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Prosper Review

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Reviews 10,662

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Bestmoney Staff
Bestmoney Staff
Aug. 30, 20214 min read

Prosper summary

Prosper is an online lending marketplace that connects homeowners with home equity lines of credit (HELOC) from its partnering banks. Using Prosper to apply for a HELOC is quicker and easier than going straight through the big banks, and doesn’t involve any origination fees. The entire process takes place online, and it typically takes 3 to 4 weeks to get funded.

Pros

  • Low introductory rates
  • Instant, pre-qualified rates from top banks
  • Funding in 3-4 weeks, half the time of other lenders

Cons

  • Home equity loans not available
  • Prosper is relatively new to HELOCs

Prosper at a Glance

Loan types

Home Equity

Featured Loans

HELOCs

Repayment terms

Only pay back what you withdraw

Minimum Down Payment

 N/A

Suitable for

Using your home equity to set up a line of credit with minimum hassle

Prosper Prosper Visit Prosper

Overview

Prosper is known for being the original peer-to-peer lending marketplace in the US. It has  facilitated more than $14 billion in unsecured personal loans since its founding in 2005. In early 2019 Prosper branched out into home equity lines of credit, partnering with banks to streamline the HELOC application process. Thanks to Prosper’s proprietary technology, homeowners can now get funded within 3-4 weeks, around half the time it would take if they went directly through the big banks. It takes only a couple of minutes to complete a Prosper application and see prequalified HELOC rates, and there are no origination or service fees.

Suitable For?

A home equity line of credit is a good option for any homeowner who wants the convenience of a line of credit without having to pay any fees. Prosper simplifies the process of applying for a HELOC, making it a good choice for homeowners looking to get approved and funded quickly and with minimum hassle.

Types of Loans

Prosper got into the business of HELOCs in 2019 after previously dealing exclusively with unsecured personal loans. The following are the main characteristics of a Prosper home equity line of credit.

  • Borrower must be a US citizen or permanent resident aged 18 years or older.

  • Once approved, borrower can withdraw funds any time they like up to the approved credit limit. As the borrower repays what they borrowed, their balance is replenished, and they can borrow the same amounts over and over as they would with any other line of credit.

  • Each Prosper partner sets its own terms, typically reaching up to a 10-year limit for withdrawals and 20-year limit for repayments. 

The Application Process

Prosper’s HELOC lending platform was still in development when we worked on this review, so this information is based partly on how its personal loans platform operates. It takes only a couple of minutes to fill out the quote request form on Prosper’s website. The user is then redirected instantly to a new page where they see pre-qualified HELOC rates from Prosper’s partnering banks. 

By using its proprietary technology to instantly show borrowers pre-qualified rates, Prosper is able to help banks shorten their application process and get homeowners funded within 3 to 4 weeks. This is about half the time it takes when going directly through the banks, who typically take 6 to 8 weeks to fund HELOCs.

Prosper has found ways to shortcut the whole application process, saving the borrower time. The following are the types of documents Prosper and its partners will ask for when assessing your application:

  • Personal information, ID and Social Security number (which are used to check your credit score)

  • Property information, such as address, purchase price, purchase date, and property type

  • Estimated property value

  • Requested line of credit amount

  • Employment and income information

Pros and Cons

HELOCs offer substantial benefits over personal loans, including lower introductory rates, flexible credit requirements, and the ability for the borrower to withdraw money on a per-need basis. Prosper helps find borrowers the lowest rates from its partnering banks, then helps the borrowers (and banks) even further by helping the 2 sides get the line of credit set up in half the time it would take without Prosper there to mediate. 

The main catch with a HELOC is that the line of credit is secured against your home equity. Failure to pay back the funds in time can put the your home at risk of foreclosure. The other thing to be aware of with Prosper is that it’s new to the HELOC business. While it has a ton of experience in personal loans, the jury is still out on its HELOC lending marketplace. 

