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Top 10 Mortgage Lender Reviews

Full reviews of top mortgage lenders. Find information you need to help make an educated decision for your home loan.

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

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Quicken Loans

Quicken Loans

Having helped over 2 million families finance their homes, Quicken Loans is America’s largest mortgage lender. Quicken has a brick and mortgage stability with all of the online perks — 98% of the lender’s home loans are originated through its Rocket Mortgage digital platform. With Rocket Mortgage by Quicken Loans, you can start your mortgage application and lock in a rate just by answering a few basic questions about your goals.

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AmeriSave Mortgage

AmeriSave Mortgage

AmeriSave Mortgage Corporation is a full-service mortgage lender operating in 49 states and DC. Established in Atlanta in 2002, it has funded 220,000+ homes for a total value of nearly $60 billion. AmeriSave is known for offering streamlined online applications with the option of contacting customer support any time you need assistance.

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Beeline Loans

Beeline Loans

Beeline links directly to your bank, employer and tax information, and leverages the power of machine learning to provide rapid, personalized loan proposals.

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CapCenter

CapCenter is a mortgage lender founded in 1997. With CapCenter, you pay zero closing costs when buying a home. The lender offers a detailed calculator so you can see how much you’ll save by eliminating closing costs. You can also request a realtor through CapCenter to help you find your new home. CapCenter is accredited with the Better Business Bureau and has an A- rating.

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Morty

Morty

Morty is an online mortgage broker and personalized service for home buyers. With Morty, home buyers can find low rates from a trusted and verified network of lenders.

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SoFi

Social Finance Inc, known as SoFi, is an online lender based in San Francisco. SoFi is known for its innovative underwriting process, top of the line educational tools and resources, assistance, and easy to use applications.

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Fairway

Fairway

Fairway is one of the largest independent mortgage providers in the US, with more than 400 branches throughout the country. It offers a variety of mortgage products, including fixed rate mortgages, adjustable rate mortgages, jumbo mortgages, and reverse mortgages. If you’re looking for an independent mortgage provider with a lot of products and which you can access from around the country, then Fairway is a great bet.

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LendingTree

LendingTree

LendingTree is a loan marketplace where you can shop for a mortgage quickly and easily. After filling out a short application, LendingTree will find mortgage lenders that match your personal needs, financial situation, and where you live. There’s no cost or obligation to use LendingTree.

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Bankrate

Bankrate

Bankrate has a strong reputation as a financial industry educator, helping borrowers of all types of loans find answers. It offers mortgage and refinance loans with a range of calculators to assist users in getting the right rates.

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Rocket Mortgage

Rocket Mortgage is an online lender with a user experience designed to save time and make mortgages easy, with many options.

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New American Funding

New American Funding is an independent, family-owned lender headquartered in Orange County, California. Since its founding in 2003, it has issued more than $22 billion worth of home loans to buyers from around the country.

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Veterans United Home Loans

Veterans United Home Loans

Veterans United Home Loans is a dedicated VA lender serving active and former members of the US Armed Forces. Veterans United issued more than 53,000 VA loans in 2019, making it the largest VA lender for the fourth consecutive year. Veterans United works with home buyers and owners from across the Armed Forces. Whether you’re retired, on active duty, or deployed overseas, Veterans United offers round-the-clock support.

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NASB

NASB

North American Savings Bank offers a unique range of mortgage products including fixed-rate and adjustable conventional loans, FHA loans, VA loans, refinances, and a unique financing program for the purchase of rental real estate with an IRA.

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CrossCountry

CrossCountry Mortgage does everything a lender could, offering refinance, purchase loans and home equity loans, as well as government backed FHA and VA loans. They offer mortgages that range from 10-30 years with added benefits for borrowers who prequalify.

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VAloans.com

VAloans.com

VALoans.com is the foremost resource for veterans and their families to gain valuable information about VA loans and refinancing options available specifically to them. From providing eligibility requirements to comparing lenders, VAloans.com is a valuable tool for anyone looking to buy a new home or refinancing their current home via the government-backed VA loan process. Check out how to get loans for $0 down now.

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NBKC Bank

NBKC Bank

nbkc bank mortgage loans cover both purchase and refinancing loans, including VA and FHA loans. nbkc bank uses advanced algorithms to speed up the loan approval process. You can select from a range of repayment terms; there are no obligatory lender fees; and most of all, nbkc bank has a very high reputation for excellent customer service.

