notary got the closing done correctly. But then, from Network Capital....crickets. I had to escalate to the Mortgage Banker and I am still waiting, 24 hours past the date, to find out where the funds are; my current mortgage, my cash out, etc. I have zero confidence that this transaction is and will complete. Thanks to my Mortgage Banker, all of my issues are resolved! That's two times now that Bishoy has knocked it out of the park!!

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  • author
    Beth Sullivan
    Jun 28, 2022
    Speed, convenience and ease!!

    Speed, convenience and ease are what I experienced with my time dealing with Edwin and Travis. Edwin had everything handled from the start to finish without any issues. He listened well and always had my back. Travis was able to get us closed in about 2 weeks. What a great team. Best refinance and closing I have ever gone through! Sincerely, Beth (Elizabeth)

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  • author
    David Olivas
    Jun 28, 2022
    I communicated with a gentleman…

    I communicated with a gentleman Ezequiel David Leyva on Tuesday April 10th in regards to refinance my primary residence. He suggested a bandaid loan which would benefit my situation best, he was very understanding to my wants and needs. He was very professional made many suggestions which I agree, gave him all the necessary documents needed to start the process. Call me back in hours stating everything was going great. Continue communicating with me to keep me informed, he did let me know that a lady Liz mata roujo was going to be handling all the paperwork and would contact me to inform me how the process is going always keeping me in the loop she was very nice and very professional but I was having troubles with that the esign docks and she was so patient with me she walked me through the whole process and she was there making sure that everything was correct she was very nice gracious and I appreciate all her help as well as Ezekiel I could not have worked with anybody more kinder and nicer and more sincere than two of them and I really appreciate what they did for me.

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  • author
    Alan Ettinger
    Jun 27, 2022
    Mortgage Refinance

    Joseph was very easy to work with and extremely efficient. We were able to get all the paper work done and the closing went well. Thanks also to Alvaro for getting this done. They are 5 star

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  • author
    Lorraine Haussmann
    Jun 24, 2022
    Our experience with Teddy and Sarah was…

    Our experience with Teddy and Sarah was outstanding. They worked diligently on qualifying us for a loan to suit our needs. Excellent service thank you

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  • author
    Michael Kirchner
    Jun 22, 2022
    I had made a mistake on my creditors…

    I had made a mistake on my creditors mailing address in an earlier review I complained but my complaint was because I gave?a bad mailing address. Once I contacted Teddy and Travis they worked with ne to figure out the issue?with payment was my fault they arexonly as good as the information I provided. They responded immediately and took care of me promptly. Excellent service and promp responses. Thank you.

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  • author
    Yanira
    Jun 21, 2022
    It was a nice and easy experience.

    It was a nice and easy experience.

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  • author
    Santa Clara, CA
    Jun 21, 2022
    They made it happen

    They made it happen. They worked with my self-employment and challenging reporting issues. Thank you.

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  • author
    Robin Kurtz
    Jun 21, 2022
    Less than professional look elsewhere

    The loan officer was informative. However he led me to believe the loan would not be sold. It was sold within minutes of closing. They also have less than professional administrative staff. They seem disorganized. And worst of all as soon as you close they begin harassing you constantly to sell you life insurance. I would not recommend this company.

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  • author
    Linda Weston
    Jun 18, 2022
    I was called by phone and was told…

    I was called by phone and was told about this company, and asked if I was still inter- ested in a refi. The caller got the info he needed and we went on from there. I talked with two people, each in a different department, got several message, signed some papers on line. Had a Notary call and meet me to sign papers, and 4 days later it was closed. Every- one I worked with was very helpful and I was treated great.

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  • author
    customer
    Jun 18, 2022
    The stars speaks for them self

    The stars speaks for them self

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