Rates and Fees – The Bare Basics 

Prosper’s HELOC platform was still in beta phase when we checked it out, so we can’t yet report on rates. However, we can report that it pulls in home equity lines of credit from multiple banks to find the most suitable rates for each homeowner’s situation and needs. HELOCs typically offer the convenience of a fixed interest rate for the first few years, followed by an adjustable rate for the remainder of the term. Introductory rates for HELOCs are usually considerably lower than personal loan rates, reflecting the risk the borrower is taking by agreeing to adjustable rates.

Users aren’t charged any origination fees for using Prosper’s HELOC lending platform. By simplifying the application process, Prosper saves its banking partners a lot of money and most of these savings get passed on to the borrowers. Like most lending marketplaces, Prosper earns its money from its lending partners and borrowers aren’t required to pay Prosper any fees.

Repayment Terms

Each lender determines its own repayment terms. HELOCs typically carry terms of up to 10 years for withdrawing money and up to 20 years for repaying the full amount.

Help & Support

Prosper offers customer support during extended business hours Monday to Friday, as well as daytime hours on Saturday. 

Summary

Prosper is disrupting the HELOC market by slashing application times in half. By using its proprietary technology to instantly show borrowers pre-qualified rates, Prosper saves its partnering banks time and money and passes on most of the savings to borrowers. HELOCs offer home owners the chance to borrow money at lower rates than personal loans. Prosper is a solid choice for any homeowner looking to use a HELOC to fund large expenses such as debt consolidation or a child’s college tuition.

Prosper F.A.Q.s

Q: What is Prosper? 

A: Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. It is backed by big investors such as Sequoia Capital, Francisco Partners, Institutional Venture Partners, and Credit Suisse NEXT Fund. Since its founding, it has facilitated more than $14 billion in personal loans to more than 890,000 people.

Q: Why the sudden move into HELOCs?

A: According to TransUnion, the number of HELOC originations is expected to reach 10 million between 2018 and 2022, more than double the 4.8 million from 2012-16. Applying for a HELOC is much more cumbersome than applying for a personal loan, and Prosper saw the opportunity to use its technology to ease the process for borrowers and lenders.

Q: Does Prosper offer home equity loans?

A: No. Prosper ventured into HELOCs in early 2019 but isn’t offering HELs.

Q: How do HELOCs differ from HELs?

A: HELOCs and HELs are two different products that let homeowners borrow against their home equity. A HELOC is a line of credit that lets the borrower withdraw funds when they need, up to a pre-set credit limit. A HEL is a loan delivered to the borrower in one lump sum.

Physical Address

Prosper Funding LLC

221 Main Street, Suite 300

San Francisco, CA

94105

Prosper Prosper Visit Prosper

Bestmoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

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  • author
    Sharon Hennessy
    Jan 01, 1970
    The process was quick and I got my loan…

    The process was quick and I got my loan within the time they promised. I am a returning customer and I highly reccomend this company.

    ...

  • author
    Matthew Arellano
    Jan 01, 1970
    Prompt and timely service.

    Prompt and timely service.

    ...

  • author
    Vincent Santulli
    Jan 01, 1970
    It’s a fast track

    It’s a fast track , no hurdles to jump over process. Dealing with a traditional bank is pointless.

    ...

  • author
    DG
    Jan 01, 1970
    Lots of communication throughout the…

    Lots of communication throughout the loan process. Application on the weekend. Loan approved Monday. Money hit my checking acct Tuesday at 4:30PM

    ...

  • author
    DEBBIE ROGERS
    Jan 01, 1970
    ease of applying

    Company does what it says it will do, quick response ,excellent websight tracking of your account. i just love working with them because the set up is so professional. they do what they say. transaction is fast and accurate. Good job Prosper.

    ...

  • author
    Joel
    Jan 01, 1970
    Fast and easy application process

    Fast and easy application process. I have used Prosper before and will use them again. It’s a pleasurable experience. Thanks!

    ...

  • author
    Danny Paul McDonald
    Jan 01, 1970
    Very efficient

    Very efficient, understandable and easy.

    ...