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USDALoans.com

USDALoans.com

USDALoans.com is a simple online platform where you can see if you qualify for a USDA-backed mortgage. If you do, USDALoans.com will match you with a lender to get the most suitable mortgage terms for your needs. Checking your eligibility with this online lending marketplace and getting matched to a lender is free and takes a few minutes. USDALoans.com also offers a variety of resources to help you understand how USDA loans work.

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FHALoans.com

FHALoans.com

FHALoans.com is an online lending marketplace that can help you find a low-interest FHA loan for your first home purchase. The platform uses a simple questionnaire that only takes a minute to complete in order to match you with a lender. FHALoans.com is completely free-to-use and can also help you determine whether you are eligible for an FHA loan or another type of government-backed mortgage.

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Refi Rate Guide

Refi Rate Guide

Refi Rate Guide is a mortgage loan and refinancing portal. This means that it works with several partner lenders to find you competitive rates. Using a smart algorithm, Refi Rate Guide has helped Americans save thousands on their current mortgages by pairing homeowners or home seekers with the relevant direct lenders for them. The online process is quick and straightforward, and the network of lenders is extensive.

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RateZip

RateZip is a mortgage loan comparison tool that helps consumers find competitive rates and flexible loan terms for their mortgages. With a network of thousands of banks, brokers, and private lenders, RateZip provides up to date and low-cost solutions for Americans across the United States. The system is fast, easy to use, everything is done online for convenience.

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FedRateWatch

FedRateWatch

Finding competitive rates for a first-time mortgage or a mortgage refinance loan can be like finding a needle in a haystack. Good luck. Sometimes, you get lucky and find a magnet that brings the needle straight to you. That's what FedRateWatch is; your magnet for attracting competitively-rated mortgage and refinance loans. A free tool, FedRateWatch, cuts out all the work of comparison shopping, leaving only relevant results to choose from.

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VA Rate Guide

VA Rate Guide is the go-to mortgage lender marketplace for veterans and their families. That’s because VA Rate Guide caters specifically to veterans and those who can receive benefits through them. This is a totally free service that quickly helps vets find the right mortgage loan rates and terms. From zero down payment to long-term repayment options, VA Rate Guide partners offer flexible mortgages for people who served this country faithfully.

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AmeriValue

AmeriValue

AmeriValue is a mortgage loan finder that helps homeowners finance single and multi-family homes, townhouses, and condos. It also has partners that work with refinancing current loans. The system works to efficiently find you competitive rates from the top-rated mortgage lenders in the country quickly and easily. You don't have to run around chasing lenders; they'll all come to you. And all it takes is a simple online application form.

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Better

Better Mortgage Corporation is a direct lender that uses technology to provide a fast and transparent digital mortgage experience backed by customer support. It was founded in 2014 and is backed by big-name investors including Citi, Goldman Sachs, Kleiner Perkins, and American Express. To date, it has originated more than $2 billion in conventional mortgage loans.

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Credible

Credible

The Credible.com mortgage marketplace provides actual, personalized rates from multiple lenders—not teaser rates or ballpark estimates—and a streamlined digital process from shopping to close.

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Mutual of Omaha Mortgage

Mutual of Omaha Mortgage

Mutual of Omaha is a trusted brand founded in 1909. Mutual of Omaha offers a variety of fixed-rate and variable-rate mortgage options with 10, 15, 20, 25, and 30-year terms. As a direct lender, Mutual of Omaha can help you find a mortgage that fits your family’s needs. Borrowers need a minimum credit score of 620 and can check what rates they qualify for without a hard credit pull after speaking with a mortgage professional.

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LowerMyBills

LowerMyBills

LowerMyBills.com is a convenient tool for mortgage education and loan comparison. It offers a mortgage calculator and advisory tools for searching for and finding the right lender and rates for you.

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AAG

AAG

AAG is a top loan provider for seniors looking to benefit from cash loans for retirement with top ratings from the BBB and excellent hand-in-hand customer service.

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CashCall

CashCall

CashCall is a superb online lender offering low rate loans to borrowers with good credit. It has educational resources and offers no closing cost loans, allowing quick closing and freeing up cash for other expenses.

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Discover

Discover

For a great loan experience, Discover’s Mortgage Refinance option has an excellent choice for your home refinance needs. With flexible loan options and zero cash at closing, Discover has exceptional incentives to make for a simple pain-free loan process.

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eLend

eLEND offers conventional mortgage loans with a focus on assisting first time buyers finance their dream home. It has comprehensive assistance and an array of educational resources.