  • author
    Tyler O
    Jan 01, 1970
    Great company!

    The man who helped me was very helpful, told me what I needed to provide it and the best way to do it. Loan got funded very quickly, absolutely a great experience and I will recommend it to my friends.

    ...

  • author
    Shell Du
    Jan 01, 1970
    Wonderful experience

    Wonderful experience! My go to when I’m in need over the last 10 years! Things happen and Prosper has always been there for me!

    ...

  • author
    James Muriel
    Jan 01, 1970
    10 out of 10

    I had a great experience, very easy to apply. Awesome rates,I was blown away,by the whole experience, thank you.

    ...

  • author
    marc fajardo
    Jan 01, 1970
    Very satisfied customer!!!!

    Been with you folks for many years and you have never disappointed. Excellent company.

    ...

  • author
    Ed G
    Jan 01, 1970
    The Prosper model works extremely well

    The Prosper model works extremely well. I have used them twice now and they make the lending experience very simple. Would highly recommend for funding needs.

    ...

  • author
    Barry Shapiro
    Jan 01, 1970
    Fantastic I wanted to borrow money to…

    Fantastic I wanted to borrow money to pay off my high interest rated credit cards I received the funds in two days and I am now paying off these debts with a much lower rate

    ...

  • author
    Dennis Novak
    Jan 01, 1970
    This is my second loan from Prosper

    This is my second loan from Prosper. As always, the service at Prosper is quick and easy and the people are thorough and polite.

    ...

  • author
    Mr Fran Martone
    Jan 01, 1970
    FANTASTIC ORGANIZATION

    This is the 3rd time I have used Prosper and it is unbelievable how quickly you guys process everything and fund the loan. I will recommend you to everyone!!

    ...

  • author
    Melkin Noriega
    Jan 01, 1970
    Very nice service I would recommend my…

    Very nice service I would recommend my friends

    ...

  • author
    Angela Amos
    Jan 01, 1970
    The place to go for personal Loans

    Always a super easy process for when I need a loan. Love using prosper for my personal loan needs.

    ...

  • author
    John Crespo
    Jan 01, 1970
    Once you build a good relationship with…

    Once you build a good relationship with Prosper the rates get better and better.

    ...

  • author
    RC MCGYVER
    Jan 01, 1970
    Online application was simple and fast…

    Online application was simple and fast and funds arrived as quoted

    ...

  • author
    Eric Tankersley
    Jan 01, 1970
    Everthing was quick and easy

    Everthing was quick and easy. Prosper was easily the best interest rate and apr I was offered BY FAR! Funds said they would take 5 days to show but was actually in my account in 2! I am highly impressed with everthing.. Thank you!!

    ...

  • author
    Kelly Hawley Martin
    Jan 01, 1970
    Due dates for first payment are non-negotiable

    When I signed my contract, it indicated a due date for first payment would be November 11. When I received final notification, payment is due October 29, which is two days before I get paid and nearly 2 weeks prior to what I agreed to when I signed the documents. I get paid once a month, so a large payment being due at the very end of the month is difficult at best. I called to move the due date out three days and was told I couldn't. I have figured out how to make this work, but had I known what the actual due date would be prior to my payday, I would have delayed my application by three or four days.

    ...

  • author
    Jane Apps
    Jan 01, 1970
    Successful loan completion

    Recently I requested a new loan from Prosper. The process is even easier than the first loan I received. It took about 20 minutes to complete everything on line and about three days later I received the money. A very good experience.

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  • author
    Paul Hardman
    Jan 01, 1970
    Highly recommended!

    I've used Prosper twice now for personal loans to help payoff high interest debt and they have been amazing to work with. The process is simple and doesn't have a lot of hoops to jump through or calls to make. I submitted my request and within 5 days the money was in my account. Having great credit and payment history of course helps,

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  • author
    Candace
    3 days ago
    I have used Prosper before my current…

    I have used Prosper before my current loan. They process my request quickly and within 3 days I received the money in my bank account.

    ...

  • author
    Larisa Ivanova
    3 days ago
    Thank you for the prompt approval and…

    Thank you for the prompt approval and release!

    ...

  • author
    Sefton deVilliers-Oxford
    3 days ago
    Simple loan process.

    The whole process was really very easy, especially as I have used this company in the past. The only problem is the loan documents have to be downloaded and printed for my own records.

    ...

  • author
    Ron Church
    3 days ago
    Easy application and fast service!

    Easy application and fast service!

    ...

  • author
    Victoria Gallardo
    3 days ago
    The loan application was fast & simple…

    The loan application was fast simple and easy. So pleased with prosper.

    ...

  • author
    jk
    3 days ago
    A+++!

    My experience with Prosper with the 3 loans I have received has been A+++. Prosper is a very professional company and they conduct due diligence with the highest of standards. I would recommend Prosper to anyone seeking a loan for they are really fast getting the funds to your account and they do not mess around. You can't go wrong!

    ...

  • author
    Luis
    3 days ago
    Quick & easy

    Quick & easy, fast approval and reasonable interest rate.

    ...

  • author
    Joann Sipes
    3 days ago
    Great experiance

    The app was easy, I heard quickly that I was approved and the money also came quickly. Very pleased with this service.

    ...

  • author
    Greg Boyce
    3 days ago
    Excellent service

    Excellent service, fast response and wonderful customer service people

    ...

  • author
    Lee
    3 days ago
    Did everything online

    Did everything online, super easy and fast

    ...

  • author
    Erica De Santiago
    3 days ago
    Easy

    Easy, quick approval, funds arrived just in time!

    ...

  • author
    Ararat Keshishyan
    Sep 28, 2022
    You can trust on PROSPER

    You can trust on PROSPER, they are really Excellent

    ...

  • author
    David Wilson
    Jan 01, 1970
    Very quick and efficient process

    Very quick and efficient process, Highly recommended.

    ...

  • author
    Meka
    Jan 01, 1970
    Easy and quick process

    Easy and quick

    ...

  • author
    BYRON WURST
    Jan 01, 1970
    PROSPER IS JUST WONDERFUL

    PROSPER IS JUST WONDERFUL! I HAVE BEEN WITH THEM FOR A NUMBER OF YEARS AND THEY ARE A PLEASURE TO DEAL WITH.

    ...

  • author
    Maritess Milligan
    Jan 01, 1970
    I’m so glad to have a place to get if…

    I’m so glad to have a place to get if needed for I’m happy helping me out with this situation.

    ...

  • author
    Matthew Topp
    Jan 01, 1970
    Received what I needed

    I thought it would be a good idea to consolidate some of my bills. I applied for a loan and the next day was approved. By the end of the week I'll have those credit cards paid and I'll be a happy camper. By doing so I will be saving $500 a month and I'll be taking half of that to pay this loan off and in the black 250 bucks. I'm not complaining

    ...

  • author
    NICOLE RIDDICK
    Jan 01, 1970
    Great!!

    Great!!! The representative always know the answers to any questions asked. They are very knowledgeable and helpful . Since I’ve been using Prosper I’ve always had a great experience with the representative

    ...

  • author
    John Keesee
    Jan 01, 1970
    Easy Application process

    Easy Application process

    ...

  • author
    rosemarie palomino
    Jan 01, 1970
    The process has always been convenient…

    The process has always been convenient and prompt with Prosper. They have fair interest rates and loan terms.

    ...

  • author
    nazeh elmawrdy
    Jan 01, 1970
    Best lender

    Best lender ever

    ...

  • author
    R Devero
    Jan 01, 1970
    The telephone representative was…

    The telephone representative was knowledgeable and able to help me with all the things I called in to take care of

    ...

  • author
    Maureen Fyan
    Jan 01, 1970
    this loan was applied for online

    this loan was applied for online. The communication from Prosper was excellent in that, they were sure that I knew what was happening. Everything went as they advertise and as planned.

    ...