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ZapRates

ZapRates is a resource for comparing many lenders, types of loans, and rate offers.

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Refinance Calculator

Refinance Calculator

RefinanceCalculator.com is a free step-by-step user friendly guide for mortgage purchase loans and refinancing.

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Rate Marketplace

Rate Marketplace

Rate Marketplace is a mortgage provider with it’s strength in 30-year fixed rate mortgages, offering educational tools and a hassle free layout.

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New Fed Mortgage

New Fed Mortgage

A well reviewed mortgage lender with easy online access and excellent reviews offering options for people of all credit scores.

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HARPQuiz.com

HARPQuiz.com

HARP Quiz matches you with your mortgage refinance lender with an outstanding network and clear online tools.

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Mortgage Online

Mortgage Online

Offering four types of home loans, MortgageOnline.com is a comprehensive site with instant quotes and easy navigation.

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LoanDepot

LoanDepot

LoanDepot offers speed, signup through closing, on many kinds of home loans, including FHA, VA and home equity loans.

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Freedom Mortgage

Freedom Mortgage

Freedom Mortgage, founded in 1990, has become one of the leading mortgage lenders for people who want affordable lending options. The company tries for convenience, with online and in-person application options, low credit score requirements, and down payment minimums for people with many different income requirements.

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Reali Loans

Reali Loans

Reali Loans is an online mortgage lender offering 5 loan terms and a streamlined application process, cutting out all unnecessary paperwork and delays. Reali Loans also offers no application fees, enabling you to begin your loan process with no upfront payments.

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First Internet Bank

First Internet Bank is a leader in online mortgages, providing many types of online banking and mortgage loans and a solid customer service team, offering closing within 40 days.

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Magnolia Bank

Magnolia Bank

Magnolia Bank is an online mortgage lender that offers loans for home purchase and refinancing. The company has access to thousands of different program options and uses a streamlined process to deliver low rates to each customer.

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Northpointe Bank

Northpointe Bank

Northpointe bank offers many smart programs to allow you a tailor made mortgage that fits your budget and lifestyle.

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HSBC

HSBC

Thanks to HSBC’s size, it offers an extremely large range of mortgages. HSBC offers jumbo, conforming, affordable, and regional mortgages. They have mortgage options to meet the needs of their clients, with flexible down payment options. Affordable and regional mortgages include but not limited to SONYMA, CommunityWorks®, and HomeReady® which assist first-time buyers looking for a mortgage with low down payments options.

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Figure

Figure is a direct lender who is using technology to simplify the mortgage lending process. Figure utilizes AI, Blockchain and data analytics technology to streamline its loan approval process.

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Mortgage Program for Costco...

Mortgage Program for Costco...

Costco, the well known wholesaler, connects customers to great rates through it’s hand picked selection of lenders and super-low lender fees.

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Point.com

Point.com is disrupting the home equity loans market with a new way of helping homeowners to cash in on their home’s value.

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USAA

USAA offers home purchase and refinance loans tailored for veterans and servicemen and women as well as to conventional first time home buyers and homeowners

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Veterans First

Veterans First Mortgage was founded in 1985 to provide a specialized mortgage service to veterans and military personnel. It offers VA and FHA loans to eligible borrowers across the United States, with competitive rates, low closing costs, and zero or minimal down payments.

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Embrace Home Loans

Embrace Home Loans

Embrace Home Loans streamlines your mortgage or refinance loans with a single dedicated loan officer and fast approval process

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eRates Mortgage

eRates Mortgage

eRates is a professional lender that has been working with people for more than 20 years. It offers new and old homeowners the ability to purchase, refinance, and consolidate with flexibility and ease. With a range of loan products available, excellent financial advisors on hand, and low rates, eRates seems to be a great choice. Find out the details so you can make an educated choice.

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MoneyTips

MoneyTips

MoneyTips is an informational website that provides users with free advice on mortgages, credit scores, and financial planning. It also doubles up as an online mortgage marketplace. Its mortgage planner allows users to work out what they can afford, test different scenarios, and search for the most suitable mortgage lenders for their needs.

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HomeDirect Mortgage

HomeDirect Mortgage

HomeDirect Mortgage is an online mortgage lender offering home loans, refinancing, and home equity loans. A subsidiary of BOK Financial, HomeDirect lets borrowers apply for a mortgage online with assistance from its lending agents. It offers conventional and government-backed mortgages, with a specialty in VA loans and other loans with low or no down payment.

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The Home Equity Survey

The Home Equity Survey

The Home Equity Survey is an online tool that helps consumers find and compare offers for home equity loans and cash-out refinancing. Borrowers fill out a short online form and get matched with one of The Home Equity Survey’s 130+ partnering lenders.

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BNC Bank

BNC Bank

BNC National Bank is a financial solutions service for anyone looking to purchase or refinance properties. BNC National Bank works with individuals who want to buy a first or second home and even has solutions for major corporations or property investors looking to make huge real estate purchases.

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Prosper

Prosper

Prosper is an online lending marketplace that connects homeowners with home equity lines of credit (HELOC) from its partnering banks. Using Prosper to apply for a HELOC is quicker and easier than going straight through the big banks, and doesn’t involve any origination fees. The entire process takes place online, and it typically takes 3 to 4 weeks to get funded.

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Axos

Axos

Axos Bank is a digital bank that offers a range of consumer finance products and services including mortgages. Unlike most other banks, Axos has only ever operated online. By eliminating the high cost of physical bank branches, it is able to reduce overheads and pass on savings to home buyers through lower rates and fees.

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PenFed

PenFed

Pentagon Federal Credit Union serves the millions of Americans connected with the Armed Forces, Department of Defense, and defense industry. PenFed provides a range of financial services including mortgages, loans, checking accounts, and credit cards. In terms of mortgages, it offers conforming/conventional loans, VA loans, and home equity loans and lines of credit.

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Malibu Funding

Malibu Funding

Malibu Funding is a mortgage loan broker that allows homebuyers to compare various mortgage options and choose the right financing option for their home. Learn more about Malibu Funding to see if it's right for you.

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FreeRateUpdate

FreeRateUpdate

FreeRateUpdate.com offers online access to mortgage rate quotes for various types of loans. The company is not a lender, but rather connects thousands of customers per day that inquire about obtaining a mortgage to lenders.

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FHA Rate Guide

FHA Rate Guide provides information and guidance about current mortgage rates. It has hundreds of partner lenders to help you find a suitable loan and asks careful and detailed questions about your income, debt, personal circumstances, and more to make sure that they suggest the most appropriate loan for your needs.

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Quicken Loans - QS

Quicken Loans - QS

Quicken Loans is America’s largest mortgage lender, having closed nearly $145 billion in mortgages in 2019. According to Quicken, 98% of all home loans originated go through its Rocket Mortgage digital platform. With Rocket Mortgage by Quicken Loans, you can start your mortgage application and lock in a rate just by answering a few basic questions about your goals.

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Home Equity Quiz

Home Equity Quiz

Home Equity Quiz is a website that aims to match home buyers in need of a mortgage or homeowners looking for refinancing deals with the right home loan for their needs. It has hundreds of partners to help you access a suitable option, and an extensive and easy-to-use questionnaire to get to know your financial circumstances. However, it doesn’t do anything to help you investigate the details of the loans it suggests.

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Chase Bank

Chase Bank

Chase is a household name and for good reason. This financial giant has been providing flexibility, convenience, and savings to its customers for more than 150 years, has a presence in more than 100 industries, and services millions of people. Chase has a wide offering of mortgage types, flexible repayment terms, and some of the lowest down payments anywhere. Add to that an easy online application process, and Chase is an obvious choice.

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Online Mortgage Loans

Online Mortgage Loans

Online Mortgage Loans is an online lending portal that lets consumers find and compare mortgage loans and rates from the top names in the industry. You can generate a list of quotes in less than 5 minutes. Then, you can compare these rates and get the most competitive terms available. With advanced security measures to protect your data, no obligations, and trusted services, Online Mortgage Loans makes mortgage shopping a cinch.

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Wells Fargo

Wells Fargo

Wells Fargo has a variety of mortgage loan options for new and returning homebuyers. Offering both fixed-rate and adjustable-rate loans, a range of repayment options, and 3% down payments, Wells Fargo makes it easy for just about anyone to get a loan. Approval ratings are higher since Wells Fargo doesn’t just look at credit score, making it a great choice for first-time buyers or those with lower credit scores.

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VA Rate Lock

VA Rate Lock

VA Rate Lock is a mortgage loan provider portal. It provides consumers looking to purchase a home with an easy-to-use system for finding suitable lenders within their area and that meet their criteria. In addition, VA Rate Lock lets borrowers do some fast comparison shopping, giving you loan offers in a simple side-by-side format that makes it easy to see the various details of each loan. So, you can get the optimal mortgage for you.