  • author
    ET
    Jan 01, 1970
    It was faster than I thought it would…

    It was faster than I thought it would take. I’m happy with my results

    ...

  • author
    Mike
    Jan 01, 1970
    Prosper was quick and easy to deal with

    Prosper was quick and easy to deal with and the process is easy and painless. This is not the first loan I have gotten from Prosper. I have gone back to them for my good experience with my prior loan.

    ...

  • author
    Randy Kordomenos
    Jan 01, 1970
    5 star

    This was a great borrowing experience. Easy and quick.

    ...

  • author
    Marvin
    Jan 01, 1970
    Excellent customer service

    Excellent customer service

    ...

  • author
    José Arteaga
    Sep 26, 2022
    Second or third loan from prosper,

    Second or third loan from prosper, Very satisfied, everything goes smoothly I will probably never ever go anywhere else for a loan. Thanks Prosper.

    ...

  • author
    Ezell Johnson
    Sep 26, 2022
    One of the easiest loan transactions I…

    One of the easiest loan transactions I have ever done! I was approved within minutes. With a better interest rate than some of the well known banks! Money was in my account within 24 hours. Would highly recommend!!!

    ...

  • author
    Balbina Albarez
    Sep 25, 2022
    Quick easy and fast!!!

    Quick easy and fast!!!

    ...

  • author
    Carlton Wilkinson
    Sep 24, 2022
    Prosper

    Prosper is awesome. I was approved in less than 30 minutes. Great customer service and I received my funds the very next day.

    ...

  • author
    Jade Miorana
    Sep 24, 2022
    Very quick and efficient

    Very quick and efficient. The website is very easy and approval part is quick. I would recommend any one to borrow from you guys.

    ...

  • author
    Chad Evans
    Sep 24, 2022
    It’s a quick and easy process to apply…

    It’s a quick and easy process to apply and receive the loan, assuming you qualify.

    ...

  • author
    Matthew M.
    Sep 24, 2022
    Fast

    Fast, fair, honest, easy

    ...

  • author
    Paulette Horton
    Sep 24, 2022
    A great financial experience

    This would be the second time I have used Prosper. I have never had an issue with this company or any other incidents. The process was quick and uncomplicated. The paperwork was very easy to understand. You could talk to a live person if you needed to do so.

    ...

  • author
    JAN UNDERWOOD
    Sep 24, 2022
    The process to apply and receive was…

    The process to apply and receive was extremely easy! The website was user friendly and simple to apply for a consolidation loan. The reason I chose Prosper Financial was the lowest interest rate I found plus past business experience was awesome. I could count on their reliability and expertise. The application process to funding was a matter of a few days! Thank you for taking away the financial stress!

    ...

  • author
    Andy
    Sep 24, 2022
    Very easy and seamless

    Very easy and seamless. Great rate in this time of rising inflation and higher interest rates. Happy to get out of some high-interest credit card debt and it was quick and painless.

    ...

  • author
    Michael Taylor
    Sep 24, 2022
    Being a prior Customer

    Being a prior Customer, the initial process was longer and more complicated and complex than currently, which could be described as a hop, skip and jump. Keep up the good work.

    ...

  • author
    Barbara Stephens
    Sep 24, 2022
    Prosper and financial stability

    Prosper has been a big help to for the past several years. They are quick with turnaround time on approval. Full disclosure is given to better understand the amortization. I will continue to do business with Prosper going foward.

    ...

  • author
    Frank Feliciano
    Sep 24, 2022
    Purchased a 1961 Caddy

    I'm a returning customer and needed a loan to purchase a car. Super fast service and the money was in my savings account in 2 days. I went online and filled out some info and was approved Immediately. I didn't have to speak to a customer service representative, it was super easy. Thank Prosper Frank Feliciano

    ...

  • author
    Mary Smith
    Sep 24, 2022
    Reliable and Fast Service

    Prosper provided quick service. I got the amount I needed approved within a day and received it within 2 days.

    ...

  • author
    Maria Koreen
    Sep 24, 2022
    Prompt service

    Prompt service! Very pleased!