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Mello Smartloan

Mello Smartloan

Mello smartloan is a mortgage service from loanDepot that gets you to your home loan in record time. Loan Depot, for those not familiar with it, is the second largest non-bank consumer lender in the United States. With mello smartloan, applicants can have all their supporting documentation uploaded automatically—saving a lot of time and energy on the application process.

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GuideToLenders

GuideToLenders

GuideToLenders doesn’t issue loans directly. Instead it offers comparisons between loans from more than 150 lenders in its network, including top lenders like Quicken Loans and Loan Depot.

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Paramount Bank

Paramount Bank

Paramount Bank, formerly known as Superior Bank, has been providing mortgage services in Missouri since 1970. In 2017 it was bought by Paramount Financial Group, which gave it its current name, injected capital, and transformed it into an online bank with an online mortgage lending facility serving residents of all 50 states.

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American Federal Mortgage

American Federal Mortgage

American Federal Mortgage is a privately-owned mortgage banker that focuses exclusively on mortgage loans. Founded in 1987, American Federal has been helping Americans find low rates for their mortgages and has loaned over $15B. Today, this lender, approved by Fannie Mae, Freddie Mac, and HUD, seeks to provide the lowest rates, flexible repayment terms and easy to use services for everyone. American Federal even has a price lock guarantee.

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Unison

Unison

Unison is a revolutionary way for homeowners to access cash from their current homes. Forget the traditional methods of taking out a HELOC or reverse mortgage. Unison provides a way to tap into your home equity, without adding on more debt. There's no interest charges to worry about and no monthly payments to juggle. Unison is a smarter way to approach home equity.

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LoanDepot

LoanDepot

LoanDepot offers speed, signup through closing, on many kinds of home loans, including FHA, VA and home equity loans.

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Network Capital

Network Capital

Network Capital Funding Corporation is a mortgage lender with a mission to provide quick loan approval at minimum cost to the borrower. Through partnerships with tech giants Oracle, Microsoft, Cisco, and Redhat, it automates most of the loan assessment process—making it capable of closing your mortgage in as little as 15 days. Most of all, Network Capital doesn’t charge any lender fees.

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McGlone Mortgage

McGlone Mortgage

McGlone Mortgage Group is an independent mortgage lender headquartered in Appleton, Wisconsin. It is licensed to originate conventional and government-backed loans in 22 states. It has licensed mortgage agents spread throughout the country who can help with your borrowing needs. McGlone Mortgage Group operates according to new and traditional methods, taking applications online and over the phone.

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ezFHA

ezFHA

EZFHA is an online mortgage loans marketplace. It works with homeowners to help them find competitive mortgage rates for new mortgage loans and refinancing options for current mortgages. Using a simple algorithm, EZFHA provides consumers a fast way to get multiple rate quotes simultaneously. So, it’s a real time-saver. EZFHA works with top names in the lending industry for reliable and secure mortgage loans.

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VALoanCaptain

Finding a VA lender that fits your needs can be a trying experience. Comparing companies rates and quotes is difficult and time consuming. VA Loan Captain takes the stress and guesswork out of the equation by comparing rates for you across a number of approved VA home lenders.

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FHA.com

FHA.com

First time home buyers have a lot on their plate when it comes to financing. FHA loans make the home buying process both simple and affordable with flexible mortgage options.

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Zillow Home Loans

Zillow Home Loans strives to help you secure your mortgage with competitive rates and fees, low down payment options and a variety of loan types to meet your needs. They keep you informed and up-to-date so that you get a smooth and transparent process when getting a mortgage.

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USA Rate Center

USA Rate Center is a home loan and mortgage refinancing marketplace. By walking through a short, streamlined process, you can get access to a number of different home loan lenders that you can then get a free rate quote from.

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mortgage.net

mortgage.net

Mortgage.net is a free mortgage comparison engine that helps connect consumers with lenders and brokers. Its network consists of hundreds of partners, from national lenders to local lenders and agents. It takes only 1-2 minutes to complete an application, and you won’t be asked for any sensitive info. Once you’re done, Mortgage.net quickly scans your information and displays your results within seconds.

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Home Loan Analyst

Home Loan Analyst

Home Loan Analyst stands by its goal to make shopping for mortgage loans easy for you. It compares rates from a network of lenders, so you get a great loan for your specific situation. Companies in Home Loan Analyst's network offer fixed-rate, adjustable-rate, FHA, VA, and home equity loans.

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HomeTap

HomeTap

Hometap offers a way to use your home’s equity when you need it. With an investment from Hometap, you can free yourself from debt and monthly payments that come with conventional home equity loans. By filling out a quick online application, you can qualify for up to $300,000 in-home equity investing.

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Caliber Home Loans

Caliber Home Loans

Caliber Home Loans has a wide range of mortgage products tailored to all types of home buyers. The company requires a 3% minimum down payment and a credit score of 620 or higher. Applicants have access to a wealth of online educational resources and can get loans anywhere in the U.S.

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Central Bank

Central Bank

Central Bank is a full-service, local community bank that has over 140 locations across the midwest for all every banking need. They specialize in their offerings for home loan solutions and offer personalized guidance to find the right plan for each lender.

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ChooseYourMortgage

ChooseYourMortgage

ChooseYourMortgage is a mortgage lending marketplace that connects users with lenders for mortgages, home equity loans, and refinancing loans. There’s no application process on the ChooseYourMortgage website itself, so you’ll need to click through to other lenders for more information.

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VA Survey

VA Survey

VA Survey is a free mortgage marketplace that connects consumers with offers from a network of 2,000+ lenders and brokers. Although its specialty is VA loans, it can also facilitate other types of mortgages such as conventional and FHA loans. It takes only 60-90 seconds to complete an application, and you won’t have to provide any sensitive personal information. Results are displayed on your screen within seconds of hitting the ‘submit’ button.

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Veteran.com

Veteran.com

Veteran.com is an online lending marketplace where you can check your eligibility for a VA loan and get matched with a lender. The site is free-to-use and, if you qualify for a VA loan, pairs you with a lender within minutes.

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VeteranLoansOnline

VeteranLoansOnline

VeteranLoansOnline is a lending marketplace for VA mortgages and refinancing loans. By answering a few questions about your military service, financial situation, and mortgage needs, VeteranLoansOnline will match you with a suitable lender. The process is simple and enables borrowers to quickly narrow down their mortgage search.

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EasyKnock

EasyKnock is a financial solutions company that provides flexible options for homeowners looking for alternate ways to access funds. For those with at least 40% equity in their homes, EasyKnock purchases your home, giving you the cash value of your home while you stay in the home as a renter.

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Bethpage

Bethpage Federal Credit Union is an affordable HELOC provider for those seeking loans under $500K. While it doesn't offer home equity loans directly, you can convert your HELOC into a fixed-rate home equity loan once approved. Bethpage offers excellent service, and has loan specialists available to potential customers with questions. However, there is an application form on the Bethpage website for those who prefer to do it themselves.

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GuaranteedRate

GuaranteedRate

Guaranteed Rate is an online mortgage lender that supports jumbo mortgages, VA and FHA mortgages, and more. The platform offers a fully online application process, or you can visit one of 350 nationwide offices. Guaranteed Rate has very competitive mortgage rates for borrowers with good to excellent credit, and the lender offers points that you can purchase to reduce your interest rate.

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Ally Bank

Ally Bank

Online financial services company Ally Bank offers a range of mortgage and refinance products to those with a credit score of 620 or higher. Borrowers can take care of every aspect of their mortgage application and completion online, while those in the early stages of buying a home can receive a pre-approval in as little as 3 minutes.

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PennyMac

PennyMac is an online mortgage lender with low rates and a low down payment program for first time home buyers. The company issues conventional, jumbo, FHA, and VA mortgages, and also handles mortgage refinancing. The application process can be started online and completed over the phone.

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Spring EQ

Spring EQ is an online lender offering mortgages, mortgage refinancing, and home equity loans. You can get pre-approved for a home equity loan and find out your rate in just a few minutes, and the company can fund most loans in under 3 weeks. The entire application process takes place online, so there’s no need to visit a loan officer for approval or closing. If you need help, Spring EQ loan officers are available by phone or email 7 days a week.

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Wyndham Capital

Wyndham Capital

Wyndham Capital Mortgage is a North Carolina-based mortgage and refinance lender founded in 2001. The company has funded over $18 million in loans and has a 98% customer satisfaction rating on LendingTree. Wyndham Capital Mortgage’s application and signing processes take place online. Most mortgages close in just a few weeks and the company offers $10,000 if your closing is late. There is no minimum credit score required to apply for a mortgage.

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