    ...

  • author
    KD
    Sep 23, 2022
    Customer

    The first time I called, I got a mean person who hung up on me. The 2nd time I called, I got a nice person who answered my questions and helped me out

    ...

  • author
    Andy
    Sep 23, 2022
    Fast

    Fast, no hassle service. Great rate. Thanks!!!

    ...

  • author
    Paulie Walnuts
    Sep 23, 2022
    I love working with Prosper

    I love working with Prosper! Easy, quick and calm...

    ...

  • author
    AG Rodriguez
    Sep 23, 2022
    Satisfied customer

    Easy process, quick decision.

    ...

  • author
    someone
    Sep 23, 2022
    Seamless process

    This process was great because I had borrowed previously and didn't have to complete the entire application all over. I applied while in my car and it took literally 15 minutes to have an approval online. Thank you Prosper for making this loan process painless and seamless.

    ...

  • author
    Cheryl “CJ” Jones
    Sep 23, 2022
    Excellent

    Excellent, quick and professional experience.

    ...

  • author
    David
    Sep 23, 2022
    Used this platform for over 10 years

    Used this platform for over 10 years. Excellent service, very quick. Never a single issue, always paid off quickly too.

    ...

  • author
    Mary Baker
    Sep 23, 2022
    Trustworthy Company

    The experience in dealing with Prosper has been one I can trust.

    ...

  • author
    Chris H.
    Sep 23, 2022
    Second Prosper Loan but Very Different App Experience

    This is my second loan from Prosper. The first time round went really quickly and smoothly. This time not so much. I missed 3 calls from someone at Prosper due to work meetings. When I called back, nobody could tell me what they needed and, the guy I was talking to actually asked me for my entire SSN even though he had confirmed my account using the last 4 of my SSN earlier in our discussion. I refused, he then said he was going to place me on a brief hold and he did place me on hold but I hung up after 12 minutes. Nobody ever called me back but I kept getting these emails that there were actions I needed to take. When I logged in, the application screen said, nothing required at this time, the request was under review. What took 3-4 days last time I took a loan from Prosper took over 2 weeks this time. I think they have a good product at a good rate but, not so sure about the Customer Service and Support.

    ...

  • author
    Timothy Fernbaugh
    Sep 23, 2022
    Great Service!

    Obtaining a consolidation loan through Prosper Marketplace was extremely easy. This is the third time I've used Prosper. The people are friendly and great to deal with. I would definitely recommend them for your next loan

    ...

  • author
    Ludrenia Hagans-Shepherd
    Sep 23, 2022
    My experience with the Prosper Customer…

    My experience with the Prosper Customer service went smoothly to the supervisor for approval. My request was to pay the requested loan of $30,000 that was reduced and approved for $27,000 - $1,350.00 Origination fee; which meant the amount that was deposited into my bank account. Therefore, I must pay back the $27,000 which included the origination fee. When the supervisor made the request that I must pay an additional $218.52 charge; since I had not made the request within 7 days of getting the funding, I asked for it to be repeated. I had read at the bottom of the email dated 8/25/22 that "if I wanted to take steps to pay off my loan even sooner, I could make additional payments at any time. There's no fees or penalty for doing so." I have not read anywhere of request within 7 days. Meaning I am paying additional $1350.00 origination fee plus $218.52 of which was not given to me in my bank account. Therefore, this is my cost for asking to borrow money that I found I didn't need and requested pay off prior to first payment.

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  • author
    Mark P
    Sep 23, 2022
    Had a wonderful experience

    Had a wonderful experience, money was approved right away and in my bank. Thank you for helping me consolidate my debit.

    ...

  • author
    Joe Romero
    Sep 22, 2022
    great fast haslle free service

    great fast haslle free service

    ...

  • author
    Katie
    Sep 22, 2022
    Great service!

    Prosper was very helpful and answered all my questions thoroughly!

    ...

  • author
    Luis Reyes
    Sep 22, 2022
    You are awesome…:)

    I just want to thank you guys, you save my life with this loan…:)

    ...

  • author
    Pamela
    Sep 22, 2022
    I love your service

    I love your service, the company email me concerning a loan and i was approved. Very impress

    ...

  • author
    David R
    Sep 22, 2022
    Loan Origination Fee & Hard Credit Report

    I started my application on a Sunday night and before I knew it a hard credit report had been run. I cancelled to application because I thought that the loan origination fee was a little high. When I was working with another company with a much lower loan origination fee (75% lower) that company denied me the loan because a hard credit report had been run prior to my finishing the application process. Customer service did help me and I went through the standard loan documentation drill with the adjuster and my loan was approved and I received the funds in under 24 hours. My only issue is that was trying to pay a loan origination fee of $50 and instead I ended up paying a fee of $250 all because me credit report was run without my really knowing it.

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  • author
    Jean Page
    Sep 21, 2022
    Will do it again

    Just an awesome experience! Fast, uncomplicated, transparent.

    ...

  • author
    Laurie J. Dyer
    Sep 21, 2022
    Prosper has always assisted me with my…

    Prosper has always assisted me with my financial growth of paying off debt and building solid credit history. When I am in need of services they have been truly supportive and helpful. Their application process is quick and easy no hassles.

    ...

  • author
    Tim
    Sep 21, 2022
    The process was easy and convenient.

    The process was easy and convenient.

    ...

  • author
    Scott Fore
    Sep 21, 2022
    In this time of struggles for people

    In this time of struggles for people. I was able to use my credit score of 770. To obtain a loan. At 12.2% to pay off a loan from best eggs. That was 5 yrs and 25.97% with pay 5000 and borrowing 15000 I was able to save 100 a month and 24 months off that loan it saved me almost 15000 in interest now I only have to pay 3000 in interest for the complete loan.. Thanks to PROSPER

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  • author
    Mamadou Diallo
    Sep 21, 2022
    Great experience with your business

    It was very helpful dealing with your company. Complete satisfaction

    ...

  • author
    Marie Sonia
    Sep 21, 2022
    This is my second loan it was easy and money was deposited in my account in three days.

    This is my second loan, and it was easy to applied and the money was deposited in my account in three days.

    ...

  • author
    Juan V.
    Sep 21, 2022
    Excellent

    Quick and easy, no hassle. Really recommend, good rates.

    ...

  • author
    Niranjan Goud
    Sep 21, 2022
    The loan was approved quickly

    The loan was approved quickly. Good service. Thank You

    ...

  • author
    Danny
    Sep 21, 2022
    took me a minute to apply..took 1-2…

    took me a minute to apply..took 1-2 days to get funds.

    ...

  • author
    petros kontos
    Sep 21, 2022
    Second time with prosper and I can only…

    Second time with prosper and I can only say nothing but the best !!

    ...

  • author
    MARIO
    Sep 21, 2022
    Everything worked out fast and…

    Everything worked out fast and efficient.

    ...

  • author
    Perry Solomon
    Sep 21, 2022
    Process was quick

    Process was quick, easy and competitive. A painless way to apply for a personal loan

    ...

  • author
    Eddie Maines
    Sep 21, 2022
    super easy & quick

    super easy & quick

    ...

  • author
    Marcella Fontenot
    Sep 21, 2022
    I am very pleased with the fast service…

    I am very pleased with the fast service i received

    ...

  • author
    Tom
    Sep 21, 2022
    Great experience

    Great experience. Thanks for being there

    ...

  • author
    Erin Rocha
    Sep 21, 2022
    Best Loan Experience

    This has been the fastest and easiest loan I have ever had. The process was online and took 48 hours from applying to funding. Could not be happier!

    ...

  • author
    Denise Boyd
    Sep 21, 2022
    Great experience!

    Great experience!

    ...

  • author
    Mike Moroff
    Sep 20, 2022
    Straight forward and quick decision…

    Straight forward and quick decision. Fast turnaround. Have been using Prosper for serval years and they have always been top-notch,

    ...

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